Sentences with phrase «at high premium rates»

Some of you out there that partake in tobacco use are starting at high premium rates.

After a major catastrophe, new companies form that have no legacy liabilities, and write fresh business at high premium rates.

Rated policy: An insurance policy issued at a higher premium rate than standard because of undesirable lifestyles or health conditions.

Most life insurance policies do require the applicant to undergo a physical exam, to determine how much of risk they may be to the insurance company, though there is the option of looking into a no medical exam life insurance policy, at a high premium rate.

Yet, over time, while an insured who owns term life coverage may need to renew at a higher premium rate, a whole life insurance policy holder will retain the same premium expense throughout the entire life of the policy.

However, that coverage will be provided at a higher premium rate.

When you apply for life insurance, the insurance company is going to require that you take a medical exam, unless you have chosen to purchase a no medical exam plan, due to severe health issues, which will come at a higher premium rate.

People who work in high risk / hazardous occupations and environments will be screened by the company or will be offered the policy at a higher premium rate corresponding to the higher mortality risk.

However, riders offer extra protection and in comparison the additional premium charge is a lot lower than buying another standalone policy to get the same benefits at a higher premium rate.

Regardless if you choose a term or whole life insurance policy, the company is going to require that you take a medical exam before they approve your application, unless of course you have chosen to purchase a no medical exam policy, which will come at a higher premium rate.

Most life insurance policies do require the applicant to undergo a physical exam, to determine how much of risk they may be to the insurance company, though there is the option of looking into a no medical exam life insurance policy, at a high premium rate.

Yet, over time, while an insured who owns term life coverage may need to renew at a higher premium rate, a whole life insurance policy holder will retain the same premium expense throughout the entire life of the policy.

Some renewable policies offer fixed premium rates for a fixed number of years, after that they are renewable at a higher premium rate.

The downside is there is a definite end date and should the policy owner decide to extend the time, he or she will have to reapply at a higher premium rate and pass a current medical exam.

Do not worry though, if your health will not allow you to pass a traditional medical exam, there are other options, such as a no medical exam life insurance policy, which in turn will come at a higher premium rate.

Term life insurance expires at the end of the term and has to be replaced or renewed at a higher premium rate.

When you do, the policy continues for another year at a higher premium rate.

Moreover, if insured's are in a habit of taking drugs, consumption of tobacco, or smoking, you are charged at higher premium rates.

If the driving records of yourself and your family members are not that clean, then you would have to obtain the car insurance at a higher premium rate but you and the members in your household should strive during the policy period to improve your driving records.

If the insured survives beyond the term of the policy, it can either be renewed at a higher premium rate or allowed to cancel.

Not exact matches

For 2015, premiums increased at somewhat higher rates than they had in 2014, though at much lower rate than they have overall since 2010.

The Government could phase in higher CPP contribution rates while at the same time lowering EI premium rates.

Democrats want to use $ 35 million in bond premiums — essentially money generated by borrowing more than needed at higher interest rates — and cutting police overtime by reopening two closed police precincts and reducing the use of outside counsel.

Lawmakers project $ 30 million in revenue by recovering the value of bond premiums — money generated by borrowing more than needed at higher interest rates.

In the letter, Gonsalves also said NIFA is applying unfair standards by preventing lawmakers from recovering the value of bond premiums — money generated by borrowing more than needed at higher interest rates — and «has perpetuated the conditions that allow it to maintain a control period.»

They can help you find anything you wish to take a higher premium rate will most likely be presented at the top sendalong with another vehicle.

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Maruti Suzuki sold 16,426 units of Baleno, which is the highest number ever recorded by the premium compact hatchback, thereby growing at a whopping rate of 163.40 percent.

The goal of the list is to help members identify vehicles that typically offer better safety ratings, lower insurance premium costs, higher fuel economy, better overall reliability and lower MSRP compared to other vehicles in the same category, said Steve Thompson, an assistant vice president at USAA.

The later 1.5 liter American - market CRX HF (high fuel economy) model (chassis codes EC1 and AF) could also reliably achieve very good gas mileage, more than a decade before gas - electric hybrids appeared on the market, and at no price premium over the base model; the 1.5 liter is rated by the U.S. Environmental Protection Agency (EPA)(under the new rating system) at 42 miles per U.S. gallon (5.6 l / 100 km; 50 mpg ‑ imp) city and 51 miles per U.S. gallon (4.6 l / 100 km; 61 mpg ‑ imp) highway.

When antilock brakes and airbags were significantly expensive options in the mid-1990s, customers opted for premium audio, leather seats and sunroofs at a much higher rate.

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There are five premium rates based on your income with the highest premium currently at $ 335.70 per month.

Expect to pay a much higher premium rate, or purchase a policy at work during an initial open enrollment period.

Interest rates have been trending down for years, and bonds issued when rates were higher now trade at a premium.

Its wage premium for college graduates is the ninth - highest among the cities we looked at, and the unemployment rate for the college educated is just 3.6 percent.

The bulls argue that this premium is justified (or non-existent) because interest rates are low, earnings will stay elevated because US companies earn a greater share of income internationally, and the market has peaked at higher Shiller PEs in the past: 1929 peaked 33x, 2000 peaked at 44x, Japan got to 100x in the 1990s, and China has traded at 100x this year.

Most bonds these days trade at a premium (higher than their par value), because they were issued when interest rates were higher.

Michigan weighs in with the highest RV insurance rates, at a median annual premium of $ 4,490.

After this, policies may provide continued coverage, at a higher rate of premium.

However, earnings will improve over the long - term as the company reinvest premiums received at higher rates.

The reason is that virtually all bonds now trade at a premium: they were issued when interest rates were higher, so they're priced above face value.

If you decide at some point in the future that you need to take out a new policy, you may have to pay a much higher premium as insurance companies base their rates in large part on your age on the date of issue.

If the bond you choose is selling at a premium because its coupon is higher than the prevailing interest rates, keep in mind that the amount you receive at maturity will be less than the amount you pay for the bond.

Whenever you borrow money at a premium interest rate, the fact of paying back with cheaper dollars in the future is mitigated by the high rate.

Of course there are businesses that can justify premium - to - market valuations on the basis of their ability to incrementally deploy capital at high rates of return, but that subset of businesses is very, very small.

After the coverage period, policies might offer continued insurance at a higher premium payment rate.

I mean, some life insurance companies do accept «high risk profile» proposals and offer Life cover either at regular rates or by loading the premium.

If you're still coming in at a higher premium than you'd like, just give us a call — we can evaluate the way the policy is rating and see if there are other factors that are impacting it and look for solutions to help get you covered.

If the policy is renewed, the premium will be at a higher rate because the insured is older than they were when the previous policy was written.