Sentences with phrase «at a low interest rate when»

Not exact matches

But when interest rates and inflation are at very low levels like now, this benefit is rather small.

But what many fail to consider is that when ordinary Canadians are unable to afford real estate — even when borrowing at unusually low interest rates — the market will adjust.

Now the mining sector offers attractive yields at a time when interest rates are at record lows.

This morning, the European Central Bank kept interest rates unchanged at record lows, as expected, but European markets could take another turn depending on what happens when European Central Bank president Mario Draghi takes questions later this morning.

He said world economic growth is looking lower at a time when the Fed appears to be ready to raise interest rates while most other central banks are easing.

Mr. Chiappinelli said investing in a portfolio that is increasing its duration when interest rates «were at historic lows is the exact opposite of prudence.»

After all, a dovish Fed guy asking what the definition of high interest rates — when low interest rates seem to the the bane of savers — does seem at first blush to be the definition of out - of - touch.

Well, if we were gonna normalize interest rates, that relationship had to get restored to normal somewhere, at some point, when people were confident that we didn't need the very low interest rates and so forth.

Refinancing is when you pay off your old loan, or loans, by taking out a new loan — typically at a lower interest rate.

Interest rates are up, but there's good news: growth companies continue to win new bank financing at the robust clip they've maintained since early 1993, when rates were about a percentage point lower.

Importantly, this future low level of interest rates is not due to easy monetary policy; instead, it is the rate expected to prevail when the economy is at full strength and the stance of monetary policy is neutral.

The fashionable view at the Federal Reserve and elsewhere when Yellen took office in 2014 was that growth was slow despite very low interest rates because of «headwinds» — transitory factors associated with the financial crisis that would soon recede.

Interest rates are at or near historical lows, so when that reverses direction, values will go down.»

Why shouldn't a government borrow to make new investments when ten year, thirty year, and fifty year interest rates are at historically low levels?

In fact, at times, when short - term rates have been pinned at the zero lower bound, the Federal Reserve has taken actions that eased financial conditions without changing short - term interest rates.

How to minimize risk at a time when persistent low interest rates have left many pension plans underfunded.

This typically occurs when interest rates decline and the issuer has incentive to refinance their debt at lower prevailing levels of interest rates.

The majority of lenders offer mortgage and home equity applicants the lowest possible interest rate when the loan - to - value ratio is at or below 80 %.

Adjustable - rate mortgage: Also known as an ARM, this mortgage option from Quicken Loans generally has a lower interest rate when compared to fixed - rate mortgages with the same term - at least at first.

When we compared Quicken's version of the FHA loan with the lowest down payment offers available at several major California banks, Quicken quoted the lowest interest rate of the group.

The Fear Trade, of course, is driven by low to negative real interest rates — when inflation erodes away at government bond yields — deficit spending, a weaker U.S. dollar and geopolitical uncertainty.

Recently, the Bank of International Settlements (BIS), the principal bank to the world's central banks, hinted at the need for microeconomic reform when it warned that central banks were «overburdened» and called for policies other than monetary stimulus and low interest rates to tackle the issue of slow global growth.

When refinancing you may want to apply with a creditworthy cosigner to get a better chance at a lower interest rate.

If you're looking to pay off credit cards or other debt, you may save thousands ** when you refinance high - interest debt at a lower rate.

Companies that levered up as interest rates stayed at rock - bottom lows may have «accidents» when rates rise, he said..

When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available interest rate at the time, even though I got an FHA loan with a small down payment.

And so for example, if you look at U.S. government debt, which is the one almost everyone always talks about, most people aren't sitting there worrying about how much debt does Amazon have, when you look at government debt, interest payments on government debt as a percent of GDP or as a percent of tax revenue, currently because interest rates are relatively low, are very low, are running half, literally half of what they were in the second half of the»80s and the first half of the»90s.

When the pace of inflation eases over a longer period and interest rates are still low, this is a good time to borrow at a low cost.

Monetary policy has less room to maneuver when interest rates are close to zero, while expansionary fiscal policy is likely both more effective and less costly in terms of increased debt burden when interest rates are pinned at low levels.

That's a tough sell at a time when public opinion has tilted sharply against cutting taxes on the rich, and when a low unemployment rate and Federal Reserve interest rate increases have eliminated the case for fiscal stimulus.

Even at a low rate of interest, the obligation will double when it accumulates over many years.

At the monent interest rates are low but when they increase our payments could increase.

The Americans use the cash to stoke up the economic engines by lowering interest rates just at the point when holding firm might have given rise to a temporary and relatively pain - free correction.

At a time when confidence was fragile, living standards falling, interest rates already at record lows, banks weak and inward - looking and when our main trading partner was in crisis.At a time when confidence was fragile, living standards falling, interest rates already at record lows, banks weak and inward - looking and when our main trading partner was in crisis.at record lows, banks weak and inward - looking and when our main trading partner was in crisis...

Not only do borrowers face a rising amount student debt, that debt often comes with higher - than - normal interest rates at a time when interest rates are very low.

«Today, Scotland has a currency which takes into account the needs of Scottish economy as well as the rest of the United Kingdom when setting interest rates and it can borrow at rates that are among the lowest in Europe.»

On Friday, Astorino will unveil a proposed capital budget for 2017 of more than $ 300 million, which comes at a time when Westchester can take advantage of historically low interest rates and the best credit rating of any county in the state.

The savings was generated by lower interest rates and an improved credit rating, since the original bonds were sold at the height of the county's red / green crisis, when the county's bond rating was much weaker, said Comptroller Stefan Mychajliw.

In essence, China has been loaning Chinese solar module manufacturers in that country money at low - interest rates for both production and installation, even when installation takes place in other countries such as Germany, which makes Chinese products unbeatably cheap when paired with Chinese advantages in labor and logistics costs.

«When you look at the broader economy, including a strong job market, rising wages, low inflation and low interest rates, and couple them to low fuel prices and strong consumer confidence, you have everything you need for auto sales to weather headwinds and remain at or near historic highs,» said Mustafa Mohatarem, GM chief economist.

When the mortgage comes up for renewal I will look at negotiating a low rate to make sure our interest costs stay low.

Primarily this would occur when there is a drop in interest rates — issuers often redeem the callable bond and issue another one at the new, lower interest rate.

Especially when interest rates are at historic lows and it feels like you only make pennies each month compared to a decade ago when you were making a few dollars on the same balance.

«While consolidation loans often have higher interest rates than auto loans, no down payment is required, and consolidating the auto loan at a higher rate will offset when other debts are refinanced at a lower rate than you currently pay,» an Autos.com article said.

When trying to find the lowest credit card rates it pays to select a basic credit card with no perks at the absolute lowest possible interest rate and no annual fees from a credit union.

So investing over a few years reduces the chance that you'll put all your money in when interest rates, and payouts, are at a low.

The last two phases were caused, at least in part, by the Federal Reserve's interest rate policy: a strong coupling of rising returns stimulated by low rates, followed by an indication of decoupling when rates rose.

It might seem inefficient to pay off our mortgage early when our interest rate is not even at 3 % but bond yields are even lower!

When looking at a good faith estimate each lender will provide, it's tempting to just pick the one with the lowest interest rate.

When interest rates are at all time lows, it's hard if not impossible to go any lower.