Sentences with phrase «at least some credit history»

To earn a FICO credit score, borrowers need to have at least some credit history.

While some loan programs allow non-traditional forms of credit (i.e. cell phone and utility bills and rent) to show a borrower's financial responsibility, having at least some credit history is beneficial.

Not exact matches

You'll need to have had credit history for at least three years, with two open and current trades, and no more than one installment loan within the past year.

Many lenders will want to see a credit history of at least one to two years.

As a general rule, your chances of approval are lower unless your credit score is at least 660 and you have a history of making regular, on - time payments on your student loans.

Businesses will need at least two months of credit cart processing history and at least $ 5,000 in monthly credit card sales volume.

Unfortunately, as part of the credit history portion of certifying you for a loan, certain lenders won't accept your income numbers unless you have at least two years of employment history.

You will need at least three years of credit history and two current credit accounts in good standing (i.e., credit cards, mortgages, installment loans, etc.).

Your lender will also pull at least one of your personal credit histories from Equifax, Experian or TransUnion.

If you want to boost your chances of getting approved, we recommend that you have at least two to three years of credit history, a credit score of 680 or above and a debt - to - income ratio under 40 %.

You should consider a personal loan from Marcus if you have strong credit and at least several years of credit history.

Although it's not one of the top factors in most scoring models it does make up roughly 15 % of your credit history, at least when it comes to FICO scores.

We recommend that borrowers have FICO credit scores of at least 660 with at least two years of credit history.

To improve your odds of getting approved, we recommend borrowers have credit scores of at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.

Lenders also look at your credit record, which should show a credit score of at least 620 and a consistent history of on - time payments.

Citizens Banks looks for borrowers with good credit history and annual incomes of at least $ 24,000.

The bank looks for borrowers with strong credit history, which means a few or more years of credit history and a credit score of at least 680.

If you have at least a middling credit score plus a history of paying your bills on time, you should apply for a VA loan.

Borrowers who are interested in an FHA Purchase Loan must be able to make a down - payment of at least 3.5 % (which can be a gift), must live in the property they are purchasing and have a debt - to - income ratio no higher than 50 - 55 % (depending on their credit history).

Understand that your credit history must be clean for at least six months to provide a real shot at approval, and many lenders set their minimum scores higher than the FHA requires.

Most traditional lenders will offer conventional loans to candidates with good credit and a steady job history (defined as two years with the same employer), as long as you can offer a down payment of at least ten percent.

We recommend borrowers have scores of at least 660 with several years of credit history to increase their odds of getting approved.

Must have a FICO score of 640 +, no current delinquencies, at least 3 years of credit history and a debt - to - income ratio of no more than 50 %.

Ask your financial institution if it sends CD loan payment history to at least one of the three major credit reporting bureaus: Experian, Equifax and TransUnion.

If you have a credit score of at least 680 and solid credit history, you shouldn't have any major issues getting an unsecured personal loan.

I've often wondered if God ever intended that «man» should rule the world entirely on his own — or at least, as history shows us — taking all the credit anyway.

Now I'm actually someone who thinks history has judged the SAPs a bit too harshly, and that the economics of the Washington Consensus — if not the politics or the implementation process — deserve at least some credit for the great boom being seen across the developing world over the last decade.

To this administration's credit, the last two years, or at least since one doughty, no - nonsense police officer named Ibrahim Magu became Acting Chairman of the Economic and Financial Crimes Commission (EFCC), the anti-corruption war has been waged in a manner that has never been seen in the history of Nigeria.

The history program requires an academic major of at least 32 semester hours of credit with at least 19 semester hours of upper - division credit.

Review your Credit History — Experts believe you should review your credit report at least once a year to make sure there are no errors, and this is especially important if you are applying for a poor credit carCredit History — Experts believe you should review your credit report at least once a year to make sure there are no errors, and this is especially important if you are applying for a poor credit carcredit report at least once a year to make sure there are no errors, and this is especially important if you are applying for a poor credit carcredit car loan.

They do not get the concept or try to get the concept of your living expenses and financial availability they will lie straight to your face and tell you that they are going to try to get you the deal when in fact as soon as they go behind that glass box they are all buddies running your credit and saying none of it counts they do not take in credit history or kelly blue book into consideration they even told me that kelly blue book changes and when i asked when was the last time it changed the guy told me yesterday, the young woman who was trying to at least get me a pretty decent deal was looking like what the hells was going on, like hello don't you know where his financial availability is at why are you pushing him to pay more?

Another big difference is that FICO requires at least six months of credit history before a score can be assigned.

If you want to boost your chances of getting approved, we recommend that you have at least two to three years of credit history, a credit score of 680 or above and a debt - to - income ratio under 40 %.

Beyond that, most competitors require higher credit scores and at least one year of operating history in order to be considered for a loan, while others require a two - year business history.

To improve your odds of getting approved, we recommend borrowers have credit scores of at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.

The basic account type requires at least three months of credit card processing history and allows for funding up to 50 % of the business's average monthly credit card sales volume.

Interest rates will be based off your credit score and history, so if you have had troubles the rate may be high, but at least there is an end in sight, instead of just making minimum payments on credit cards with no end date.

To qualify, you or your cosigner will need good credit history and annual income of at least $ 24,000 and to be a citizen or permanent resident of the U.S. or Puerto Rico.

Citizens Banks looks for borrowers with good credit history and annual incomes of at least $ 24,000.

Businesses will need at least two months of credit cart processing history and at least $ 5,000 in monthly credit card sales volume.

Many lenders will want to see a credit history of at least one to two years.

They also require that your credit history is at least three years long and that your debt - to - income ratio is under 40 percent.

The bank looks for borrowers with strong credit history, which means a few or more years of credit history and a credit score of at least 680.

Submit your credit history, paystub information, and debt - to - income ratio to at least three student loan companies to give yourself some options.

Therefore, a bad credit car loan will provide at least two benefits: It will supply the finance you need to acquire the car of your dreams and it will also help you recover from your financial difficulties by increasing your credit score and improving your credit history.

If, as we said, you are at least 18 and a US citizen then you can certainly qualify for a payday loan, regardless of your credit history.

His parents, on the other hand, will have at least several years of credit history and annual income.

If you have a bankruptcy in your history, it must be at least two years old and you must show a perfect credit history since the bankruptcy was discharged.

Without credit, it's unlikely that you'll qualify for a conventional loan or be approved for a credit card, at least not without extreme interest rates attached, or being required to pay a large down payment to compensate for a lack of credit history.

If you start taking out loans as an undergraduate, you'll have at least 7 - 8 years of credit history by the time you finish residency.