Sentences with phrase «at reducing their interest rate»

They can also help you create a plan to get out of debt by paying off your debts, often at reduced interest rates, through a long - term debt management plan (DMP).

[36] The TIFIA Program may set aside up to 10 percent of its annual budget authority to fund the subsidy costs of TIFIA direct loans to Rural Projects at the reduced interest rate.

Debt consolidation is an effort to combine debts from several creditors, then take out a single loan to pay them all, hopefully at a reduced interest rate and lower monthly payment.

You can take between # 300 and # 10,000 at a reduced interest rate.

The longer the introductory period, the better — it will give you more time to pay off your student loans at the reduced interest rate.

Creditors continue to get paid with consumer credit counseling but at a reduced interest rate.

You make one monthly payment to the consumer credit counseling company, and the company then dispurses the funds to each of your creditors but at a reduced interest rate.

Out of your monthly payment, they disperse the funds to each of your credit card companies but at a reduced interest rate.

Your creditors do continue to get paid with consumer credit counseling but at a reduced interest rate and you only have to make a single payment each month.

They can also help you create a plan to get out of debt by paying off your debts, often at reduced interest rates, through a long - term debt management plan (DMP).

The company will then disperse the funds to each of your credit card companies, but at a reduced interest rate.

Qualified borrowers stand the best chance at reducing their interest rate through this method, but keep in mind that you'll be giving up all federal benefits.

When people get in over their head in excessive credit card debt, they frequently will apply for a home equity loan for consolidating payments at a reduced interest rate.

They will pay your creditors out of that payment each month but at a reduced interest rate.

Recently my bank, USAA, who I absolutely love doing business with offered me a deal to refinance my car with a new car loan at a reduced interest rate.

You then make one monthly payment to the company, and they disperse the funds to each credit card company but at the reduced interest rate.

Not exact matches

NEW YORK, May 2 - U.S. «There are no TIPS increases, which tends to reduce the effective duration of the forward auctions,» said Jim Vogel, interest rates strategist, at FTN Financial in Memphis, Tennessee.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

At any rate, India and Brazil will most probably have to raise their interest rates to reduce their high inflation, and to prop up their currencies to stem imported inflation pressures.

«Capping credit card interest rates at arbitrary levels would harm the very people that it is meant to help by reducing choice in the marketplace and by rationing credit,» Campbell the crowd.

«Rising interest rates and stricter mortgage requirements have reduced home buyers» purchasing power, particularly for those at the entry level of our market,» Jill Oudil, president of the Real Estate Board of Greater Vancouver, said in a statement.

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

Allow you to refinance the loan at a lower interest rate and / or for a longer term to reduce your monthly payments.

Perhaps if we had the stomach for a little more volatility at the time, and raised interest rates beyond the expectations of the futures market, the severity of the ensuing crises could have reduced.

With a lower interest rate, payments will be reduced because interest will accrue at lower rate each month.

They include upwards revisions in economic forecasts, expectation of monetary tightening, rising real and nominal long - term interest rates, fiscal stimulus on a huge scale in a full employment economy, rising protectionism that should choke off import flows, and tax reform directed at reducing capital outflows and increasing capital inflows.

Recently, there has been some discussion, prompted by senior staff at the International Monetary Fund (IMF), that central banks might aim for high inflation — say 4 per cent — as a way of giving them more scope to reduce official interest rates in future downturns.

The interest rate - sensitivity of the Low Volatility factor has increased in recent years Mainly due to the sectoral biases from the long portfolio Sector - neutrality reduces the interest rate - sensitivity, albeit at the cost of performance INTRODUCTION Low Volatility strategies have become popular

I laugh and sometime sneer at those who think new Fed Head Jerome Powell will impose monetary discipline by raising interest rates at least up to the real rate of inflation and reduce the Fed's balance sheet according the schedule as laid out by Yellen.

Indeed, a combination of lower interest rates and more stringent macroprudential policy would likely work to reduce both financial stability risks and the risk of an undershoot of inflation at the same time.

If your goal is to reduce your monthly payment by extending your loan term, refinancing with a private lender at a lower interest rate can reduce or eliminate the additional interest payments that you'd otherwise make if you stretched out your payments without an interest rate reduction.

When and if interest rates begin to rise, corporates may have the incentive to tilt their capital structure back to equity, or at least to reduce stock repurchases, which could raise further questions about stock market valuations.»

Bank of Nova Scotia Chief Foreign - Exchange Strategist Shaun Osborne says the Canadian dollar is poised to rally to C$ 1.20 versus its U.S. counterpart by year - end, from C$ 1.2683 at 12:35 p.m. Tokyo time Wednesday, as traders who've been reducing expectations for a third BOC interest - rate hike in 2017 begin to price one back in.

At the Shadow Open Market Committee fall meeting on Sept. 15, economist Peter Ireland of Boston College argued that the effect of reducing the balance sheet is ultimately equivalent to an open - market sale of bonds by the Fed of the kind it would undertake in order to push up the fed funds interest rate.

Global central bankers continue to move along the path of gradual tightening, with the U.S. Federal Reserve at the forefront, normalizing interest rates and gradually reducing the size of its balance sheet.

It is possible that a large part of the decline in implied volatilities of interest rates can be attributed to reduced uncertainty about the future path of monetary policy at that turning point.

Still, Bernanke managed to get a unanimous vote at the December meeting to reduce interest rates as low as they could go.

One bank has introduced a small business loan secured by commercial property, reducing the interest rate at which such a loan would previously have been available from this bank, while another introduced a «basic» residentially secured term loan for small business at 6.35 per cent, 40 basis points lower than that bank's standard residentially secured term loan.

IGHG aims to reduce interest - rate risk by going long corporate bonds while at the same time shorting US Treasurys.

On the interest rate front, moreover, containing and reducing inflation over time will mean that we should be able, at some point, to look back to the current period as one of higher - than - normal interest rates.

Refinancing your car loan at a lower rate would not only reduce how much you pay in interest, it would also lower your monthly payments.

To reduce this risk, lenders may offer loans with prepayment penalties at a lower interest rate — about.125 percent to.375 percent lower.

So if you currently have a 30 - year fixed - rate mortgage at an interest rate of 6.5 %, you may be inquiring about lowering your rate and potentially reducing your term as well.

Unfortunately, we were far from unique in holding this opinion, and expressions of interest kept pouring in such that the underwriters were able to both increase the size of the bond offering and reduce the interest rate to 4.25 %, at which level we had no desire to participate.

Against this background, the Board took the view at its June meeting that the economy had entered a period where the monetary policy decision would be whether to hold interest rates unchanged or to reduce them.

The convertible note discount rate allows investors to convert the amount of their loan, plus accrued interest, into equity at a reduced price relative to the investors in that subsequent round.

Given that short - term interest rates would be hard - pegged at zero even with a monetary base / nominal GDP ratio a fraction of the current size, it remains important for the FOMC to consider reducing or terminating the reinvestment of proceeds from maturing holdings sooner rather than later.

At the same time, the bond and interest rate, currently 28 cents per $ 100, would be reduced to 3 cents per $ 100.

Altrusa's Durham Club members have assisted Welcome Baby in numerous ways: preparing the more than 5,000 quarterly newsletters that are mailed to Welcome Baby's clients, partner agencies and interested citizens; hanging clothes in the Giving Closet Sorting Room; and making financial donations to Crib for Kids so that parents in need get important furnishings at a reduced rate.

Democrats want to use $ 35 million in bond premiums — essentially money generated by borrowing more than needed at higher interest rates — and cutting police overtime by reopening two closed police precincts and reducing the use of outside counsel.