A few decades ago, having a high school diploma meant you
at least had the education, background and ambition to complete the «bare
minimum» of educational
expectations.
An outstanding credit card debt of
at least $ 10,000 Inability to envision a way out of their indebtedness Incapacity to pay the
minimum monthly credit card payments Default on numerous monthly payments
Expectation to file for bankruptcy, if all else fails Financial, medical or personal hardships