Sentences with phrase «at bodily injury liability coverage»

Not exact matches

Alberta has a tort system (or «at - fault» insurance approach) for bodily injury and car damage liability but uses «no - fault» approach to accident benefits coverage.

Renters insurance personal liability coverage pays for damages related to bodily injury and personal property when a policyholder is at fault or negligent.

Ordinarily you could file a claim for $ 20,000 from the at - fault motorist's bodily injury liability coverage, but since the other driver is uninsured, you need to tap into your Uninsured Motorist Insurance.

In addition, you have a larger and more broad liability coverage on your Huntington at King Farm Apartments renters insurance that will protect you if you should happen to negligently cause bodily injury or property damage to another.

At the least, you're required by law to buy a 20/40/10 policy: minimum bodily injury liability limits of $ 20,000 per injured person, up to a total of $ 40,000 per accident, and property damage liability coverage of $ 10,000.

You know why you need liability coverage on The Falls at Flint Hill renters insurance, just in case something happens that results in you causing bodily injury or property damage to someone else.

California requires that car insurance policies have at least bodily injury liability and property damage liability coverages of the limits below:

You'll need a North Carolina car insurance policy providing at least bodily injury liability $ 30,000 per injured person and $ 60,000 per accident; property damage liability of $ 25,000; and uninsured driver coverage of $ 30,000 per person and $ 60,000 per accident.

In a nutshell, Alexis At Town East renters insurance liability coverage protects you if you cause bodily injury or property damage to someone else, or to the apartment.

The consequences of going without include suspended registration, fines, and possible car impoundment, so you should probably buy a policy for at least the minimum in coverage: bodily injury liability of $ 15,000 per person and $ 30,000 per accident, and property damage liability of $ 5,000.

Your bodily injury liability coverage would top out at $ 50,000, leaving you responsible for $ 25,000 in hospital bills.

A personal injury lawyer at ITL will evaluate the insurance coverage available and help victims obtain all the coverage available to them — this could include not only coverage from the «at fault» party (such as med pay, property damage, and bodily injury liability coverage), but also any available coverage from their own insurance (such as med pay, uninsured, or underinsured coverage).

By law, every driver in the state of South Carolina must carry at least the minimum liability coverage, which includes bodily injury and property damage.

Because your underinsured motorist coverage is LESS than the at - fault driver's liability bodily injury coverage, you would not be able to collect for the damages.

While most states require you to have certain car insurance coverages, typically at least bodily injury liability and property damage liability, for your gap insurance to be in effect you need to carry physical damage coverages of collision and comprehensive on your vehicle as well.

If SUM coverage has been purchased and you have an accident with another vehicle that is insured but has bodily injury liability limits lower than yours, or if such vehicle has no insurance at all, SUM coverage will be activated.

Underinsured motorist bodily injury (UIMBI) coverage will help cover your costs for bodily injury when the other driver's insurance is not sufficient, as long as your UIMBI limit is higher than the at - fault driver's liability limit.

The driver who was found at fault has bodily injury liability coverage with a limit of $ 100,000, so you get a check from that driver's insurer for $ 100,000.

If the at - fault driver of the vehicle is known and you do not live in a no - fault state, you can put a claim instead through his bodily injury liability coverage.

For example, if you have uninsured / underinsured coverage of $ 300,000 and you sustain $ 400,000 in personal injuries caused by an at - fault driver with $ 200,000 in bodily injury liability, without underinsured conversion coverage you would normally only be able to collect the $ 200,000 from the other driver's insurance plus $ 100,000 from your own underinsured coverage, which equals your $ 300,000 limit.

If you do carry bodily injury liability coverage, but with low limits, you still could be putting yourself at risk financially, since if you cause a serious accident where injury expenses exceed your limits you can be held responsible for the amount above your limits.

To drive legally, Virginia mandates every motorist have at least $ 25,000 in bodily injury liability coverage ($ 50,000 per accident) and $ 20,000 to pay for property damage.

The state requires every driver to carry liability coverage on property damages and bodily injuries if they are the at fault party in a car accident.

Bodily Injury Liability — provides financial coverage for injuries, including fatal injuries, where you are found at fault.

Bodily injury liability coverage helps pay the costs of injury claims if you are at fault for an accident where others were harmed.

You have to have underinsured motorist coverage limits that are HIGHER THAN the limits of the at - fault driver's bodily injury liability coverage, or you may not receive benefits.

If your injury expenses exceed the at - fault party's Liability limits, you can use Underinsured Motorist Bodily Injury coverage to pay for the amount not covered by the at - fault person's insurance.

Most states require you to carry at least a minimum level of bodily injury and property damage liability coverage.

Before purchasing a plan, make sure that there is at least $ 25,000 per person and $ 65,000 per accident of bodily injury liability coverage and at least $ 15,000 in property damage liability protection.

If bills exceed that limit, the at - fault driver is legally personally responsible unless he or she has bought bodily injury liability coverage.

Let's also assume that your liability coverage on your auto insurance is set at 50 / 100/50 (that's $ 50,000 of coverage for bodily injury for each person involved, up to $ 100,000, and $ 50,000 for property damage).

South Dakota car insurance policies must include liability insurance and uninsured / underinsured motorist bodily injury coverage with at least the following limits:

Bodily injury liability coverage per person: $ 25,000 Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: Optional, but Indiana specifies the insurer include UM / UMI at $ 25,000 per person and $ 50,000 per accident unless you expressly reject it in writing.

Bodily injury liability coverage per person: $ 25,000 Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: $ 10,000 per accident Uninsured / underinsured motorist coverage: Optional, but Kentucky specifies the insurer include UM / UMI at $ 25,000 per person and $ 50,000 per accident unless you expressly reject it in writing.

The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not include:

An «uninsured motor vehicle,» as described in subdivision (3) of this subsection, includes an «underinsured highway vehicle,» which means a highway vehicle with respect to the ownership, maintenance, or use of which, the sum of the limits of liability under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.

A minimum $ 15,000 of «bodily injury liability» coverage is required, which is insurance that covers the medical bills for any one person that sustains an injury in an accident that you are at - fault for.

The Florida Financial Responsibility Law requires that any person at fault in a crash resulting in bodily injury and property damage to others must have in effect at the time of the crash full liability insurance coverage.

For purposes of an underinsured motorist claim asserted by a person injured in an accident where more than one person is injured, a highway vehicle will also be an «underinsured highway vehicle» if the total amount actually paid to that person under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.

Bodily injury liability coverage pays for the costs of medical care or funeral and burial expenses for those injured or killed as a result of an at - fault auto collision.

Liability coverage would provide financial protection in case you are at fault for bodily injury or property damage while using your boat.

Take this coverage and at the same amounts that you have for your bodily injury an property damage liability.

The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.

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Even if your state doesn't require liability insurance, it's a good idea to have at least $ 500,000 worth of coverage that encompasses both types of liability coverage — property damage liability and bodily injury liability.

If you totaled out a couple of cars, each worth $ 8,000, then the other parties would have at least $ 16,000 dollars worth of claims, exceeding your property damage liability limits of $ 10,000 — like the injuries did with your bodily injury coverage.

Under Delaware's SB 61, an underinsured car is defined as a vehicle «for which there may be bodily injury liability coverage in effect, but the limits of bodily injury liability coverage... applicable at the time of the accident are less than the damages sustained by the insured.»

In Nevada, motorists must at least have bodily injury and property damage liability coverage.

Ordinarily you could file a claim for $ 20,000 from the at - fault motorist's bodily injury liability coverage, but since the other driver is uninsured, you need to tap into your Uninsured Motorist Insurance.