Sentences with phrase «at my credit union which»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

OK, so regulations will be introduced by the Canadian government which will specifically address bitcoin, which would, in my opinion, put Canadian banks and credit unions at least partially at ease as per (b) above, but when are these regulations going to be announced and come into effect?

While the Federal Reserve has no control over it, the prime interest rate is usually pegged to the federal funds rate (or the rate at which banks and credit unions lend funds to other financial institutions through overnight transactions).

This is the short - term interest rate at which U.S financial institutions (such as banks, credit unions, and others in the Federal Reserve system) lend money to each other overnight in order to meet mandated reserve levels.

Greater Niagara FCU has been a supporter of the Child Advocacy Center for more than 20 years and will again be collecting items during April, which is Youth Month at the credit union and national Child Abuse Prevention Month.

The investment tax credit, which is aimed at encouraging donations to public schools and non-profit scholarship programs for private schools, remains a heavy lift for Assembly Democrats, who already trying to calm the statewide teachers union for approving a variety of Cuomo's education reform proposals.

After moderating a forum of tenants group leaders at 1199 SEIU's credit union headquarters on 43rd Street, Ms. James urged the audience to take an aggressive posture toward the state legislators — one half of which is controlled by real estate industry - friendly Republicans — to pressure them into fortifying the city's rent regulations when they come up for renewal this year this year.

Stay tuned to the grant winners: Academy 21 at Franklin Central Supervisory Union in Vermont, which is focused on a high - need, predominantly rural community; Cornerstone Charter Schools in Michigan, which seeks to prepare Detroit students for college and health - focused careers; Da Vinci Schools in California, which will integrate blended learning, early college, and real - world experiences with its existing project - based learning approach; Education Achievement Authority in Michigan, which, as part of the statewide turnaround authority is trying to create a student - centric system for students in Detroit; Match Education in Massachusetts, which already operates high - performing schools in Boston and will now focus on using technology to increase the effectiveness of its one - on - one tutoring; Schools for the Future in Michigan, which will serve students significantly below grade level; Summit Public Schools in California, which aims to build off its experiments in blended - learning models to launch a competency - based school; and Venture Academies in Minnesota, which is a new charter organization that will focus on accelerated college credit attainment and cultivation of entrepreneurial leadership.

Is she saying that consumers lost $ 26 billion because they financed at the dealership selling point rather than borrowed money directly from their local bank or credit union — many of which have wholesale lending arrangements with dealers?

THIS IS A LOW BUY IT NOW / MAKE OFFER AUCTION ON THIS TRULY SPECIAL 2017 FORD FUSION SE - EDITION WITH THIS LOW MILES AND THESE OPTIONS... WHICH MEANS THE HIGHEST BIDDER AT END OF AUCTION WINS THIS BEAUTY... BID WITH CONFIDENCE / BID HIGH *********** Note: Please do not place a bid on these vehicles and ruin our auctions and a fair chance for other bidders unless you have been PRE-APPROVED by your bank / credit union for financing... This is a NO TOLERANCE policy and you will get reported to Ebay for non payment!!!

I pull out the checkbook once a month to write my rent check, and use the credit card once a month to charge my car payment at the teller window at my credit union, which also holds my car loan.

There were 6,424 credit unions in the U.S. in 2015, at least 60 of which support nationwide membership.

In addition, the credit union participates in the Shared Branch program, which allows members to carry out their business at any shared branch location even if it's another credit union.

For a direct CD (purchased directly from a bank or credit union) in which interest is reinvested, the annualized return will exactly equal the annual percentage yield (APY), so we know in advance the annualized return just by looking at the APY.

An ESA is an investment savings account which can be opened at many banks or credit unions.

Ascentra Credit Union requests that you and your parents work with financial aid professionals at your respective college or university to ensure that you have first applied for all applicable forms of federal, state and institutional financial aid for which you are eligible, including federal student loans, prior to obtaining a private student loan.

The Credit Union may alter which purchases or transactions do not earn Points at any time, with or without prior notice.

You are responsible for any taxes, fees, or other charges associated with the issuance of tickets for airline travel but not otherwise covered by the airline's redemption of travel rewards, which must be charged to your Credit Union credit card at the time of redemCredit Union credit card at the time of redemcredit card at the time of redemption.

If you qualify for a personal loan, either from a bank or credit union or from a lending company, approval normally only takes a few days at which point you will be issued a check or the funds will be directly deposited in to your bank account.

Most banks are taxed on the entity level, which means account holders pay lower taxes than at a credit union.

Savings accounts at banks and credit unions are regulated by the FDIC which provides insurance on your account of up to $ 250,000 per account.

You need to be cognizant that a bank or credit union can change the interest rate that they pay on a savings account at any time, and some new banks offer a teaser rate, which moves lower at some point in the future.

An increasing number of credit unions are offering students loans at competitive interest rates, which can be useful when students have exhausted federal loans and other aid.

A payment increase of ~ $ 13.10 per $ 100,000.00 of variable - rate mortgage balance (unless you are with TD or a specific credit union, in which case payments are fixed and change only at your specific request)

Credit unions are saving schemes run by their members which also allow you to borrow twice more than you have saved, at a low interest rate.

Applying for an SBA loan is very similar to the process required at the bank (which makes sense as most SBA loans start at a bank or credit union).

Compared to CD rates at commercial banks, the APY for share certificates are higher at any term length for which they are available: among the top 20 credit unions by total deposits, the average APY for a 1 - year share certificate under $ 10,000 was 0.69 %, compared to an average of 0.26 % for the 1 - year CDs listed above.

Most people have easy - access to this type of account through their bank or credit union, which safely houses your money and allows it to grow at a low - interest rate.

All the banter about an interest rate increase boils down to the Federal Reserve Bank's control over the federal funds rate — the cost at which banks and credit unions lend their reserve balances to other banks and credit unions on a short - term basis.

If you need quick cash during your vacation, there are 5,000 CO-OP shared branches and 30,000 free CO-OP ATMs nationwide at which you can access your Deseret First Credit Union accounts.

Wasatch Peaks Credit Union offers financing right at the dealership through Dealer Direct Lending, which is available at participating dealerships throughout the local area.

The Credit Union - or you - may discontinue the service at any time, which will not affect any obligations to pay for any funds advanced or fees incurred prior to termination.

Key services provided by credit unions typically include: 1) stock brokerage services, 2) mutual funds, 3) personal financial planning, 4) individual retirement accounts, 5) insurance coverage, 6) automated teller machines, which are usually for a minimum fee or at no cost for access, 7) debit cards, which can be used at numerous locations, and 8) credit cards.

For example, credit unions are well known for not charging monthly maintenance fees, which are about $ 12 to $ 14 at big name banks.

The minimum donation required to qualify for DCU membership is $ 10, which is fairly similar to requirements at other credit unions with nationwide availability.

I can get a loan through my credit union at 2.99 % APR, but they are stipulating that I close my account with you, which I do not want to do.

I opened a business savings and checking account at a credit union, who also required a linked personal account, which is fine.

Courses taken at the college level are evaluated by the department at Cooper Union for which you seek transfer credit.

After part time work at the credit union over a two year span the young man quit the credit union and joined an insurance company from which he promptly quit three months later to take a customer service position at the local university at which he was finishing his undergraduate degree.

Notable mandates: principal negotiator and senior legal counsel to the Algonquins of Ontario in ongoing treaty negotiations in a land claim that covers most of eastern Ontario, including the nation's capital, and in which more than 1.2 million people reside; representing USW Local 2251, the largest local union at Essar Steel Algoma Inc., in the Algoma CCAA restructuring; two significant insurance coverage appellate victories, Urbanmine Inc. et al v. St Paul Fire and Marine Insurance Company et al and Royal & Sun Alliance Insurance Company of Canada v. Intact Insurance Company; acting for North American Fur Auctions, successor to the original Hudson's Bay fur trading business, in connection with the amendment, restatement and re-syndication of a credit facility to include Export Development Canada; acted for La Caisse Centrale Desjardins du Québec with respect to credit facilities to finance the construction of a highrise condominium complex containing an affordable housing component

That being said, what credit unions may lack on the app store, they strongly provide in customer service (which is severely lacking at big banks, in my opinion).

He now oversees an 18 - person REO team at his Reston, Va., office, which handles between 200 and 300 listings at any given time on behalf of lenders, investors, hedge funds, credit unions, and other institutional owners of foreclosed real estate.

You can refinance a hard money loan with a portfolio lenders which can be found at small local banks, credit unions ect.

At Vermont Mortgage Company, we work with a variety of local and national lenders, which gives us access to a much broader range of mortgage programs than any banks or credit unions will have.