Sentences with phrase «at qualifying rates»

(As always with Hilton, you earn both airline miles and HHonors points at qualifying rates, but in the case of this promo, you must choose which one you want to earn the bonus.)
Members must book stays via ChoiceHotels.com, the Choice Hotels mobile app, or 800.4 CHOICE at qualifying rates.
To receive airline miles, reservations must be made at qualifying rates.
As you likely are aware, most lenders have been using some form of a stress test for quite some time, wherein buyers were being qualified at a qualifying rate well above their borrowing rate — recently changed from 4.64 % to 4.99 %.
And as of Jan. 1, buyers who don't need mortgage insurance are required to prove they can handle payments at a qualifying rate of the greater of the central bank's five - year benchmark rate or two percentage points higher than the contractual mortgage rate.
The rules for federally regulated lenders introduce a stress test for borrowers with a more than 20 per cent down payment to prove that they can service mortgage at a qualifying rate of the greater of the contractual mortgage rate plus two percentage point or the five - year benchmark rate published by the Bank of Canada.
In order to get a loan from a federally regulated lender, home buyers have to prove that they can service their uninsured mortgage at a qualifying rate of the greater of the contractual mortgage rate plus two percentage point or the five - year benchmark rate published by the Bank of Canada.
Flying Blue cardholders will also be able to redeem their miles in hotels operated by Meliá Hotels International and earn miles for each night made at qualifying rate: 500 miles at Gran Meliá, Meliá, ME by Meliá, INNSIDE by Meliá; and 300 miles at TRYP by Wyndham and Sol.
Offer is only valid for stays at the qualified rates of the individual hotel.
As you likely are aware, most lenders have been using some form of a stress test for quite some time, wherein buyers were being qualified at a qualifying rate well above their borrowing rate — recently changed from 4.64 % to 4.99 %.

Not exact matches

Here are the energy efficiency rates your subsystems need to be operating at in order to qualify for a tax break: lighting systems need to be 25 % efficient, HVAC 15 % efficient, and the building envelope 10 % efficient.
Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.
«If Tau has capital at reasonable rates, targeted at factories assembling garments, it will find qualified customers here.»
If you do choose to sell any investment held outside of a tax - deferred account, such as an IRA, make sure, if at all possible, you hold it for at least one year and one day in order to qualify for the long - term capital gains rate.
Add in all the perks of producing at home — such as eliminating exchange rate uncertainty, lower chances of supply chain disruptions, a more plentiful supply of qualified labour and the synergies that develop when the R&D guys can easily chat with factory floor employees — and the overall costs of building a new factory in the U.S. or China are roughly equal.
Businesses with many years under their belts and stellar business credit are more likely to qualify for unsecured lines at reasonable rates.
Certain states have special home loan programs that give homeowners a shot at qualifying for 30 - year fixed mortgages with low rates.
At the same time, «anyone who doesn't have a pristine credit rating finds it very difficult at this point to qualify for a mortgage.&raquAt the same time, «anyone who doesn't have a pristine credit rating finds it very difficult at this point to qualify for a mortgage.&raquat this point to qualify for a mortgage.»
If you have a credit score of 720 or higher, you may be able to score an annual percentage rate (APR) as low as 4.99 %, provided you qualify for at least two rate discounts.
While I generally consider this advice to be wise, especially for inexperienced investors who should probably opt for something like an index fund, working with a qualified advisor or, if they are wealthy enough, an asset management group, the problem comes from the fact that if you find a truly outstanding business — one that you have conviction will continue to compound for decades at rates many times that of the general market, even a high price can be a bargain.
Individuals with excellent credit, which is defined as any FICO credit score between 720 and 850, should expect to find rates at about 10 % to 12 %, and many of these individuals may even qualify for lower rates.
The best deals — for significant amounts at the lowest rates — will require a credit score of 720 or better to qualify.
I could easily qualify and take $ 1M mortage on my home at some ridiculously low rate.
While complicated, this system has no minimum balance requirement, so if you receive at least $ 1,000 each month from direct deposits and spend money with your debit card at least 4 to 5 times a week, you should easily qualify for the full rate.
For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed - rate.
If you want an investment property loan from a bank, you'll generally need to have an excellent credit score (at least 720 on the FICO scale) to qualify for a reasonable interest rate, but that is not necessary for a hard - money loan.
This makes it important to weigh the value of access verses a lower interest rate in some circumstances — this is true even for very creditworthy borrowers who would otherwise qualify for a traditional commercial loan at the bank but their loan purpose doesn't give them the luxury of time required to wait for a traditional bank loan.
Prosper does offer lower starting rates at 5.99 %, so borrowers who qualify for the lowest rates might want to check their rate here.
Interest rates may be as low as 9.99 percent AIR for highly qualified borrowers at OnDeck.
At the very least, it's worth checking your rate at another lender to see what you can qualify foAt the very least, it's worth checking your rate at another lender to see what you can qualify foat another lender to see what you can qualify for.
The NUA tax strategy allows certain clients whose qualified retirement plans contain these appreciated employer securities to eventually pay taxes on the appreciated value of those securities at the lower long - term capital gains tax rate, rather than at the ordinary income tax rate that would otherwise apply to retirement plan distributions.
Other changes in the House bill are directed at businesses, including a further rate reduction for certain qualified «pass - through» firms that send their earnings to their owners to be taxed as individual income.
Private student loan rates start at around 3.00 %, which means well - qualified parents might find a better deal with private student loans than the 7.00 % interest rate and 4.276 % loan fee offered by Parent PLUS Loans.
You'll probably need at least fair credit to qualify for a personal loan, and lenders reserve the best rates for borrowers with excellent credit.
At the heart of the fiduciary duty and specified under the BICE for variable and indexed annuities and Exemption 84 - 24 for fixed rate annuities is the requirement that any recommendation to move (or keep put) qualified money must meet «Impartial Conduct Standards» and triggers the fiduciary duty of the advisor.
Caution: Taxable income from an IRA or retirement plan is taxed at ordinary income tax rates even if the funds represent long - term capital gain or qualifying dividends from stock held within the plan.
We recommend routinely looking at click - through - rates, conversion rates, leads per channel, and lifecycle analytics to accurately identify what content, strategies, and web pages are most effective in driving qualified leads — and which ones aren't.
For the sake of comparison, we'll look at two similar versions of these products — an individually owned, non — qualified bank CD and an individually owned, non — qualified single premium deferred fixed annuity earning an annually renewable fixed rate of return.
When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available interest rate at the time, even though I got an FHA loan with a small down payment.
While meeting these requirements won't guarantee approval, you can check your rate at Peerform to see if you qualify.
Similarly to investment income, you may be taxed at a lower qualified tax rate.
This home buyer could qualify for a home of around $ 325,000 at today's mortgage rates and mortgage insurance costs.
Jumbo loans stand in contrast to «conforming loans» (those at $ 417,000 or below which qualify for normal interest rates and can be re-sold on the secondary mortgage market.)
And dividends from stock funds (including preferred stocks) are typically considered «qualified income;» although you'll owe taxes, they may be at the lower capital gains rate.
In order to qualify for Equity Active Trader rates you need to place at least 100 trades per calendar month, within any of the following instruments:
Authorities also have taken steps to cool demand for houses by insisting that new buyers qualify for loans at rates that are two percentage points higher than current rates.
This will tend to understate the performance of the taxable account in circumstances where long - term capital gains and qualified dividends, which are currently taxed at lower rates than ordinary income, are a component of investment returns, as is the case for investments with significant equity holdings.
However, if you are likely to qualify for the lowest rate at FreedomPlus, go with them as this is a full two percentage points lower than the lowest rate at Discover.
When I began shopping around for mortgage rates back when I bought a home, I was shocked at how much house I «qualified» for.
However, we also considered the additional conditions that account holders must meet at different banks if they want to qualify for the maximum rates on their deposits.
a b c d e f g h i j k l m n o p q r s t u v w x y z