Interest rates are
at historical lows right now, but that may change in the future.
Not exact matches
Rates are
at their
lowest right now with returns of bonds far below the
historical average of 5.18 % but a strong stock allocation should prolong your portfolio's longevity.
But in an
historical context, your rate is very
low and you're
right to think that you might be
at a higher rate
at renewal in four years.
Some people looked
at parts of that work (for example, the
lower right panel of Figure 1) and point out how the climate model oceans show a smooth and pretty much unbroken increase in heat content over the
historical period.