Sentences with phrase «at guaranteed rates tax»

So not only will the cash accumulate at guaranteed rates tax free, but dividends and reliable non-guaranteed historically documented returns can enhance accumulation in these policies.

Not exact matches

Many lower - income Canadians, meanwhile, would be better off avoiding PRPPs, which would see their Old Age Security and Guaranteed Income Supplement benefits clawed back at higher tax rates.

Returns are calculated after taxes on distributions, including capital gains and dividends, assuming the highest federal tax rate for each type of distribution in effect at the time of the distribution Past performance is no guarantee of future results.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Rate, taxes, applicable dates, advance deposit, credit guarantee and reservation cancellation policies may vary by hotel; please inquire at time of reservation.

The program was created in 2006 when he Legislature reduced property tax rates by one - third, and guaranteed that school districts would have the ability to maintain at least the same level of per - student funding for weighted average daily attendance during the 2005 - 06 school year.

If the United States could somehow guarantee poor people a fair shot at the American dream through shifting education policies alone, then perhaps we wouldn't have to feel so damn bad about inequality — about low tax rates and loopholes that benefit the superrich and prevent us from expanding access to childcare and food stamps; about private primary and secondary schools that cost as much annually as an Ivy League college, and provide similar benefits; about moving to a different neighborhood, or to the suburbs, to avoid sending our children to school with kids who are not like them.

Deferred annuities allow you to save money in a place where it will grow at a guaranteed rate and the growth will not be taxed until you take your money out.Money not previously taxed is taxed as income when withdrawn.

Invest your money at a competitive rate knowing your interest is guaranteed — and that you can access your principal if you need to before the end of your investment term.1 Best of all, your savings grow faster because you earn interest tax - free.2

Fixed annuities are tax - deferred * retirement vehicles issued by insurance companies that grow at a guaranteed rate and offer you the opportunity to turn some or all of your savings into guaranteed income payments for life, or for a set period.

Like your employer superannuation guarantee (SG) contributions, salary sacrificed contributions are taxed at a rate of 15 % when they are received by the fund.

Returns are calculated after taxes on distributions, including capital gains and dividends, assuming the highest federal tax rate for each type of distribution in effect at the time of the distribution Past performance is no guarantee of future results.

Let's assume I pose the following set of facts: 1) I need to plan for a 60 year retirement, 2) I want to have at the end of Year 60 100 % of my original balance (inflation adjusted obviously), 3) Only 10 % of my savings / investments is in tax deferred accounts (e.g., the bulk are in a taxable accounts), 4) I need a 6 % withdrawal rate pre-tax, and 5) I am indifferent to strategy (VII, etc) and asset choices (annuity vs. dividend blend vs. income, etc) but to guarantee the goals above.

Tax - Free GIC is the right choice when you want to invest at a guaranteed interest rate for a fixed term.

By deferring your deduction one year at a higher marginal tax rate, you end up with an extra $ 345 for the same $ 2,500 RRSP contribution — this is essentially a guaranteed 13.8 % rate of return.

Including Colorado's only FDIC - insured 529 savings plan ³ eligible for the state's tax deduction on contributions, and a stable value plan that guarantees a minimum annual rate of return (currently at 2.29 %) ⁴.

As long as the government does not drop income taxes in the future, at current rates for say a 65 male you need to get 6 % to 8 % guaranteed.

****** Mastercard Lowest Hotel Rate Guarantee - If you book a qualifying prepaid hotel rate on the Mastercard Travel & Lifestyle Services program either online or through a program agent using your Mastercard or Masterpass using a Mastercard and then find the same hotel room type, in the same hotel, for the same dates and the same number of children and adults at a lower price online, before taxes and fees, we'll refund you the differeRate Guarantee - If you book a qualifying prepaid hotel rate on the Mastercard Travel & Lifestyle Services program either online or through a program agent using your Mastercard or Masterpass using a Mastercard and then find the same hotel room type, in the same hotel, for the same dates and the same number of children and adults at a lower price online, before taxes and fees, we'll refund you the differerate on the Mastercard Travel & Lifestyle Services program either online or through a program agent using your Mastercard or Masterpass using a Mastercard and then find the same hotel room type, in the same hotel, for the same dates and the same number of children and adults at a lower price online, before taxes and fees, we'll refund you the difference.

Lowest Hotel Rates Guarantee If you book a qualifying prepaid hotel rate on amextravel.com and then find the same room, in the same hotel, for the same dates, the same number of children and adults, at a lower price online, before taxes and fees, we'll refund you the difference.

Book a Standard room on Best Available rate and get guaranteed upgrade to superior room Offer includes buffet breakfast and WiFi, excludes taxes Nonrefundable offer Full deposit required at the time of booking No change or cancellation is possible All reservations must be guaranteed with a credit card which is valid on the day of arrival Non-guaranteed reservations are not accepted

Book a room on Best Available rate and get 15 % discount Offer includes buffet breakfast and WiFi, excludes taxes Booking Period: 48hours prior arrival date Nonrefundable offer Full deposit required at the time of booking No change or cancellation is possible All reservations must be guaranteed with a credit card which is valid on the day of arrival.

* The Best Rate Guarantee does not apply to taxes, gratuities, or any additional resort or guest charges or fees that may apply at Starwood Hotels.

These policies carry a «cash value» component that grows tax deferred at a contractually guaranteed amount (usually a low interest rate) until the contract is surrendered.

The cash value of your policy is tax deferred and grows at a guaranteed rate so long as your premiums are paid as they're due.

With a guaranteed fixed rate of interest, tax - deferred earnings, penalty - free withdrawals, a choice of guarantee periods and flexibility through multiple options at the end of the initial guarantee period, a Milestone MYGA may be a great way to help you reach your savings milestones.

With a fixed deferred annuity, your money will grow tax - deferred at a guaranteed fixed rate of interest.

Meanwhile, the cash value will grow at a guaranteed crediting rate, tax - free.

Offers guaranteed returns with an upside, opt for an additional protection at competitive rates, offers free administrative hassles of the scheme.Section 80C and 10 (10D) under the Income Tax Act, provides tax benefits for premiums paid regulaTax Act, provides tax benefits for premiums paid regulatax benefits for premiums paid regularly

Commuting the maturity proceeds as a lump sum amount to the extent allowed under Income Tax act and balance amount to be utilised to purchase an immediate annuity from Future Generali India Life Insurance Co. Ltd. (FGILICL), which shall be guaranteed for life, at the then prevailing annuity rate.

It combines substantial amounts of guaranteed issue life insurance with a Cash Accumulation Fund that earns tax - deferred interest at competitive rates.

Commuting the proceeds as a lump sum amount to the extent allowed under Income Tax act and utilizing the remaining amount to purchase an Immediate Annuity (guaranteed for life) from Future Generali India Life Insurance Co. Ltd. at the then prevailing annuity rate

a) Option to commute to the extent allowed under Income Tax Act and to utilize the balance amount to purchase immediate annuity with the same insurer, which will be guaranteed for life, at the then prevailing annuity rate, or

The cash value grows tax - deferred over time, and is guaranteed to grow at a particular rate in the case of whole life policies.