If you are deemed
not at fault for the accident and have damage to your vehicle, your damages will be reimbursed by the other party's property damage coverage.
This may pay for damages when a covered vehicle is damaged and the
person at fault for the accident does not have liability insurance or does not have enough liability insurance.
If you are a business owner, commercial trailer liability insurance protects your business assets if you are
at fault for an accident in which your trailer causes harm to other persons or property.
Collision coverage will offer you compensation for on road costs to your car if you are
at fault for the accident while comprehensive coverage will protect you from third party damage to your car.
Full coverage includes collision coverage for on road costs to your car in the event you are determined to be
at fault for the accident as well as comprehensive coverage.
Police officers have specialized training that allows them to assess who is
at fault for the accident by taking photos and gathering statements.
This legal theory states that if one party is even the slightest
bit at fault for the accident, they can not recover at all from anyone else involved in the accident.
In a 50/50 state, a party seeking compensation for damages isn't allowed to recover anything if he or she is determined to be 50 percent or
more at fault for an accident.