Sentences with phrase «at less expense»

I do not refund any money for completed lessons nor refund 50 % of the tuition to drivers who progress faster and at less expense through training because of the FREE self study material I provide.

The purpose of Small Claims Court is to take disputes involving relatively small amounts of money out of the more formal judicial system, in the hope that the claims can be resolved more quickly and at less expense than in a full - scale court case.

Using the latest gearbox design, 5X more energy per ton is generated than in previous wave power systems at less expense (one - third the cost.)

In this sense, «rents» are accruing due to patent and copyright protection if it would be possible to generate the same amount of innovation or creative work at less expense with an alternative institutional structure.

Since we introduced our interior book templates in February, 2013 over 15,000 authors all over the world have created their books more quickly and at less expense than ever before.

«By focusing only on schools, government may waste money trying to fix academic problems that it could have prevented in the first place at less expense.»

So Szmulewitz and colleague Mark Ratain, MD, the Leon O. Jacobson professor of medicine and director of the Center for Personalized Therapeutics at the University of Chicago Medicine, designed a randomized clinical trial to see if the drug could be used more efficiently and at less expense.

Remaining facilities will be scaled back to the bare minimum or reorganized to operate at a lower cost by downgrading positions, shifting some jobs from full - time to part - time and introducing a new, para-professional job title that could perform certain tasks at less expense than other titles.

Not exact matches

On one hand, marijuana sales boosted by consumer enthusiasm and holiday spirit are great for distributors of cannabis, who are already swimming in profits, but come at the expense of general employers who may notice their workforce is inexplicably missing in mass or notably less productive on April 20.

«This way you will be expecting the unexpected, financially, at least, and will be far less likely to pay interest on unplanned expenses.»

«I'd say if you earn $ 150,000 or less, there's certainly a chance you could benefit from your medical expenses,» said Bill Smith, managing director at CBIZ MHM's National Tax Office in Washington.

Government figures cited by the Associated Press indicate that just 1.7 million people — out of a total non-farm labor force of some 136 million workers — earned the minimum wage or less in 2006; still the increase was a big political victory for the Democrats, one that came at the expense of lobbyists from the National Federation of Independent Businesses and the Chamber of Commerce, among others.

If you have net income — your business income less expenses — of at least $ 400, that amount is subject to the 15.3 percent self - employment tax.

As we age, they become less and less responsive to negative stimuli, and «in some automatic, preconscious way,» begin to accentuate the positive at the expense of the negative.

The acceleration in interest expense, exceeding the rapid trajectory of borrowing, will make America's debt far less affordable, and at worst, unaffordable.

ETF costs are usually 0.1 % or less, which is why the ETF industry has grown tremendously at the expense of the actively managed mutual fund industry.

For C corps, they can claim more tax deductions than a partnership may be able to, write off benefits for employees (like health insurance) as business expenses, and are at much less risk of being audited as opposed to an LLC or sole proprietorship structure.

``... at a time when nest eggs are shrinking and Social Security looks less likely to cover basic expenses, living for less in a foreign locale can make good financial sense.

Shares of the Trust are intended to reflect, at any given time, the market price of gold owned by the Trust at that time less the Trust's expenses and liabilities.

I found that at the point I'd be ready and comfortable to retire, my expenses would be $ 1,960 per month, requiring a portfolio of $ 588k at a 4 % withdrawal rate — much less than Joe's $ 750k.

1) not at the top tax bracket yet, thus less expensive to have taxable dollars; 2) before 35, generally significant expenses such as house purchase, engagement ring, wedding, etc.; 3) keep liquidity for potential opportunities — «cash is king»; 4) use after - tax dollars to buy RE and rent it out for another stream of passive income, which is generally not taxable due to depreciation — could be a retirement vehicle in itself.

Educated professionals like scientists and architects could use their skills more productively, while many less - educated workers, like bank tellers and travel agents, saw their jobs being displaced by technology.6 This led to bigger employment shares for high - and low - skilled jobs at the expense of middle - skilled jobs in Canada, along with a modest increase in income inequality.7

In Germany, ever since the 2003 — 20 05 labor reforms that caused business profits to soar at the expense of wages, German banks have exported the gap between rising savings and declining investment — a figure that rose in less than five years to become among the largest ever recorded.

This makes adjustable rate mortgages more affordable, at least in the short term, as the out of pocket expenses are less than if you were to finance your house with a fixed rate mortgage.

SG&A expenses net of savings are still expected to grow at mid-single digit rate in constant currency and somewhat less in dollars.

That said, the decline was bit less than the 16 % year - over-year decline in expenses at MRC Global.

ETFs are less expensive than mutual funds as they operate at a much lower Total Expense Ratio (TER), typically 0.5 % — 0.75 % because most ETFs are not actively managed and because ETFs are insulated from the costs incurred by unit trusts of having to buy and sell securities to accommodate shareholder purchases and redemptions.

Expenses are growing at less than half the rate of revenue, and it's a clear indication of Facebook's pricing power as an advertiser, a testament to its data culling prowess for advertisers, and an indication that businesses are eager to use Facebook's advertising services.

Parents were less likely, at 36 percent, to use savings for an unexpected expense than the childless, at 43 percent.

I think the point is this man was granted generosity by strangers in the 1940s... most people may help someone out, but not at their own expense, much less their family and very lives.

And at far less expense than the college classroom, which we also deplore.

The church - at - large was no more forthcoming: fund - raisers sent round the conferences took in less than their own expenses.

If on the other hand we attempt to redress the balance by adopting a less systematic, more critical stance, then the very reverse seems to result: we end up emphasizing the particular at the expense of the universal, the temporal at the expense of the eternal, or the contingent at the expense of the necessary.

If I had three kids, I would still do those things, but less of them; either that, or my work would come at their expense.

Jonathan Sacks notes the «perennial temptations of the market» (pursuing gain at the expense of others, taking advantage of ignorance, treating others with indifference) are no less prevalent in the political sphere or, for that matter, in the house of prayer.

The perceived wisdom is that United's summer spending has been top heavy, with the likes of Angel di Maria and Radamel Falcao pursued potentially at the expense of some less exciting but more functional defensive captures.

Newgarden is one of the most talented young drivers around, and upon promotion to Penske for this season (at the expense of Juan Pablo Montoya, no less!)

And are you concern about less expense for diapering system?Let's have a look at the best cloth diapers reviews (recommended by thousands of mothers) that can give you a quick solution to choose the best one rather than searching and spend a ton of time to surf the internet.

EDUCATION doesn't hurt at all and I doubt anyone thinks so and so is a better mother because she makes her own baby food... but, it is good to know that you can make perfectly healthy food for much, much less EXPENSE (an Orthonomic note!)

Third, by eliminating the paid meal equity provision, the House Republicans» bill does exactly what it falsely accuses CEP of doing — it puts taxpayers on the hook for subsidizing meals for children from well - off families at the expense of children from lesser means.

As has been chronicled by nutrition, hunger, medical, national security, education and community organizations across the country, the bill is harmful to children's health, heaps administrative costs on schools, and plans to bury parents in more bureaucratic red tape, all while subsidizing well - off children at the expense of our less fortunate kids who need help.

He added: «This is nothing less than profiteering at the expense of the taxpayer.

The extra UKIP votes in 2014 appear to be at the expense of the Conservatives, and also (though to a much lesser extent) at the expense of the Liberal Democrats.

The visit — his third to a development in less than two weeks — prompted the mayor's office to accuse the governor of «lying» and political opportunism at tenants» expense.

It's hard to think of a less beloved figure in Democratic politics, whether it's because of his apparent preference for working with Republicans, his tax cuts for the wealthy at the expense of services for the non-wealthy, or his brazen interference in the work of his own anti-corruption commission.

Still, at the expense of a more secure and less corrupt future?

Those extra expenses would not be covered under Democratic Gov. Andrew Cuomo's Excelsior Scholarship proposal, which would pay only the difference between financial aid and tuition at State University of New York or City University of New York campuses for full - time students from families earning $ 125,000 or less.

It covers tuition at state universities for full - time, in - state students whose families earn $ 125,000 or less, though students still will pay out of pocket for room, board and other expenses.

The outlook for oil prices in my view, remains problematic especially with the advent of pro-energy policies in the US by President Trump's administration and less restraints on oil production and pipelines as a result of climate concerns; the reserves accretion is probably artificial and worse still, at the expense of trade and manufacturing output; the IMF and World Bank have been wrong many times before -LRB-!)

The procedures were used for what My Lyon described as «less serious» breaches of the rules regarding such matters as office stationery, but the public anger over expenses has moved Sir George to prevent any further damage to the standing of MPs, which is already at an all - time low following the scandal last year.