Sentences with phrase «at default levels»

But property policies at default levels do not contain nearly as much monetary protection as your renters liability policy does.

Not exact matches

Some researchers also think it may be possible to compare the carbon, nitrogen, oxygen, and other chemicals in a plume to «default» levels seen in asteroids, which were formed at the dawn of the solar system — and ask if life is manipulating the chemistry there, or at least did so in the past.

Still, ETF buyers are willing to take a shot at the market, believing that in addition to the Fed staying dovish with rates the default level will remain low.

Not only isn't there anywhere near enough bank capital in the US to supplant securitization, it is difficult to conceive that the universe of «rates» buyers will become mortgage credit buyers or move over to covered bonds (which default to the issuing bank's credit ratings), at least not at the same price levels and in the same size.

David Rock and Heidi Grant, co-founder and Senior Scientist at the Neuroleadership Institute respectively, noted why diverse teams get you out of the habit of defaulting to the status quo, enabling you to operate at a higher level:

Further, with junk grade defaults at negligible levels today, even higher risk bonds have not posed significant problems — although that does not always have to be the case.

At that level, Portugal appears headed for a default.

sorry this is a bit of the subject does anyone know what the situation with our overall debt is at the moment and what our repayments are i was under the impression that we are at about the # 245 million mark gross debt and about # 97 net debt are the stadium repayments lower now or something is the bonds interest dropped lower inprice we were paying something like # 20 - # 30 million in repayments but heard its down to about # 15 million per yr now i know we will have broken throught the # 300 million mark in revenue now i am guessing that contributes more to the transfer funds or if not what makes up the transfer funds in the club i.e deals or match day revenue plus cash in the bank which stands at a high level but must be just in case we might default on a payment we need heavy cash in hand to bail us out this side of the club really intrigues me as it is not a much talked about subject unless you are into that type of area of work or care about the general fianacial outcome of the club does anyone have more insight into our finances would be great to hear from anyone about this matter cheers gonerwineverything (because we are)

Moreover, these leverage levels took the assessment of rating agencies and credit default swaps («insurance» against loan and other defaults) at their face value.

The bill targets buildings that are delinquent, at risk of default or already in foreclosure, by providing refinancing capped at a level that can be supported by the building's income.

At a time when ballooning pension costs have been cited as an important contributor to defaults and bankruptcies of many U.S. companies, the researchers sought to systematically document the role of corporate pensions in the resolution of financial distress, which had not been done, despite the level of attention many of these cases attract.

Nodes were clustered into communities overlapping with their rsFC functional systems at a local level, but segments of large spatially distributed systems, such as the default network, were split across multiple communities at sparse thresholds.

Finally, a goodness - of - fit analysis applied at the individual subject level suggests that activity in the default - mode network may ultimately prove a sensitive and specific biomarker for incipient AD.

You can change your shipping address or payment information for an individual order or at the subscription item level, which is the default option and will affect all future orders.

Did you know, body movement by default involves a high degree of oxygenation at the cellular level?

The difficulty level is set, by default, so that you don't have to bang you head against a vertical difficulty curve straight away but at the same time the lack of difficulty in the early stages takes away a little of the reward as you can just plough through it.

• Debt and default among black or African - American college students is at crisis levels, and even a bachelor's degree is no guarantee of security: black BA graduates default at five times the rate of white BA graduates (21 versus 4 percent), and are more likely to default than white dropouts.

Scott - Clayton and Li (2016) provide evidence that poorer labor market outcomes and for - profit enrollment at the graduate level contribute to high rates of default among black college graduates.

Once the LMS is in place, it has to be a default and go - to option software for all learning and training requirements while bringing in learner engagement at all levels.

In the U.S., student loan limits are too low to cover even tuition at the typical public four - year institution, let alone the non-tuition costs of attendance, and many students default on debts well below the maximum levels.

Of course not, but we can certainly set the bar higher than it currently stands and I would hope that we could make this expectation the default standard and incrementally increase expectations to meet it to a level of at least 60 % in a decade or so.

It is especially great for students at the 3rd - 4th grade level who have learned addition, subtraction, multiplication, and division since the levels default to combine all 4.

Everything always looks the way you want it to, at least at the default zoom level on a desktop device.

It's more noticeable in low light at default setting of 9, but is apparent throughout the light setting levels.

Remondi also used the interview to defend Navient's successes with student loan borrowers, saying it leads the industry in number and percentage of borrowers who are enrolled in income - driven repayment plans, has the lowest level of severely delinquent borrowers, and the lowest level of defaults in the industry at a rate that he says is 31 percent lower than peers.

But it would require stellar corporate earnings amid continued low financing rates, with no significant continuation of corporate defaults at a high level.

Across the border, home owners are defaulting on their mortgages in record numbers because they loaded up on mortgage debt at teaser rates and are unable to make mortgage payments when the rates reset at a much higher level.

Independent fundamental credit research and active management at the security level are essential elements of our approach which focuses on the avoidance of default and identifying value in individual securities.

With that much demand on a societal level (even the government pretty much tells you that you should be going to college no matter what) and loans that are subsidized so that the lender faces minimal risk in case of a default, even state and city public schools are priced at a ridiculous premium.

Information collected by Fitch Ratings uncovered that the auto loan delinquency level is now at 5.8 percent, the highest rate in some time.Despite the growing economy in the United States, an increasing number of subprime auto loan borrowers are defaulting on their loans.

And since Citibank is federally insured at the depositor level, and «too big to fail» at the institutional level, Uncle Sam is now a counterparty that effectively shares the risk in the case that GM or homeowners default.

With the flood of defaulted home loans and foreclosed houses slowly declining, the values of homes across the state are back on the rise, although they are not necessarily at pre-crisis levels just yet.

Because a small number of borrowers account for the majority of dollars in default, changes targeted at a small number of individuals and institutions could have large implications for taxpayers and the students involved, helping to keep borrowing to levels borrowers can realistically repay and to reduce costs of these programs for taxpayers.

While student defaults continue to make headlines, politicians at both the national and state level have proposed everything from bailouts to national debt forgiveness as a solution to get student debt under control.

Even though the bank card rate at 3.11 % is 61 basis points above its recent low while the other default rates are within a few basis points of the low, there is little reason to be concerned over rising consumer debt levels.

Some companies start personal property coverage at different levels — if you accept the defaults, you might end up with just $ 5,000 of personal property coverage or actual cash value coverage.

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

Replace the cohort default rate with a program - level loan repayment rate which requires that programs have at least a 45 percent repayment rate in order to be eligible for Title IV funds.

Nearly 7 million Americans have gone at least a year without making a payment on their federal student loans, a high level of default that suggests a widening swath of households are unable or unwilling to pay back their school debt.

However, if oil prices remain at or below $ 50 for a prolonged period of a few years, an uptick in default risk becomes more likely, though the risk would probably remain manageable in the context of historical default levels.

This requires a significant level of trust since it places the cosigners credit rating at risk should payments be missed or the loan defaulted on.

For all credit cards taken out since April 2011, minimum payment levels must be at least 1 % of the balance plus that month's interest, any default charges and the annual fee (if there is one).

Yet by 2016, student debt continues to climb and millions more have defaulted, with no solution in sight at the federal level from a gridlocked Congress.

That also means the glut of firms at the B - rating levels pose significant default risk as well.

To which the natural response is: well, if you're pricing California debt at these levels, then you must reckon that there's a pretty substantial probability of default.

(2) From the group of borrowers identified under paragraph (d)(1) of this section, the data manager identifies a sample that is large enough to derive an estimate, acceptable at a 95 percent confidence level with a plus or minus 5 percent confidence interval, for use in determining the number of borrowers who should be excluded from the calculation of the program cohort default rate due to improper loan servicing or collection.

1998 - 1999: Home equity ABS blow up, as defaults threaten to, and then do, emerge at levels far higher than anticipated.

Some say that so long as a primary dealer can «repo previously issued govt bonds at the central bank to gain reserves to purchase the new issue bonds at a Treasury auction, that nation can never default, no matter what the level of debt to GDP ratio is....»

Currently, the credit default swap market trades at levels that suggest ResCap will soon default.

While credit default swap prices have fallen quite a bit, they're still at historically elevated levels, and the IBOX index remains just above its pre-Lehman levels.