Sentences with phrase «at the consumer level in»

However, increased inflation pressures evident in upstream measures are starting to show up at the consumer level in some countries, including Singapore and China.

«It's going to open up an opportunity for Prudential to further increase its brand awareness at the consumer level in a way that will differentiate us more than ever.»

Not exact matches

Paul Ferley, assistant chief economist at RBC, expects positive results for consumer spending in the quarter overall (up an annualized 2.8 % in Q2 from a weaker Q1), but noted that retailers are still dealing with modest levels of spending by households.

A doctor showing up at your door in San Francisco is convenient but access to products and services in consumer health that you may not have been able to get before at an accessible price point is a new level of access.

Also, while consumer debt is falling and corporate debt is not yet at crisis levels, keep in mind that government debt has skyrocketed — ironically, as a response to slow growth in the global economic system.

Consumer staples stocks traded in overbought territory at the beginning of the year but fell sharply into oversold levels during the early February sell - off on broader markets.

But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.

Even those consumers trundling home in their bargain - stuffed minivans must know, on some level, that all those saved pennies might come at a cost, though Walmart's results suggest such worries aren't keeping them up at night.

The national average for a gallon of regular gasoline is at its lowest level in four years, giving U.S. consumers billions more to spend this holiday season, but that extra money is being offset by higher food costs, which account for a bigger chunk of most consumers» budgets.

• Level Brands, a Charlotte, N.C. - based consumer lifestyle brand inspired by Kathy Ireland, said it raised $ 12 million in an offering of 2 million shares priced at $ 6.

Consumers today might experience a gut - level cringe at the idea of an artificial intelligence that can recognize and analyze their Instagram photos, but companies like Google and thought leaders like Jeff Bezos and Elon Musk are investing heavily in it, making huge bets that people will accept it someday.

Their debt now is in excess of 160 % of disposable income, a level that suggests consumers will be more inclined to get right with their lenders than to continue spending at their post-crisis pace.

«Many consumers have learned the hard lessons of recession, and have redoubled their efforts to keep debt at manageable levels,» ABA's chief economist, James Chessen, said in a statement.

Consumers have been slow off the blocks after having been burnt the last time around when they locked in prices at around US$ 80 a barrel in 2014, a level that crude hasn't even been within sniffing distance of since.

Included in Goal no. 12 on «responsible consumption and production» is a call to «halve per capita global food waste at the retail and consumer levels.»

The consumer price index (CPI) for August came in at an anemic 1 percent level, despite the ECB being in the midst of QE, low interest rates and a weaker euro.

However, at nearly 63 times current earnings - a whopping p / e ratio, to be sure - even if the firm were to grow its profit to the level of Berkshire - $ 8.5 billion - it would still lack the liquid assets and marketable securities the house that Warren Buffett built has, and it would not have a diversified income stream, making it far more vulnerable to changes in the competitive landscape; a major concern when you contemplate that Google operates in an industry where dramatic shifts consumer behavior can happen overnight.

At the same time, they must carefully monitor consumers» perceptions of «normal» price levels: Excessive promotions lead consumers to revise their expectations about prices downward and can threaten profitability in the recovery period because people will resist the steep increases as prices return to «normal.»

The Fed left its key short - term rate at 1.5 per cent to 1.75 per cent — the level it set in March after its sixth increase since December 2015 — as it gradually tightens credit to control inflation against the backdrop of a tight labour market and a pickup in consumer prices.

The panel is based on credit report data collected by Equifax (one of the three credit bureaus in the United States) and it contains information on all outstanding loans — including mortgages, auto and student loans, and credit card debt — at the individual consumer level.

Although consumer confidence remains at scorching - hot levels, markets are beginning to express doubt in Trump's ability to streamline corporate tax and regulation reform.

China's consumer inflation remained weak in December, while price declines at the factory gate level continued to deepen, suggesting weakness in the world's second - largest economy but giving policy makers more room to take easing measures.

Blow - away Philly Fed data at a 1993 level, slightly stronger consumer inflation data, a surprise jump in home sales and still sub - 300,000 weekly jobless claims.

A number of different financial services were established to establish a network of producers and consumers in the neighbourhood, with the aim of promoting an «economic citizenship» with the potential of generating prosperity at the local level under the conrol of the inhabitants of the area.

Jibek Baihodjoeva is a principal in Strategic Africa Partners consulting and research with a focus on strategic change and research both at an enterprise level and for the consumer experience.

«For the first time in many years, we are beginning to see levels of card fraud decreasing, providing a needed reprieve for exhausted consumers and financial organizations,» says Andrei Barysevich, Director of Eastern European Research and Analysis at digital security consulting firm Flashpoint.

Membership in the NACB tells regulators, consumers and the industry that you go beyond state compliance and operate at the highest levels of ethics and responsibility.

I would argue that the mechanism that forced up the savings rates in the Soviet Union and other Warsaw Pact economies seems to have been the scarcity of consumer goods: income levels among workers were generally not too bad, but these workers could only convert income into consumption with great difficulty, if they got in the right line at the right store early enough.

Membership or Affiliation in the NACB tells regulators, consumers and the industry that you go beyond state compliance and operate at the highest levels of ethics and responsibility.

Both Xbox 360 and PlayStation 3 consoles are showing their best US consumer perception levels in at least two years while Nin...

Looking at actual interest charged (i.e., excluding those who pay no interest), the actual average interest rate that consumers paid in the third quarter of 2010 was 12.3 percent, which was below the level in the comparable period in 2007.

In fact, the University of Michigan's Consumer Sentiment Survey recently found that the percentage of households saying it's a good time to buy stocks is at its highest level since the tech boom.

Keeping this in mind, you need to remain astute and block out news bits, such as «the index is at 80 so things look gloomy» or «the level of consumer sentiment is up slightly from last month.»

The pick - up in consumption in the March quarter appears to be continuing and is being supported by further increases in consumer confidence; household spending increased by 2 1/2 per cent in the June quarter and consumer confidence is now at its highest level in 4 years (Graph 3).

Assessments of the extent to which these price falls will be passed on to consumers at the retail level will need to take account of the unusual behaviour of import prices at the retail level in recent years.

In addition, most business surveys reported conditions that were at high levels throughout 2004, while consumer confidence has been close to record levels.

At the sector level, the Information Technology (+6) and Consumer Discretionary (+5) sectors have witnessed the largest increases in the number of companies issuing negative EPS guidance relative to their five - year averages.

Consumer confidence remains at historically high levels, household income growth remains robust and the level of household wealth relative to current incomes is still high, even given the recent developments in the share market.

However, in contrast to the late 1980s, consumer sentiment remains at a high level.

Previous comments have hit on probably most of why more affluent consumers in Canada shop at Walmart than in the States: a combination of fewer higher - end retailers in the Canadian market, more dispersed affluent areas, less stigma attached to the brand, and potentially a higher level of frugality all contribute to Walmart attracting a higher percentage of affluent Canadian shoppers.

And consumer confidence ended the year at the highest level in 15 years.

Global brands have global KPIs, but they also need to establish at a local level what consumers want, because brand safe behaviour in Germany is very different from Italy or Spain, for example.

Among the evidence that would shift our expectations in this regard would be: material equity market deterioration, further weakness in regional Fed and purchasing managers indices, a slowing in real personal income, a spike in new claims for unemployment toward the 340,000 level, an abrupt drop in consumer confidence about 10 - 20 points below its 12 - month average, and at least some amount of slowing in employment growth and aggregate hours worked.

At the retail level, prices of imported consumer goods fell in the year to the March quarter by just over 1 per cent; domestically produced goods prices are also rising more slowly than a year ago, but the slowing is less pronounced and, in the year to March, domestic goods prices rose by about 3 per cent.

The median expectation of consumer price inflation over the year ahead now stands at 3.5 per cent, compared with levels of well over 4 per cent in the previous couple of years.

Despite a small decline in May, consumer confidence for the first five months of 2015 has been at a higher average level than at any time since May 2004.2 A relatively low unemployment rate and moderate inflation have helped maintain consumers» upbeat mood.

Considering this, coupled with my observation that the number of personal cars has significantly increased since my last visit to Beijing in 2007, I am wary of the efficacy of emission control at the consumer level.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

At a deeper level, as people are conditioned to a consumer outlook, the church finds itself under challenge to present the Christian faith in a way that meshes with people's desire for answers, and in a more pernicious way for a faith «product», that will meet their needs with a minimum of effort and disruption.

«The argument adopted by consumer groups in the USA is that access is not universal service - that the telephone should be priced at a level which makes it possible for disadvantaged groups to use it for social reasons rather than simply as an emergency service».