Sentences with phrase «at a fixed rate determined»

Cash value builds at a fixed rate determined by the insurer.

Cash value builds at a fixed rate determined by the insurer.

Cash value builds at a fixed rate determined by the insurer.

Not exact matches

All student loans lent directly from the federal government carry a fixed interest rate which is determined at the time the loan is dispersed.

Every six months Treasury pays interest based on a fixed rate of interest determined at auction.

You (the annuity owner) make a lump - sum payment or a series of premium payments to an annuity issuer (the insurance company), which will accumulate earnings at a fixed interest rate (a fixed annuity) or a variable rate determined by the growth (or losses) in investment options known as subaccounts (a variable annuity).

Many people are unable to make their mortgage payments because they are caught in a variable rate mortgage that began at an affordable fixed rate and then, after a period of so many years, adjusted to a rate that is determined based on market conditions.

If you know how much you plan to invest each year and the fixed rate of return your annuity guarantees — or, for loans, the amount of your payments and the given interest rate — you can easily determine the value of your account at any point in the future.

Whereas whole life insurance provides fixed rates of return on the account value, at rates determined by the insurance company, variable life insurance provides the policyholder with investment discretion over the account value portion of the policy.

The interest rate is a fixed rate determined at auction.

Areas of colour have been designated by an algorithmically determined stepped contrast scale, and move from dark to light through pigment saturation and the hue spectrum at a fixed rate.

So, that is what we came up with — A few very simple models, such as the one that involves 3 objects: one object A producing thermal energy and radiating energy at a fixed rate, two other objects B and C whose temperature is determined via radiative balance with object A and empty space, with a geometry such that the temperature of object B is higher than that of object C. And, what we wanted to illustrate is that the object C «warms» B in the colloquial sense of the word... i.e., that the presence of object C causes B to be at a higher temperature than if C is absent.

This fixes the efficiency, which determines the amount of heat thrown away, and it fixes the fuel type, and therefore the rate at which carbon dioxide will be produced.

Part of the annual premium charged is applied toward the pure cost of insurance, commissions and administrative costs, while the balance is left to grow at fixed interest rates determined by the issuer.

FRM pros and cons: + Peace of mind that your interest rate stays locked in over the life of the loan + Monthly mortgage payments remain the same - If rates fall, you'll be stuck with your original APR unless you refinance your loan - Fixed rates tend to be higher than adjustable rates for the convenience of having an APR that won't change ARM pros and cons: + APRs on many ARMs may be lower compared to fixed - rate home loans, at least at first + A wide variety of adjustable rate loans are available — for instance, a 3/1 ARM has a fixed rate for the first 36 months, adjustable thereafter; a 5/1 ARM, fixed for 60 months, adjustable afterwards; a 7/1 ARM, fixed for 84 months, adjustable after - While your interest rate could drop depending on interest rate conditions, it could rise, too, making monthly loan payments more expensive than hoped How is your APR determFixed rates tend to be higher than adjustable rates for the convenience of having an APR that won't change ARM pros and cons: + APRs on many ARMs may be lower compared to fixed - rate home loans, at least at first + A wide variety of adjustable rate loans are available — for instance, a 3/1 ARM has a fixed rate for the first 36 months, adjustable thereafter; a 5/1 ARM, fixed for 60 months, adjustable afterwards; a 7/1 ARM, fixed for 84 months, adjustable after - While your interest rate could drop depending on interest rate conditions, it could rise, too, making monthly loan payments more expensive than hoped How is your APR determfixed - rate home loans, at least at first + A wide variety of adjustable rate loans are available — for instance, a 3/1 ARM has a fixed rate for the first 36 months, adjustable thereafter; a 5/1 ARM, fixed for 60 months, adjustable afterwards; a 7/1 ARM, fixed for 84 months, adjustable after - While your interest rate could drop depending on interest rate conditions, it could rise, too, making monthly loan payments more expensive than hoped How is your APR determfixed rate for the first 36 months, adjustable thereafter; a 5/1 ARM, fixed for 60 months, adjustable afterwards; a 7/1 ARM, fixed for 84 months, adjustable after - While your interest rate could drop depending on interest rate conditions, it could rise, too, making monthly loan payments more expensive than hoped How is your APR determfixed for 60 months, adjustable afterwards; a 7/1 ARM, fixed for 84 months, adjustable after - While your interest rate could drop depending on interest rate conditions, it could rise, too, making monthly loan payments more expensive than hoped How is your APR determfixed for 84 months, adjustable after - While your interest rate could drop depending on interest rate conditions, it could rise, too, making monthly loan payments more expensive than hoped How is your APR determined?

Whereas whole life insurance provides fixed rates of return on the account value, at rates determined by the insurance company, variable life insurance provides the policyholder with investment discretion over the account value portion of the policy.

Although rates are determined on a case - by - case basis, a property that is following LEED guidelines may qualify for a 1/4 to 1/8 point discount on the fixed financing rate, says Greg Harris, a senior vice president at New Resource Bank.

The new rate at the adjustment period is determined by the index and a fixed margin that was established at the beginning of the mortgage loan.