Sentences with phrase «at other balance transfer card»

Overall, it seems that if you're looking for a balance transfer card for your five - digit credit card balance, reviews indicate you may need to look at other balance transfer card options.

Not exact matches

Shop at Amazon.com for 3 % back on your purchases; get 2 % back when you use the card at gas stations, restaurants and drugstores; get 1 % back for all other eligible purchases (balance transfers, cash advances, other cash equivalents and fees are a few examples of transactions that are not eligible to earn rewards).

Many of these credit cards allow you to transfer your entire interest accruing balances from other cards AND allow you to make new purchases, all at zero percent interest for some period of time.

Thus, if you take this offer and pay off $ 1000 on your other card, your transfer balance at Discover will be $ 1050.

Keeping in mind your credit limit, you may transfer balances from your other credit cards with higher interest rates to the Citi Simplicity ® account and pay down the total debt at no cost and at your own pace within 18 months.

With some percentages increasing at the same time others are decreasing, as tends to happen with a balance transfer, there can be no way for a consumer to know if, for example, one card's utilization drop is helping the score more than another card's rising utilization is hurting it.

These spendings include credit card related fees, betting transactions (chips at casinos, lottery tickets, etc.), balance transfers, cash advances and others.

However, if you are currently paying high rates of interest with other cards, but a new card offers you a balance transfer at a great rate, why wouldn't you want to take advantage of the lower rate and possibly paying off your debt faster?

The Citi Simplicity card, for example, offers a 21 - month balance transfer period at 0 percent, and numerous other cards routinely offer low - or no - interest transfers for 12 to 18 months.

Other fees that are associated with this card include fees for balance transfers at 3 % or $ 5, fees for cash advances at 3 % or $ 5, and foreign transaction fees that total 2.7 % of the total transaction once it has been converted to U.S. dollars.

Balance transfer credit cards give consumers the option to transfer existing card balances from other cards with the theory that it is easier to pay down one debt, especially at a zero - percent interest rate.

This makes sense because this card is targeted at people seeking to make balance transfers, meaning they have outstanding debt on other cards.

A balance transfer's when you use one card to pay off other credit or store cards, so you owe the new one but at a far lower rate - often 0 % - making you debt - free quicker, as repayments cover debt, not interest.

So, if the balance transfer from the old card (s) to a new card places the new card at or near its credit limit, and no other cards are available, cardholders may not want to cancel all the other cards.

Several other credit cards offer introductory 0 % APR periods of at least 15 months for balance transfers.

The representative told me that she would allow me to transfer the balance of my other credit cards to USAA at 0 % interest for 12 months.

Before you apply for this card, let's take a look at how it compares to a few other cards with balance transfer offers and no annual fee.

This makes sense because this card is targeted at people seeking to make balance transfers, meaning they have outstanding debt on other cards.

There is a fee for balance transfers, but at $ 5 or 5 percent (whichever is higher), it's on par with most other cards.

Optional Balance Transfer Offer to new Cardmembers — Enjoy a special 1.99 % introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at the time of online applTransfer Offer to new Cardmembers — Enjoy a special 1.99 % introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at the time of online appltransfer your other credit card balances to this American Express card at the time of online application.

The following transactions are excluded from earning points: BPAY transactions, payments to the Australian Taxation Office (effective 2/11/2015) unless made using a Business Awards card, balance transfers, cash advances (including a transaction treated by the Bank as a cash advance, for example, utility bills paid in person at a bank), purchases of foreign exchange, credit card insurance premiums, travellers cheques, interest charges, Qantas Frequent Flyer Direct fees, Bank fees, Card account payments, transactions deemed by the Bank to be for business purposes (excluding transactions on Business Awards, Business Gold Awards and Business Platinum Awards cards) and any other transactions which may from time to time be excluded by the Bcard, balance transfers, cash advances (including a transaction treated by the Bank as a cash advance, for example, utility bills paid in person at a bank), purchases of foreign exchange, credit card insurance premiums, travellers cheques, interest charges, Qantas Frequent Flyer Direct fees, Bank fees, Card account payments, transactions deemed by the Bank to be for business purposes (excluding transactions on Business Awards, Business Gold Awards and Business Platinum Awards cards) and any other transactions which may from time to time be excluded by the Bcard insurance premiums, travellers cheques, interest charges, Qantas Frequent Flyer Direct fees, Bank fees, Card account payments, transactions deemed by the Bank to be for business purposes (excluding transactions on Business Awards, Business Gold Awards and Business Platinum Awards cards) and any other transactions which may from time to time be excluded by the BCard account payments, transactions deemed by the Bank to be for business purposes (excluding transactions on Business Awards, Business Gold Awards and Business Platinum Awards cards) and any other transactions which may from time to time be excluded by the Bank.

Other Chase cards you can apply for at the same time include the Chase Freedom (15K for spending $ 500 +2.5 K for adding an additional user for a limited time only plus 5 - 10 points per dollar spent in rotating categories), Chase British Airways (Up to 100K signup bonus for a limited time only), the Chase United Explorer (30K signup plus another 5K points for adding a free additional user on the consumer card / 50K signup points on the business card, plus get free luggage, free primary car rental insurance including in the US and Israel, expanded saver and standard award ticket availability, priority boarding, and more), the Chase IHG (with 60K signup points and a free night every subsequent year upon renewal), the Chase Marriott (with 50K signup points and a free night every subsequent year upon renewal), the Chase Slate (with zero balance transfer fees, 0 % APR on purchase and balance transfers for 18 months, and free FICO scores), the Chase Ink Plus (60K signup points plus up to 5 points per dollar spent), and the Chase Ink Cash (20K signup points plus up to 5 points per dollar spent).