Sentences with phrase «at default risk»

Below is a chart of the IBOX North American CDS (credit default swap) Index that looks at default risk for 125 investment grade entities.

A total of $ 180 billion of debt is at default risk, according to Standards & Poor's rating services.

Not exact matches

The biggest risk to Canadian investors may not be the default rate at all, but rather currency moves.

Whereas default risk is a natural disincentive to loose lending, from the banks» perspective, the risk of issuing mortgages is minimal, which helps to explain why they're willing to loan money at such low margins.

For bonds this means issues that are not at risk of defaulting on a payment; for stocks a dividend is essential, and not one at risk of a cut, or one that fluctuates through good times and bad.

If you have missed one or two payments, you are generally considered to only be delinquent — which basically means you are considered at risk of defaulting.

The researchers at myFICO say that consumers who open several credit accounts in a short period of time are a greater risk to default on their loans or miss credit card payments.

Ultimately, if you're struggling with your current payments or are at risk of defaulting and still have several years left on your loans, debt consolidation might be a good idea.

If it is mainly the highest - risk borrowers who take advantage of higher limits, or if the higher limits encourage more reckless borrowing in general, then default rates will climb, eating away at profit margins.

If you are currently delinquent on your student loans and at risk of falling into default, the time to act is now.

While I don't expect a significant deterioration in credit markets next year, conditions are turning less favorable: corporate leverage is higher, default rates are rising and with oil hovering near $ 40, energy issuers are at risk.

And then there is the matter of allowing the public to assess counterparty risks building up at our insured banks after AIG sold credit protection derivatives (credit default swaps) across Wall Street that it could not pay in the crisis, forcing another massive government bailout.

Investors are «very happy to hold Canadian debt» because of limited default risk, said Matthew Strauss, senior currency strategist at RBC in Toronto.

Business cycle risk High yield issuers typically have riskier business strategies and more leveraged balance sheets, exposing them to greater risk of default at times of a downturn in business conditions.

Central banks may forestall these defaults by pumping even more money into the economy — at the risk of higher inflation in coming years.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

It presumes that you are capable of doing the necessary research and due diligence to select individual bonds; that you have a significant risk appetite; that you are willing to incur significant price volatility; and that you are comfortable with the high likelihood of owning at least some bonds which will default.

The Financial Services Authority (OJK) said it was considering setting a cap on interest rates and the size of loans offered by fintech firms, in a move aimed at minimizing the risk of defaults.

Further, with junk grade defaults at negligible levels today, even higher risk bonds have not posed significant problems — although that does not always have to be the case.

With any lending your capital is at risk and defaults are likely to happen over time.

As we covered this spring (WILTW May 25, 2017), the International Monetary Fund's annual Global Financial Stability report included a stark warning about the health of the U.S. economy: 22 % of U.S. corporations are at risk of default if interest rates rise.

Customers with poor credit and excessive debt, for example, are at risk of default.

Without the funds, Greece will almost certainly default on its next loan repayment, due at the end of this month, and risks ejection from the 19 - nation Eurozone which looms as a giant unknown to global investors.

Rather than thinking in terms of valuation and risk, they are focused on the carry they hope to earn because the default environment seems «benign» at the moment.

Rather, my impression is that the problems at JPM may be the result of using highly leveraged, illiquid derivative transactions as a «cross-hedge,» intended to reduce the risk of default in a whole portfolio of complex positions including (but not limited to) European mortgage debt, but with the long and short portions of the position behaving unexpectedly in relation to each other.

Putting up the business or personal assets as collateral can put you at risk of losing them in case you default.

If the true number of Imminently at - risk loans is somewhere between 13 and 15 million, the default and foreclosure crisis is about 60 % over.

These types of loans can attract borrowers who are likely to default and would be at risk of losing their home or car.

It also won't put any existing assets at risk of repossession, should you default on the loan.

As the IMF warned last year, 22 % of U.S. corporation are at risk of default if interest rates rise.

Moreover, 7.2 per cent growth, which is the other way to look at not taking early benefits, plus indexation, is hard to achieve on a long term basis in income stocks or with federal government bonds with no risk of default.

This has left the U.S. economy with a much more leveraged balance sheet than before the last crisis, and with much greater sensitivity to equity risk and debt default than at any point in history.

Borrowers with a poor credit score are seen as being at a higher risk of defaulting on a loan.

The debt moratorium will cause Puerto Rico to default; but the missed payments, as per the bill, will still be due when the moratorium ends, said Daniel Hanson, an analyst at Height Securities, a research firm that focuses on geopolitical and regulatory investment risk.

The bond price at re-sale is determined largely by the risk of the issuer defaulting on payments, and the remaining term.

@Avi Well, what happened to AIG was a systemic crisis, where all credit default swaps were at risk of having to be paid out.

The bill is not specific to New York, but advocates and elected officials such as City Council Speaker Christine Quinn have said as many as 70,000 units of rent - stabilized units in the city are at risk of defaulting on their mortgages.

The bill targets buildings that are delinquent, at risk of default or already in foreclosure, by providing refinancing capped at a level that can be supported by the building's income.

According to a study published in the journal of Epidemiology and Community Health, co-authored by Jason N. Houle, assistant professor of sociology at Dartmouth College and Danya E. Keene, assistant professor of epidemiology (chronic diseases) at the Yale School of Public Health, changes in health limitations and chronic conditions increased the risk of mortgage default and foreclosure between 2007 and 2010.

The researchers found a link between abnormalities in white matter and a decrease in functional connectivity in the brain's default - mode network, a set of regions that typically shows abnormal behavior in people at genetic risk for Alzheimer's disease.

Recent analyses of administrative data suggest that borrowers who leave college without earning a degree are at even greater risk of default than those who graduate, even if they graduate with more debt.

Chicago Public Schools expects to run a $ 544 million deficit in the coming fiscal year and is at risk of defaulting on debt payments.

Under the old system, the mortgage originator was still at risk if the mortgage went into default.

The group at that point decides if they want to take a risk with the others because if one defaults the others are «morally» responsible and can't access any more two or three tier funds until the debt is clear.

It is open to homeowners who have already defaulted on their mortgage loans, as well as those who are at risk of defaulting in the near future.

Falling behind on your loans can put you at risk of default.

A high CCR means the borrower has a better chance of getting the loan and that the collateral will pay off the loan in the case of default without putting other assets at risk.

Because the CMHC is getting paid to assume the bank's risk, and anyone who can't (or just doesn't) put at least 20 % down is viewed as a bigger risk — a greater chance of not being able to afford monthly payments or defaulting.

To take the above example further, it's likely to make even more sense to pay less on student loans when you're at risk of missing payments or defaulting on your loans.

As US homeowners continue to struggle with long term unemployment and home values below their mortgage amounts, FHA is amending its requirements to allow mortgage lenders to assist homeowners at risk of «imminent default.»