If you select a variable rate loan, note that we require you to pay
at least the monthly interest charges
during the in - school period, so your
minimum monthly
payment due will be the «Interest Plus» monthly
payment amount that you selected or the interest due, whichever is greater.
We may apply the standard interest rate
during any special promotion period to any transaction if in any month you do not make
at least your
minimum payment by the
minimum payment date or if you exceed your credit limit
at any time.