The Guaranteed Annual Payouts (GAPs) received under this plan depend the annual premium and the age
at the policy commencement.
Your premium, net of premium allocation charge, will be allocated by the Company to Balanced Equity Fund and Builder Bond Fund, based on the proportion and the outstanding years to maturity (as
at policy commencement date) as per the table below:
Not exact matches
Faculty, staff and students in the graduating class of 2010 will protest Governor Paterson's
policies when he delivers the
commencement address
at Bronx Community College (BCC) tomorrow.
Staten Island Assemblywoman and GOP NYC mayoral candidate Nicole Malliotakis said she returned campaign contributions from Palestinian - American activist Linda Sarsour, and condemned CUNY's Graduate School of Public Health and Health
Policy for inviting the Women's March organizer to speak
at its
commencement next month.
Williams recently defended Sarsour over criticism from Brooklyn Assemblyman Dov Hikind, a religious Jewish Democrat, over her upcoming
commencement address
at the City University of New York's Graduate School of Public Health and Health
Policy.
Staten Island Assemblywoman and GOP mayoral candidate Nicole Malliotakis told the Observer last night that she returned campaign contributions from Palestinian - American activist Linda Sarsour — and condemned the City University of New York's Graduate School of Public Health and Health
Policy for inviting the Women's March organizer to speak
at its
commencement next month.
Staten Island Assemblyman Ronald Castorina and Women's March organizer Linda Sarsour collided on social media this week over the latter's upcoming
commencement address
at the City University of New York's Graduate School of Public Health and Health
Policy — a speech that the Republican lawmaker argued the public institution should cancel, given Sarsour's political and religious views.
Public school
commencement season this spring could be marked by renewed legal uncertainty because of the U.S. Supreme Court's refusal to review a Florida school district's
policy allowing student messages
at graduation.
The first instalment is payable
at the
commencement of the
policy.
After five years from the
commencement of the
policy, the policyholder can make partial withdrawals, subject to the condition that the minimum withdrawal amount is Rs. 5000 and the Fund Value after a partial withdrawal should be equal to
at least Rs. 10000.
It is the sum insured and is fixed
at the
commencement of the
policy period for each insured vehicle.
Policyholders can opt for this Portfolio Strategy
at the
commencement of the
policy or can switch to this Portfolio Strategy
at any subsequent
policy anniversary.
It is given
at the maturity of the
policy or when the person dies after
commencement of risk cover.
The Insured's Declared Value (IDV) of the vehicle will be deemed to be the «SUM INSURED» and it will be fixed
at the
commencement of each
policy period for each insured vehicle.
This is a charge expressed as a percentage of Annualised Premium and is levied
at each monthly anniversary by canceling proportionate Units starting from the date of
commencement of
Policy.
Entry Age: the age of the Life Insured
at the
commencement of the
Policy.
Entry Age - the age of the Life Insured
at the
commencement of the
Policy.
(age
at entry 0 - 17 years) ** For monthly mode, 3 monthly premiums will be required to be paid on the
commencement of the
policy.
Entry Age: the age of the Life Insured
at the
commencement of the
Policy should be between 18 to 65 years of age.
Only plus point in this
policy is if death of
policy holder occurs
at any time (after
commencement of
policy), all the payouts will be given by company (as mentioned earlier) from the date of claim settlement.
The
Policy Administration Charges given above are deducted from the unit account on monthly basis at the beginning of each monthly anniversary (including the policy commencement date) of a policy by cancellation of
Policy Administration Charges given above are deducted from the unit account on monthly basis
at the beginning of each monthly anniversary (including the
policy commencement date) of a policy by cancellation of
policy commencement date) of a
policy by cancellation of
policy by cancellation of units.
Entry Age: the age of the Life Insured
at the
commencement of the
policy should be between 18 and 60 years of age.
Suicide Exclusions: If the Life Assured commits suicide within 12 months from the
policy commencement date or revival date, whether sane or insane
at that time, the Company will limit the Death Benefit to the Fund Value and no insurance benefit will be payable.
The Mortality Charges are determined using 1 / 12th of the Annual Mortality Charge and are deducted from the unit account monthly
at the beginning of each monthly anniversary (including the
policy commencement date) of a
policy by cancellation of units.
Policy Exclusions: The policy shall be void if the Life Assured (whether sane or insane) commits suicide at any time within 12 months from the date of commencement of risk and the Corporation will not entertain any claim under this policy except to the extent of 90 % of the single premium paid excluding taxes and any extra premium
Policy Exclusions: The
policy shall be void if the Life Assured (whether sane or insane) commits suicide at any time within 12 months from the date of commencement of risk and the Corporation will not entertain any claim under this policy except to the extent of 90 % of the single premium paid excluding taxes and any extra premium
policy shall be void if the Life Assured (whether sane or insane) commits suicide
at any time within 12 months from the date of
commencement of risk and the Corporation will not entertain any claim under this
policy except to the extent of 90 % of the single premium paid excluding taxes and any extra premium
policy except to the extent of 90 % of the single premium paid excluding taxes and any extra premium paid.
In the event of the Life Assured committing suicide (be it sane or insane)
at any time within one year from risk
commencement date, Jeevan Ankur
Policy by LIC gets terminated.
This becomes a saving grace while claiming for damages, because there are official records substantiating your vehicle's actual condition
at the time of
policy commencement / renewal.
If the Life Insured person commits suicide within a year of the
policy commencement only the Total Fund Value in the unit account as
at the time of demise, would be refunded.
The advantage is that if a particular category of day care procedure is not listed
at the time of
policy purchase, one can request for its inclusion to third party administrators prior to treatment
commencement.
At the
commencement of the
Policy, the Life Insured has a choice to pick any one of the following Death Benefit Payout options:
On survival of the life assured till maturity, 200 % of the annual premium will be paid
at the end of each year from 16th to 30th year from
policy commencement.
Suicide Exclusion: If the Life Assured commits suicide within one year from the
Policy Commencement Date, whether sane or insane
at the time, the Company will limit the Death Benefit to the Fund Value as available on the date of death and no insurance benefit will be payable.
If the age
at entry is less than 8 years, the risk will commence either one day before the completion of 2 years from the date of
commencement of the
policy or one day before the
policy anniversary coinciding with or following the completion of 8 years, whichever is earlier.
If death occurs due to suicide within 12 months from the date of
commencement of risk or of the
Policy, the death benefit is refund of
at least 80 % of the premium (s) paid provided the
Policy is in - force.
Co-pay applies, in case the insured person is aged over 55 years
at commencement of the
policy, continuous coverage incepts in the
policy, who does not have 4 years of continuous
policy coverage, company pays 80 % of the admissible claim amount, or Sum Insured whichever is less will be paid.
You need to pay
at least 3 full years» premiums from
commencement of the
policy.
Example: - Date of
commencement of
policy was: - 04/02/1990 Client age
at the time of taking
policy: - 30 yr.
You can avail Survival Benefit in lumpsum
at the end of the
Policy Term, before the
commencement of the Payout Period.
Where the life to be insured is a minor
at the date of
commencement of
policy, there shall be a proposer to propose Life Insurance cover on the life of the minor.
Date of
commencement of risk In case the age
at entry is less than 8 years, the risk will commence either one day prior to the completion of 2 years from the date of
commencement of
policy or one day before the
policy anniversary coinciding with or immediately following the completion of 8 years of age, whichever is earlier.
The spouse
at the time of
commencement of
policy is eligible for receiving the annuity payments.
Date of
commencement of risk: In case the age
at entry of the life insured is less than 8 years, the risk cover is available either one day before the completion of 2 years from the date of
commencement of
policy or one day before the
policy anniversary coinciding with or immediately following the completion of 8 years of age, whichever is earlier.
It is equal to sum assured chosen
at the
commencement of the
policy and it is payable
at maturity of the
policy term with the last guaranteed income payout.
For regular pay
policies, you will get the surrender value, provided you have paid the premiums for
at least the first 3 years from
commencement of the
policy.
IDV is considered as the sum insured and it is fixed
at the
commencement of each
policy period for a motor vehicle.
A policyholder can claim
at the first diagnosis of any critical illness, provided the critical illness has been diagnosed after 90 days of the
policy commencement date or the date of reinstatement.
In accordance with Section 45 of the Insurance Act, 1938, «No
policy of life insurance effected before the
commencement of this Act shall after the expiry of two years from the date of
commencement of this Act and no
policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the
policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the
policy - holder and that the
policy - holder knew
at the time of making it that the statement was false or that it suppressed facts which it was material to disclose: