You'll need to ask yourself if exchanging a lower current interest rate for the chance
at higher interest rates in the future is a worthy trade - off for a short - term fixed rate bond or bond fund.
If interest rate is such an important consideration when paying off debt, then why did you borrow money
at a high interest rate in the first place?
The rationale for using the posted rate to qualify buyers is to ``... protect Canadians by ensuring sufficient flexibility to support mortgage payments
at higher interest rates in the future, for example, when the mortgage term is up for renewal.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or
at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to
higher interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
That has prompted investors to take another look
at the widening
interest rate differential trends between the United States and Europe which hit the
highest in nearly 30 years
at 236 basis points last week, and protracted weakness
in the greenback.
Those federal rules, which double down on restrictions adopted
in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers
at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.
NEW YORK, May 1 - The dollar broke into positive territory for the year and U.S. bond yields inched
higher again on Tuesday as the recent rise
in oil prices fueled expectations the Federal Reserve could flag more
interest rate hikes
at its policy meeting this week.
This Toronto - based bank will benefit from rising
interest rates — «they can take money
in and put it out
at higher loan
rates,» Turk says — but also an expanding retail segment.
Specifically, there are concerns about what might happen should the tide turn
in the bond markets when 30 years of falling
interest rates reverses
at a time when the Federal Reserve is preparing to tighten monetary policy by forcing
rates higher.
At first its
higher interest rates had little impact because momentum
in job and income gains were offsetting.
Assuming a similar buy
rate — my guess is it will be
at least that
high, since there is considerable MMA crossover
interest in this fight — the total PPV revenue should be around $ 400 million.
«Gold is stuck between $ 1,238 - $ 1,260 with the risk to skewed to downside based on rising expected
interest rates and failure to break
higher which has left it vulnerable to profit - taking
in the short term,» said Ole Hansen, the head of commodity strategy
at Saxo Bank.
In his job as an activist at the Center for Popular Democracy, Barkan led a successful effort to get Fed officials thinking more about low - income Americans as they conduct monetary policy, often arguing against interest rate hikes in the face of high underemployment and weak wage growt
In his job as an activist
at the Center for Popular Democracy, Barkan led a successful effort to get Fed officials thinking more about low - income Americans as they conduct monetary policy, often arguing against
interest rate hikes
in the face of high underemployment and weak wage growt
in the face of
high underemployment and weak wage growth.
At some point, investors who are conflating
high - yielding consumer staples stocks with bonds or who are taking
interest rate risk
in long - dated Treasurys will see drawdowns as well.
Mortgage
interest rates also surged
at the start of this year to the
highest level
in four years.
«For 30 years,
interest rates have been coming down, lower
highs and lower lows but we're
at a point now
in terms of a long - term trend line where 2.6 percent represents the point where an
interest rate reversal should take place.
A separate report from the Mortgage Bankers Association showed mortgage applications last week rose to their
highest level
in nine weeks as
interest rates on 30 - year fixed -
rate mortgages hovered
at their lowest level
in more than a year.
«We looked
at income, supply, demographics,
interest rates and took all of these things into account, and we still come up short
in trying to explain why people have been so willing to pay
higher and
higher home prices relative to their income.»
Federal Reserve Board Chairman Alan Greenspan did try to prepare markets for
higher short - term
interest rates in testimony before the Joint Economic Committee a few days before the February 1994 meeting of the Federal Open Market Committee
at which the tightening began.
«
Interest rates are not low enough,» Minneapolis Federal Reserve President Narayana Kocherlakota said
at a Town Hall meeting
in Montana, citing subdued inflation and «unacceptably
high» unemployment as evidence.
By secular reflation, we mean
at least a decade
in which short - and long - term
interest rates stay habitually below nominal GDP growth and
high grade bonds are not really bonds any more: delivering trend returns that are close to zero or even negative.
«Fiscal stimulus seems to be the most logical explanation, with Trump and a Republican Congress expected to deliver
higher deficits,» Gennadiy Goldberg, an
interest -
rate strategist
in New York
at TD Securities told Bloomberg.
Carry trade is a trading strategy that involves borrowing
at a low
interest rate and investing
in an asset that provides a
higher rate of return.
At July 28, 2012, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margi
At July 28, 2012, borrowings under the Asset - Based Revolving Credit Facility bore
interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margi
at a
rate per annum equal to,
at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margi
at NMG's option, either (a) a base
rate determined by reference to the
highest of (i) a defined prime
rate, (ii) the federal funds effective
rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR
rate plus 1.00 % or (b) a LIBOR
rate, subject to certain adjustments,
in each case plus an applicable margin.
At April 27, 2013, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margi
At April 27, 2013, borrowings under the Asset - Based Revolving Credit Facility bore
interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margi
at a
rate per annum equal to,
at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margi
at NMG's option, either (a) a base
rate determined by reference to the
highest of (i) a defined prime
rate, (ii) the federal funds effective
rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR
rate plus 1.00 % or (b) a LIBOR
rate, subject to certain adjustments,
in each case plus an applicable margin.
Spain's 10 - year bonds carry
interest rates that hover around 5.5 percent, compared with 7 percent and
higher in November, and Italy's five - year bonds are approaching 5 percent, down from nearly 8 percent
at their peak.
Confronted with the choice of whether to «lean» or to «clean» — leaning against emerging financial imbalances by keeping
interest rates higher than they otherwise would be or cleaning up
in the event the risks they create are realized by providing stimulus — central bankers
at that time generally agreed that cleaning would be best.
If current
interest rates are lower than they were
at issue, the MVA will result
in a
higher payment.
In absolute terms, the deficit will be
at an all time record
high, thereby exposing the federal government to
interest rate fluctuations.
At the end of 2017, the total open
interest in interest rate futures and options was 159.2 million, up 22.8 % from the end of 2016 and the
highest level this industry has ever seen.
Loans under the new credit facility bear
interest,
at our option,
at (i) a base
rate based on the
highest of the prime
rate, the federal funds
rate plus 0.50 % and an adjusted LIBOR
rate for a one - month
interest period
in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR
rate plus a margin ranging from 1.00 % to 2.00 %.
«With low credit card penetration and the lack of structured credit history, this large segment of the Indian population resorts to availing credit from informal sources
at high interest rates,» the company said
in the statement.
Loans under the new credit facility bear
interest,
at the Company's option,
at (i) a base
rate based on the
highest of the prime
rate, the federal funds
rate plus 0.50 % and an adjusted LIBOR
rate for a one - month
interest period
in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR
rate plus a margin ranging from 1.00 % to 2.00 %.
Borrowings under the credit facility bear
interest,
at our option,
at (i) a base
rate based on the
highest of the prime
rate, the federal funds
rate plus 0.50 %, and an adjusted LIBOR
rate for a one - month
interest period plus 1.00 %,
in each case plus a margin ranging from 0.00 % to 0.75 %; or (ii) an adjusted LIBOR
rate plus a margin ranging from 1.00 % to 1.75 %.
That's because banks have historically tended to do well
in rising
rate environments, as they can benefit from making loans
at higher interest rates.
Loans under the credit facility bear
interest,
at the Company's option,
at (i) a base
rate based on the
highest of the prime
rate, the federal funds
rate plus 0.50 % and an adjusted LIBOR
rate for a one - month
interest period plus 1.00 %,
in each case plus a margin ranging from 0.00 % to 0.75 % or (ii) an adjusted LIBOR
rate plus a margin ranging from 1.00 % to 1.75 %.
This way, if a bear market occurs, you have a year of cash becoming available
at the maturity date so that you do not have to sell stocks, and
in a bull market you can buy new bonds as the ones you own mature, and you thereby benefit from the
higher interest rates that
high quality bonds give versus cash or CDs.
Recently, there has been some discussion, prompted by senior staff
at the International Monetary Fund (IMF), that central banks might aim for
high inflation — say 4 per cent — as a way of giving them more scope to reduce official
interest rates in future downturns.
So really, since the expansion began
interest rates have ranged from a
high of 4 percent (2010) to a low of 1.37 % (2016) and are currently
in between
at 3 percent.
In fact, you often end up earning way more $ $ $,
at higher interest rates, as I did on 2 of my defaulted investments.
Millions of people can see
at least some of the major signs, such as the collapse of
interest rates, record
high number of people not counted
in the workforce, and debt rising from already - unpayable levels
at an accelerating
rate.
With this option, you can get out of paying monthly private mortgage insurance by opting for a
higher interest rate at closing, or by paying all your PMI
in one lump sum
at closing.
The objective of most investors is to pick a property
in the right location where it will appreciate
in price
at a
higher pace than the
interest rate that must be paid to acquire the property.
In contrast to the steady and ongoing language for
higher US
interest rates from the US central bank, the RBA has reiterated the need for cash
rates to remain
at historic lows for a while yet.
The biggest reason for this is the fact that
interest rates were extremely
high in the early 1980s to offset the
high inflation that was seen
at that time.
ABR loans bear
interest at a variable
rate equal to the applicable margin plus the
highest of (i) the prime
rate, (ii) the federal funds effective
rate plus 0.5 %, and (iii) the Eurodollar
rate plus 1.0 %, but
in any case
at a minimum
rate of 3.25 % per annum.
«They think things are balanced right now and for the foreseeable future»
in the context that they will continue to move
interest rates higher at a gradual pace, he added.
If you are
interested in CDs from Fidelity, they grow
at high set
interest rates regardless of term length.
Many (including me) believe the reason that both stock prices and real estate prices are currently trading
at historically
high valuation ratios is tied to the Feds current «experiment»
in holding
interest rates at almost zero for half a decade and running....
According to the minutes of the meeting, a 25 - basis point increase
in the bank
rate was fully factored
in by the markets
in the run - up to November's MPC meeting, and the
interest -
rate curve underlying the November Inflation Report projected
interest rates at 1 percent by the end of the three - year forecast period,
higher than the recent median estimates of economists polled by Reuters.