Sentences with phrase «at public lending»

Today, an EU court looks at public lending rights for libraries.

Not exact matches

Public sector banks are likely to be more hesitant to lend money to these borrowers because chances of a turnaround for companies with high levels of debt seem unlikely, at least in the near term, according to Awtani.

The federal government, meanwhile, is trying to tame the market by tightening mortgage lending standards and warning the public at every opportunity that Vancouver is a risky city for buying real estate.

However, a budget deficit that takes the form of transfer payments to banks, as in the case of the post-September 2008 bank bailout, the Federal Reserve's $ 2 trillion in cash - for - trash financial swaps and the $ 700 billion QE2 credit creation by the Federal Reserve to lend to banks at 0.25 % interest in 2011, has a different effect from deficits that reflect social spending programs, Social Security and Medicare, public infrastructure investment or the purchase of other goods and services.

Our cities and towns require a public service bank that lends at affordable rates rather than at higher rates and fees that support short - term investor profit and excessive executive pay and bonuses.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

The li» l ole borrowing and investing public will suffer, they say, if the banks aren't left alone to lend at whatever terms they please.

Here the church may lend its official public support; supply monies; provide clerical and lay leadership, volunteers, and facilities to programs aimed at redressing social problems in the community which are contributory factors in producing mental illness.

Former Oxheart somm and general irreverent Justin Vann thinks esoteric grapes go great with single malt, thank you very much; he focuses on these two types of booze at Public Services, lending wine some of the cool factor of whiskey, and whiskey the specificity of wine.

Saifuku's choice to roll on hints at her positive nature, a trait her colleagues said she lends to all of her efforts, whether planning special events, running summer arts camps or dealing with the public.

This tendency could lend extra credibility to BP's link, since it shows up at the top of the search results list, making it an «Orwellian» attempt to control the public dialogue (a view amplified by media coverage saying that the company «bought search terms» rather than «bought ads related to search terms).

The banks need to deleverage — fixing their balance sheets; the state needs to deleverage — restoring sense to the public finances; householders feel compelled to do the same; at the same time, the banks need to keep lending, consumers need to keep spending.

At 10 a.m., NYC Department of Consumer Affairs Commissioner Lorelei Salas and Councilman Rafael Espinal, Jr. host a public hearing on predatory lending in the used car industry, CUNY School of Law, 2 Court Square, 3rd floor, community room 3/115 -116, Queens.

In the lead - up to the speech, Quinn came to the New Amsterdam Market recently, lending her support to the campaign for a 7 - day - a-week public market at the Seaport.

Tim (Johnson), who teaches in a public high school in the Los Angeles area, and Lee (DeWitt), a yoga instructor, and their toddler son, Jude (played by Jude Swanberg, who is the son of Swanberg and his wife, the filmmaker Kris Swanberg), arrive at the luxurious house of one of her clients, which has been lent to them for a sort of near - staycation.

For example, by directing teachers to focus more individual attention on each student — or to encourage them to study and learn at their own pace, focusing on topics of their choosing — we might be lending credence to the notion that public education is a private commodity rather than a public good.

3M's Library System loves to show up at a packed conference and show off something new and innovative for the world of library ebook lending, such as at last year's ALA Conference when all the buzz was about the dedicated e-reader designed specifically to be checked out from local public libraries.

Essentially, the leadership finally expressed that it was fed up with the current upheaval in public library ebook lending, with different members of the Big Six publishing houses setting their own rules — from no lending of our new titles, to a book can only be borrowed a specific number of times, to no lending of any of our titles at all — it was chaos for the libraries and disappointment for their patrons.

Publisher's Weekly caught up with American Library Association president Molly Raphael at the recent Public Library Association conference in Philadelphia to find out the latest state of affairs over ebook lending from public librPublic Library Association conference in Philadelphia to find out the latest state of affairs over ebook lending from public librpublic libraries.

The Adobe platform supports library lending and in fact is at the heart of Overdrive's public library e-book lending service.

Unlike in the US where an author is only paid when a library purchases a particular title for lending from its catalog, under the UK law Public Lending Right, authors are compensated at each patron checkout, as well.

People are generally happy for them to lend their support to worthy causes by being a patron (aged 91 the Queen is still patron of more than 600 charities), but expressing a public opinion on anything that even hints at politics tends to get a negative reaction very quickly.

Note there are already at least 3 New Zealand Public Libraries lending Overdrive eBooks and AudioBooks.

This new venture is directed at taking away the barriers of reading for a lot of people, specifically public library patrons who are currently still at the whim of the publishers when it comes to ebook lending.

(The French library community particularly likes a feature of Readium LCP that makes it desirable in France: public libraries limit the number of lending transactions that a user can make at a given time.

Admittedly, Raphael had some good things to say about how the publishers are at least willing to listen to the concerns coming from the public libraries and are even interested in continuing the dialog to resolve their own concerns, fears that Raphael even says are not just lip service or an effort to not cooperate with ebook lending.

This new venture is directed at taking away the barriers to reading for a lot of people, specifically public library patrons who are currently still at the whim of the publishers when it comes to ebook lending.

Emmy Award - winning actress Julie Bowen, a star of ABC's comedy Modern Family, has lent her voice talent to the narration of an enhanced ebook aimed at educating readers on the dangers of deadly food allergies, especially in public schools.

At the recent American Library Association conference in the Anaheim, California, the current state of ebook lending for public and academic libraries was a dark undercurrent throughout the multi-day event.

At this year's BookExpo America event, OverDrive CEO Steve Potash had some high praise for Hachette's recent embracing of library lending, making 100 % of its catalog available to all public and school libraries who partner for digital content.

1024 by 768 screen makes sense since many of the e-books at the OverDrive / Public Library lending indicated they are optimized for 1024 by 768 screens.

Laura Lent, the chief of collections at the San Francisco Public Library, notes that lending from her shelves, unlike Amazon's, is free of charge.

E-book borrowing: Fully 90 % of public libraries have e-book lending programs, according to Information Policy and Access Center (IPAC) at the University of Maryland, and 62 % of adults say they know that their local libraries have such programs.

On a late rainy Monday afternoon at the end of the American Library Association's Midwinter meeting, 39 leading librarians and library vendors gathered for about 90 minutes around a horseshoe - arrangement of tables on the fourth floor of the Seattle Public Library to discuss how to create a new lending experience.

This information may be obtained from the local chamber of commerce, by looking in the telephone directory under «Mortgages,» or by inquiring at banks, savings and loan associations, mortgage companies, real estate brokers» offices, and other public and private lending agencies.

The Canadian firm has sponsored pilot musical instrument lending libraries at the Toronto, Montreal and Vancouver public libraries.

To answer this question, I turn to Rod Griffin, director of public education at Experian (one of the three credit bureaus): «The utilization rate is an important indicator of lending risk,» said Mr. Griffin.

Willingness of the public to hold cash, versus opportunity at the banks to make money from borrowing short and lending longer, versus banking regulators trying to assure solvency.

The show's success in demonstrating the importance of this cohort depends on the generosity of the estates and institutions lending works to the exhibition, including: The Conner Family Trust, The Jay DeFeo Foundation, the di Rosa Collection, The estate of Wally Hedrick, the estate of Alvin Light, and the San Francisco History Center at the San Francisco Public Library.

Together they lend the 12,000 - piece collection to the museum; their public filings place the combined fair - market value of the artworks at about $ 2.5 billion.

But last week, over 60 international civil society groups at Cochabamba's alternative climate summit lent their collective voices in a grassroots campaign to unanimously oppose geoengineering and are urging the public to join with Hands Off Mother Earth (H.O.M.E.) by «lending a hand» in their photo petition.With support from environmental and social justice luminaries like David Suzuki, Vandana Shiva, Maude Barlow, Naomi Klein, Herman Daly and Frances Moore - Lappé, the petition hopes to raise more public awareness about the issue prior to the next climate change convention slated for December.

At trial, the court found that the real purpose of the indemnity was to discourage the wife from reporting the matters in issue to the authorities, and wrote that «it would be in my opinion, contrary to public policy for the courts to lend assistance to the nondisclosure of statutory offences.»

REITs can raise capital in the public market and leverage funds, which lets them lend at a reasonable rate and still get a decent yield, Korologos says.

At iGlobal's CRE Debt Investing Summit: Private, Public & Preferred, you'll hear from the key lending groups that comprise the new alternative CRE lending universe.

«There has been a gravitation by management to more public ownership which has resulted in lenders in the capital market gravitating toward lending and investing in the format where their investments and loans can more easily be monitored,» says Jacques Brand, a managing director and head of the Lodging and Leisure Group at BT Alex. Brown in New York.