Sentences with phrase «at each adjustment period»

The rate you pay is set at each adjustment period by adding your margin (which remains the same from period to period) to the rate of the index.

ARMs also have caps or a maximum and minimum that the interest rate can change at each adjustment period.

The new rate at the adjustment period is determined by the index and a fixed margin that was established at the beginning of the mortgage loan.

Not exact matches

My favorite pillow is a silk case memory foam one that's on the firmer side, so I can usually expect an adjustment period of at least one night whenever I try out new pillows.

After accounting for the impacts of measures and adjustments, the Sales Tax revenue base is projected to grow at an average annual rate of 4.3 per cent over the forecast period, roughly consistent with the average annual growth in nominal consumption of 4.0 per cent over this period.

The commercial property sector, for example, is part way through a difficult period of adjustment to valuation and leverage, even as parts of the mining sector are back to producing at full tilt to supply Chinese demand for resources.

Some significant pay equity adjustments took place in public administration during that period of time, and the workforce in public administration has been aging at a more rapid rate than average.

Most ARMs allow for a multi-year period in which the mortgage rate is locked, and rate adjustments — when they do occur — take place at preset yearly intervals, delaying the effect of a rate hike.

-- One cap restricts the amount the interest rate can change at the first adjustment, the second restricts the amount the interest rate can change every adjustment period after the first adjustment period, and the third cap restricts the maximum interest rate you can pay for as long as you have the mortgage.

After an adjustment period that could be described as «rough» at best, Deja became part of the Pearson family, grounding the Beth and Randall fairy tale as a rough - around - the - edges teenager, who didn't like being touched, had been abused and was in and out of foster homes.

I'm still going through a major adjustment period, getting used to accomplishing way less of my usual tasks during the day and sleeping in 2 or 3 - hour increments at night.

The Red Wolves were nicely balanced between possession receivers (J.D. McKissic and Josh Jarboe combined to catch 139 passes at 7.7 yards per target) and big - play threats (Taylor Stockemer and Julian Jones caught 42 passes at 12.7 yards per target), and after a September adjustment period, the offense clicked at a nice, high level.

The players had to adjust to Baik in his first year at the helm after replacing a legendary sideline figure, and Baik had an adjustment period of his own.

I am sure the adjustment period will still be challenging for my children once the baby is actually in the picture, but I feel these activities and discussions have at least prepared us a bit for what is to come.

I think most mothers have to realize there is an initial adjustment period you have to get through to be successful at breastfeeding.

No matter how OK your child is with spending time away from you, it's important to note that many kids do go through an adjustment period at preschool when they are being left with someone they don't know.

Being able to hang out with your child on the first day, or at least be nearby, can really help the child in this adjustment period.

This will be a period of adjustment at home as the two earlier babies will also have to be cared for along with the new one and all older kids go through a period of restlessness as they feel neglectede

At this age a child typically can last 4 to 6 hours between sleep periods, and usually has 2 - 3 hours of naptime plus 11 - 12 hours of night sleep — this is a good way to judge if his current schedule is working for him, or if he needs an adjustment.

Hi Kristy, I had a similar experience when using shea butter previously and — at least for me — it did turn out to be and adjustment period.

Additionally, vitex isn't going to help address the endometriosis and heavy periods — you will have to look closely at your diet, stress levels, and supplement regimen and make adjustments there.

1) Perhaps your body is just in an «adjustment» period since it hasn't had such high estrogen levels (if at all) before.

All I know is that while I'd love to just soldier through the adjustment period, I can't have a life and do that at the same time.

And not all run resulted a twosome preparation composer and adjustments at period of time, but it's a ascribe to Rex and his buddy that I Cheap Team Rugby Jerseys Cheap NFL Jerseys Patriots Cheap NFL Jerseys From Japan chinese Nfl Jerseys Paypal Reebok NFL Jerseys Uk has released his most self - destructive mark game the NFL.

Franco, a wiry, handsome Hollywood star, seemed like an odd choice for Wiseau, who is muscular and unconventional - looking, but Franco always seems to like a challenge, and he crafted his own mostly - faithful take on Wiseau's voice and through hair, prosthetics, clothes and posture, reasonably simulates the real person, at least to the point where it doesn't feel much like a caricature and, after a short adjustment period, doesn't distract too much.

On stage, there have been two seasons in Regent's Park with The New Shakespeare Co, Lyngstrand in Trevor Nunn's production of LADY FROM THE SEA; George in Tennessee Williams» PERIOD OF ADJUSTMENT; Tesman in Richard Eyre's West End ensemble production of HEDDA GABBLER, for which he received Olivier and Ian Charleston Award nominations; Berenger in Ionesco's RHINOCEROS; plus THE ARSONISTS and THE CITY at the Royal Court and David Scott Fowler in Thea Sharrock's award - winning National Theatre production of the Rattigan revival AFTER THE DANCE.

Some viewers will require an adjustment period, as Tangerine involves so much shouting, and moves at such a breakneck pace, that it can feel a little assaultive.

Ginsburg argues against such an adjustment, saying it «makes no sense» but, then, within the same paragraph, engages in an analysis similar to what I have recommended, saying, to wit: «For math... DC gains at grade 4 were higher than any state» over the full 2000 - 07 period.

Initial Cap: the maximum limit on the first rate adjustment at the end of the fixed - rate period.

An ARM usually offers a lower initial interest rate, someone choosing an ARM generally wants to take advantage of the initially low interest rate but intends to refinance at the end of the fixed period, or if they think rates will drop further they will take advantage of the rate adjustments while rates decline.

On a $ 230,000, 5 - 1 ARM amortized over 20 years with an initial interest rate of 4.625 % with an annual percentage rate of 4.451 %, after fixed - period of 5 years the rate may increase annually; individual adjustments are capped at 2 % first, 2 % subsequent and rate can never increase by more than the lifetime cap of 5 %.

Couples often go through a period of adjustment after they retire, says Amy D'Aprix, a life transitions expert at BMO Financial.

The interest rate can change at a specified time, known as an adjustment period, based on a published index that tracks changes in the current finance market.

If you are just getting started in the workforce and homebuying market, every dollar counts and ARMs can save a few dollars, at least until the dreaded adjustment period kicks in.

There are good reasons why borrowers have gravitated to hybrid ARMs with longer delays before the initial adjustment occurs, chief among them the stability of the monthly payment for at least a reasonable time horizon (or for a desired time period).

MARKET VALUE ADJUSTMENT — An MVA will apply, only during the Surrender Charge Period, to any partial withdrawals in excess of the Maximum Free Partial Withdrawal amount and at the time the Contract is surrendered.

There may be a maximum adjustment (cap) at the end of the first period, with another adjustment cap for annual adjustments, and an adjustment cap over the life of the loan.

At each three - year adjustment period, a new interest rate will be calculated based on an index rate (the three - year Weekly Treasury Constant Maturity) plus a margin of 2.875 %.

The adjustments that happen annually after the initial fixed period will bring the interest rate closer to the current rate at the time of adjustment, which protects the lender because they have chances to increase the interest rate later on if interest rates rise after the mortgage has begun.

It provides lower interest and lower monthly payments at the beginning but may adjust at the next adjustment period.

Cats are placed in cages at the barn site for an adjustment period of one to two weeks.

We recommend that dogs go home at the beginning of a weekend or other time such as beginning of a vacation, when you will be home to help advance the adjustment period comfortably.

For those of you who live at sea - level, landing in Cusco will take an adjustment period.

The racing itself is just fun, at least after the initial adjustment period of an hour or so, if you usually play car based racing games like I normally do.

It's also not immediately clear at the beginning of the level where the enemies will be coming from, so there's usually an adjustment period where you figure it all out.

So why does it appear that no adjustment was made (at least during the 1973 - 1984 period of overlap)?

You really need to look at multi-decadal time periods to determine trends, as in Church and White 2011 who found «1900 to 2009 is 1.7 ± 0.2 mm / year and since 1961 is 1.9 ± 0.4 mm / year» and «For 1993 — 2009 and after correcting for glacial isostatic adjustment, the estimated rate of rise is 3.2 ± 0.4 mm / year from the satellite data and 2.8 ± 0.8 mm / year from the in situ data».

Then, instead of throwing out the data as hopelessly compromised and starting the experiment over with these factors corrected, you (a) do a study estimating how miscalibrated, how defective and how improperly located your instruments were and apply adjustments to all past data to «correct» the improper reading, (b) you do a study to estimate the effect of the external factors at the time you discover the problem and apply adjustments to all past data to «correct» the effects of the external factors even though you have no idea what the effect of the external factor actually was for a given instrument at the time the data was recorded, because you only measured the effect years later and then at only some locations, (c) you «fill in» any missing data using data from other instruments and / or from other measurements by the same instrument, (d) you do another study to determine how best to deal with measurements from different instruments over different time periods and at different locations and apply adjustments to all past data to «correct» for differences between readings from different instruments over different time periods at different locations.

At best, it would lead to periods of harsh economic adjustment.

=== > The «C3» horizontal dark green line is placed at zero degree change; vertical red dashed lines represent the beginning of periods with extreme high frequency of warming adjustments; and cyan vertical dashed lines periods represent the beginning of periods with extreme high frequency of cooling adjustments.