Sentences with phrase «at standard interest rates»

Payments you make on your new card could be applied to the balance with the highest interest rate (for example, purchases you made at the standard interest rate or cash advances at the cash rate, whichever has a higher interest rate).

Not exact matches

A «currently discussed» option is for first home buyers to receive interest rates at two per cent below the standard variable rate for up to two or three years.

The US Postal Service delivers periodicals at a discount rate, and the Federal Communication Commission's television station licensing requirements include a vague but meaningful «public interest» standard that is generally held to require both the production of local newscasts and the airing of major national news events.

That's about $ 4,000 in annual mortgage interest at today's low rates, and far less than their standard deduction as a married couple.

Interest rates on standard savings accounts are similar at these two banks, but PNC tends to offer slightly better rates if you decide to open premium checking and savings accounts together.

Timothy Ash, head of emerging markets research at Standard Bank, said the Russian rate rise reminded him of Turkey, which delivered a massive hike in interest rates in January to defend its currency.

That said, Chase doesn't give you the best shot at getting the lowest interest rate on your home loan, and its loan fees are fairly standard, as well.

One bank has introduced a small business loan secured by commercial property, reducing the interest rate at which such a loan would previously have been available from this bank, while another introduced a «basic» residentially secured term loan for small business at 6.35 per cent, 40 basis points lower than that bank's standard residentially secured term loan.

In most cases investors won't feel the full impact of this fee, as we are often able to access the same loans at higher interest rates than standard investors.

But overall financial conditions are arguably a good deal more restrictive than suggested by policy rates, especially in the United States, where the interest rates paid by many borrowers have not declined much, if at all, and lenders have toughened their standards considerably.

Banks initially responded to the competition from mortgage managers by product innovation aimed at new borrowers, rather than cutting their main standard variable interest rates.

All of the major banks have increased their standard credit card interest rates by at least 25 basis points, with a couple announcing slightly higher increases.

At a time when confidence was fragile, living standards falling, interest rates already at record lows, banks weak and inward - looking and when our main trading partner was in crisis.At a time when confidence was fragile, living standards falling, interest rates already at record lows, banks weak and inward - looking and when our main trading partner was in crisis.at record lows, banks weak and inward - looking and when our main trading partner was in crisis...

«The poor performance of industry and the business sector in general, could also be attributed to other challenges they faced, including, but not limited to, lack of access to finance, high interest rates, an unstable exchange rate, high import duties on raw materials and machinery, poor facilitation of import and export trade, particularly at our ports, inadequate and poor quality of raw materials for industrial processing, a poorly developed domestic trade infrastructure, lack of effective collaboration between research institutions and industry, limited access to serviced land for industrial production activities and poor standards of regulation and certification.»

In the letter, Gonsalves also said NIFA is applying unfair standards by preventing lawmakers from recovering the value of bond premiums — money generated by borrowing more than needed at higher interest rates — and «has perpetuated the conditions that allow it to maintain a control period.»

This will earn interest at the standard variable rate at that time, currently 0.50 % AER.

Credit cards are fairly standard in that you're able to purchase a product or service with loaned money at a given interest rate for a set period of time.

Using these numbers produced similar interest rate calculations at other lenders, making US Bank a fairly standard option when it comes to rate - shopping.

Well, let's say you have $ 10,000 in student loans at 6.8 percent interest, the standard rate for someone with a Direct PLUS loan.

(A) The term and principal amount of the loan; (B) An explanation of the type of mortgage loan being offered; (C) The rate of interest that will apply to the loan and, if the rate is subject to change, or is a variable rate, or is subject to final determination at a future date based on some objective standard, a specific statement of those facts; (D) The points and all fees, if any, to be paid by the borrower or the seller, or both; and (E) The term during which the financing agreement remains in effect.

Standard home equity loans are usually first or second mortgages provided at 7 % -15 % interest rates.

The bank's standard interest rates aren't nearly as high as those you can find at online banks, but if you're a new customer with at least $ 10,000, Santander offers a strong promotional rate that may be worth consideration.

For many, the drops have come at the same time that lenders have tightened their standards and demanded higher scores to get the best interest rates.

Lower interest rates and faster approval times are available to people who have excellent credit scores or at least a score higher than the lenders» standards.

At the end of a promotional term, consumers typically pay the standard interest rate.

Your interest rate for those 18 months is set at 0 % as opposed to a low or standard credit card interest rate.

So, standards do differ, and prospective mortgagees judged to be riskier are offered loans at higher interest rates or more points up front etc, or declined entirely.

A low - interest personal loan is a type of collateral - free loan that the lender extends to the borrower at a lower interest rate than a standard personal loan.

For instance, Capital One Essential Savings requires no minimum to open or to earn interest, yet earns at least 0.10 % APY — ten times the rate on standard savings accounts at Bank of America, Chase and Wells Fargo.

It's interesting that we allow billionaire hedge fund managers to claim that their income is a capital gain and thus taxed at low rates, but for people who are not buying the penthouse are standards are a lot tougher.

A high quality bond rating of AAA from Standard and Poor's, for example, means the bond is of the highest investment quality, suggesting the company will have the ability to pay both principal and interest at maturity.

Doing so showed that SunTrust's version of the Fannie Mae HomeReady ® loan carried a slightly higher interest rate than standard conventional loans at any of the three national banking brands.

Let's say a cardholder has a balance of $ 1,000 at the 15 % APR standard interest rate.

If you transfer a balance with a 0 % promotional interest rate for 12 months but use the credit card for additional purchases during that time then those purchases will be at the standard rate for the credit card.

If on the other hand though you claim the actual expenses, then take a look at the paragraph on the slide, then you're going to be able to deduct expenses like washes, waxes, gas, oil, repairs, maintenance, insurance, interest on the loan, just like you were on the standard mileage rate and one other word, depreciation.

But the point is this: If returns do come in lower than in the past — which seems likely given the current low level of interest rates — the more you stick to low - cost index funds and ETFs, the better the shot that you'll have at accumulating the savings you'll need to maintain your standard of living in retirement, and the more likely your savings will last at least as long as you do.

With a standard 10 - year repayment plan and an interest rate of 5 %, you're looking at paying $ 8,020 just in interest alone!

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

And, yes, a big reason why we are in the mess we are in today is that inflation, with real home prices included, was much, much higher than inflation with OER back in 2003, 2004, and 2005 when interest rates and lending standards were at multi-generational lows.

If you decide not to switch at the end of your promotional rate period, we'll change your interest rate to our standard variable rate.

At the end of any promotional period the interest rate will usually jump to the standard rate for balance transfers, so if you haven't paid off the transferred balance in full by then you will start paying interest on the outstanding balance.

The standard home equity loan is the most commonly used for debt consolidation because you borrow a single lump sum of cash, whatever you need to pay off your debts, and then pay it off over a period of years at a fixed interest rate.

FHA loan holders often have the benefit of paying lower fees and interest rates, though keep in mind that new government standards require applicants to have a FICO score of at least 580 to qualify for a 3.5 percent down payment.

Standard Payment Calculation The method used to determine the monthly payment required to repay the remaining balance of a mortgage in substantially equal installments over the remaining term of the mortgage at the current interest rate.

This is known as «statutory interest» and it runs at a standard rate, currently 8 %.

If we do not hear from you, your Fixed Rate Cash ISA will become an Instant Access Cash ISA and will earn interest at the ISA Standard Interest Rate (vainterest at the ISA Standard Interest Rate (vaInterest Rate (variable).

«Subprime mortgage lending» is best defined as offering financing to an individual with poor credit, low income, limited documentation, or a combination of all those things, who generally wouldn't qualify for a mortgage at standard market interest rates or at all.

In addition, with charge - off rates now at relatively low levels, and with revenue growth remaining anemic, credit card issuers may be more inclined in the coming quarters to seek to build card outstandings and drive net interest income, perhaps through a combination of easing underwriting standards, offering strong introductory offers on balance transfers, and even reducing APRs.

When we looked at the interest rates for a standard 30 - year home loan in Colorado, the online quotes from smaller companies stood out from those at larger banks.

When your 0 % balance transfer offer ends — you'll be charged interest at your standard rate on any outstanding balance transfer.