Sentences with phrase «at a lower rate by»

There are some investment companies that allow for you to start investing at a lower rate by signing up for an automatic investment plan.

Another strategy to minimize income taxes on your RRSP / RRIF at death is to take annual withdrawals from your plan during your lifetime to maximize the income that will be taxed at low rates by forcing additional withdrawals in years you are in a lower tax bracket.

The Multi-commodity Exchange of India also opened at a lowered rate by Rs. 181.

Purchase auto insurance at low rates by searching online instead of contacting each provider individually to obtain rate information.

You may even be able to get your policy at a lower rate by taking advantage of policy discounts that are frequently available.

You can get the Austin car insurance coverage in Colorado at low rates by adding of some extra safety features to prevent theft.

Not exact matches

Buoyed by uncommonly low interest rates, the industry has boasted of double - digit returns; the past few years, at least anecdotally, have been especially rich.

The site may sell more even with lower conversion, but, moving forward, Bonobos should complement its PR strategy by going after more traffic from Google and Yahoo (NASDAQ: YHOO) searches, which typically converts to sales at a higher rate than referring - site traffic.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

However, income tax expenses at the firm fell 21.3 percent, primarily driven by lower U.S. corporate income tax rate, while underwriting gains rose 22.3 percent to $ 258 million.

Ontario's rates are heavily influenced by U.S. rates, which have just begun to increase after years at historic lows.

Business owners are also able to income split after - tax profits from their corporation by issuing shares directly, or through a family trust, to other family members, and paying those family members dividends that are then taxed at lower rates.

What is interesting about the Canadian numbers is that the participation rate began to drift lower in the late 1970s, starting at around 30 % and sliding to around 22 % by early 1997.

(http://www.dailykos.com/story/2007/8/28/377268/ --RRB- That can happen because wages falter, because consumers can't free up spending money by refinancing debt at lower rates, or because important assets like houses or 401k assets stop appreciating.

At least in the short term, the bank was expected to be the most affected by the new law, which lowered the corporate tax rate and introduced measures designed to encourage companies to bring overseas profits back to the US.

Congressional lawmakers are set to approve a tax reform package aimed at slashing the corporate tax rate and lowering the level paid by many Americans.

Much the year - end maneuvering noted by the Rockefeller Institute involved the country's millionaires and billionaires rearranging their finances to maximize the portion of their income that would be taxed in 2012, at lower rates, rather than in 2013, at potentially higher rates.

Although it has been reported by those close to the Burger King deal that its relocation to Canada is not primarily motivated for tax reasons, the move would empower the company to repatriate profits on its overseas business at a lower rate.

For all the talk of abnormal times and changes in underlying economic fundamentals, the Fed is pinning its hopes on a very conventional premise — that the U.S. consumer will keep spending at recent strong rates, encouraged by low unemployment and the apparent beginnings of higher wages.

They wanted to know if they should break their mortgages and refinance at BMO's limited - time, bargain - basement 2.99 % rate — the lowest rate ever officially offered by a Canadian bank for a five - year, fixed - rate mortgage.

Wylie's gambit seeks to resolve two issues: the assumption by publishers that existing contracts written before the advent of e-books automatically confer digital publishing rights, and the assumption that authors» royalty rates should remain at historic levels despite lower e-book production costs for publishers.

They were also most likely emboldened by the unemployment rate, which sat unchanged at 4.1 %, the lowest since December 2000.

With interest rates at historic lows, though, it's nearly impossible to eke out an income by playing it safe.

A low multiple means that investors aren't expecting their gains to flow from rapidly rising profits, driven by reinvesting earnings at high rates of return — Warren Buffett's ideal.

Alexander agrees that we'll remain in a low - interest - rate environment for at least two or three years, though he can see the Bank of Canada increasing rates by, at most, 1 % between now and 2015.

«But I'm just struck by the fact that critical reviews may not be as critical as the market, and the evidence of that is the commercial success of «Bright,» at least according to the company, versus the fact that it got relatively low ratings from the critics.»

They're pricing out mortgages at low rates and realizing that they can save money and build equity by purchasing a home instead of renting an apartment.»

Investors seem to be looking at potential positives such as the fact that Trump may roll back regulations of businesses and lower the corporate tax rate by a much as 20 percentage points.

The economy may be healthy enough for them to raise interest rates, but the new 0.5 percent to 0.75 percent target for the benchmark fed funds rate, up a quarter point from where it had been, remains far below the historical norm — and, by all indications, the Fed still expects rates to stay low for at least a few more years.

In 2001, Republicans addressed the politics of taxes by making big cuts across the board: an expanded child credit for low and moderate earners, a new lower tax bracket at the bottom, plus cuts in regular and capital income - tax rates for those at the top.

«On a static basis, the [Joint Committee on Taxation] expects the rate reduction to lower the corporate tax bill by $ 1.3 trillion over the next 10 years,» said Ed Yardeni, president and chief investment strategist at Yardeni Research, in a note this week.

And while Xi is riding high after consolidating power at a twice - a-decade Communist Party Congress last month, Trump comes to China saddled with low public approval ratings and dogged by investigations into Russian links to his election campaign.

In a closely - watched keynote speech at a banking conference in Frankfurt, Draghi dropped his clearest hint yet that the ECB will expand its program of asset purchases, which depresses interest rates by injecting money into the financial system, and may also push its official deposit rate even further into negative territory, from its current record low of -0.20 %.

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

Majority - owned by Softbank Group, Sprint (s) has spent much of the past year looking for ways to raise money at the lowest possible rates to cover looming debt maturities of its own.

The report by McMaster University economics professor William Scarth argues that keeping the deficit at 0.5 per cent of GDP for the next three years could lower the unemployment rate by 0.4 per cent, or create the equivalent of 75,000 additional jobs.

No English - speaking country surveyed by the Institute had a payment rate of more than 10 %, and some were substantially lower than that, including the U.K. at just 7 %.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

October 22: President Obama unveils a program to help small businesses borrow money, by allowing small banks to borrow funds at low rates from the Troubled Asset Relief Program (TARP).

«We believe the bias for stock prices in general remains to the upside, underpinned by a growing economy, low interest rates and increasingly, cheaper oil... With operating margins at elevated levels, top line growth is poised to more quickly bleed through to the bottom line, thus supporting earnings.»

Michael Arone, chief investment strategist at State Street Global Advisors, reckons that new legislation that drops the rate all the way to 20 %, and contains other levy - lowering provisions such as immediate expensing of capital expenditure, could raise EPS for the S&P 500 by 8 % in the first year.

Refinancing is when you pay off your old loan, or loans, by taking out a new loan — typically at a lower interest rate.

On the other end of the spectrum, Hawaii has the lowest effective rate at 0.28 %, and is followed closely by Alabama (0.43 %), Louisiana (0.51 %), and Delaware (0.55 %).

Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual savings than lower interest rates towards the end of a loan since the principal is lower as time goes by (interest charged is a percentage of the current loan balance).

The unemployment rate held steady at 4.1 %, the lowest since 2000, as the labor force swelled by 806,000...

So your argument is that because interest rates have been kept artificially low (effectively ripping everyone off with a manipulated money supply that's becoming more worthless by the day) that paying 6 % for a mortgage (which at one point was low) is getting ripped off?

The reason Keynesianism got such a boost post-crisis was not for any real - world examples of its success — the list of its failures, by contrast, is lengthy — but because of the assertion, accepted far too quickly with far too little evidence, that monetary policy, at the fabled Zero Lower Bound (interest rates of near zero) had lost its effectiveness.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

By doing so, you replace your current loan or loans with a new, private loan at a lower interest rate.

Since each point on a 30 - year fixed rate mortgage lowers Quicken's base rate of 4.38 % by 25 basis points, we found that you would need to pay about $ 2,700 to reach the standard mortgage rate of 4.00 % found at most major banks.