Sentences with phrase «at the credit ratings given»

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

The federal government can borrow at a much lower interest rate than the other jurisdictions, given its strong credit position.

The typical secured card does not offer a rewards program at all, but the State Department's card gives you a 1 % rewards rate back - that's about the same rate you'd get with the average unsecured rewards credit cards.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

Given the ECB's paltry 1 % reserve requirement, banks can theoretically extend credit from thin air at a rate of 100 euros for every euro they have on deposit.

Debt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest rates.

«If you've got great credit, cash flow and collateral, lenders will jump to give you a great loan at an awesome interest rate.

It said that Kroenke was ramping up the cash reserves in the club, as this would give him better credit amongst lenders, in order to borrow the money to buy the shares at a cheap rate, when it comes to launching a bid to buy out the other shareholders.

The ratings issued by the various credit rating agencies gives a convenient at - a-glance of how safe they consider a country's debt.

«By signing up to cutting the top rate of tax, he's giving thousands of pounds to the very rich, while at the same time cutting tax credits for people struggling to make ends meet.

At the end of they day, you have to give them credit for rating the members.

(All three main credit ratings still give Britain a AAA, but last night Fitch said Britain was at risk of a downgrade.)

At this time the State Comptroller has completed his mandated review of the proposed budget and given his approval; Moody's has issued a positive outlook for our credit rating also based upon the proposed budget.

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On a slightly less negative note, fourteen states and D.C. rate or plan to rate schools» achievement using a model, such as a performance index, that gives additional credit for students achieving at an «advanced» level.

Moody's gives credit ratings to 10 Oklahoma school districts, all of which are operating at the property tax cap and have implemented contingency plans for the current fiscal year.

But at least the elementary and middle school ratings give schools some credit for bringing up the scores of low performers: 40 % of their rating is based on the percent of students scoring proficient, and the other 40 % is based on growth in student scores.

Pricing will likely be somewhere north of the Model S, which starts at around $ 70,000 for the base model with the 60 kWh battery pack before tax credits, although it is possible the less powerful battery option won't be offered on the Model X given its higher weight and low take rate for it on the Model S. Expect 85 - kWh versions to start in the low 80s and move up from there.

Credit cards are fairly standard in that you're able to purchase a product or service with loaned money at a given interest rate for a set period of time.

While the rate on offer isn't significantly better than those at national brands like Chase, Guaranteed Rate will actually give you lender credit in situations where others would charge you for discount poirate on offer isn't significantly better than those at national brands like Chase, Guaranteed Rate will actually give you lender credit in situations where others would charge you for discount poiRate will actually give you lender credit in situations where others would charge you for discount points.

There are a few forms of debt consolidation loans, any one of which should, at the very least, give you a better interest rate that what credit card companies charge.

Both cards give you flexible credit at a prime - based rate.

The typical secured card does not offer a rewards program at all, but the State Department's card gives you a 1 % rewards rate back - that's about the same rate you'd get with the average unsecured rewards credit cards.

I have a credit card my interest rate is 25.24 % I had the card for a year and six months, credit limit at that time was 2,000 dollars first charge on the card was 1,700 dollars, I paid it off in 6 1/2 months because I paid it off quickly, the credit company gave me and increase credit limit up to 2,800 dollars 3 months later I used my card again this time 2,340 dollars four months later I paid my card balance down to 1,200 dollars.

That gives you a preapproved option when you need it at (usually) a much, much better rate than credit cards... without costing you anything until and unless you actually do need the money, and (if you don't have it set up to kick in automatically on overdrafts) without making it so easy to get to that you're tempted to use it before you must.

The average credit score for Americans ages 18 to 24 is 630, which will give them sub-prime interest rates at best.

If you have a decent credit rating and income, they should happily give you a pretty large balance at a few percent over prime (I got an offer out of the blue from TD for $ 10,000 at Prime + 2.75 %, they recently offered to increase this to $ 20,000).

Additionally, credit rating agencies look carefully at a companies leverage ratio when deciding what rating to give a company, lower credit ratings mean companies will need to pay higher interest rates to borrow money.

Good credit score gives people in Scarborough a chance to borrow loans at low - interest rates.

The best way to look at the higher interest rate is that your new bad credit personal loan will give you the chance to prove to a new lender that you are ready to make a new start by being a good borrower.

With an APR capped off at 39 % (which is, indeed, high compared to loans given to people with good credit), it might be one of the better places to take out a personal loan compared to lenders that offer higher rates to borrowers with poor or no credit.

Bad credit personal loans give you the opportunity to improve your credit, but at a high interest rate.

FHA should consider these and other circumstances when evaluating mortgage loan applications; If circumstances beyond borrowers» control cause his or her credit to crash, shouldn't these borrowers be given a chance to rebuild their financial security with an affordable fixed rate mortgage loans at today's low rates?

A mortgage will give you $ 20,000 or more when you can only get a few thousand dollars at high rates from a credit card.

If required, these reports can also show a credit rating score that gives companies a quick and easy glance at how well the applicant rates when compared to other applicants.

With a preapproval, on the other hand, you complete a full application, the lender pulls your credit report and score and puts an offer in writing to give you a loan at a given interest rate.

In the case of credit utilization, that can mean using roughly less than one - third of your available credit at any given time, since a credit utilization rate is considered in the scoring calculation.

«The results indicate that given the same credit risk (i.e., for borrowers with the same expected delinquency rate), consumers would be able to obtain credit at a lower rate through the LendingClub than through traditional credit card loans offered by banks.»

A home equity line of credit (HELOC) usually features a variable interest rate, but gives you the ability to withdraw money at various times and at various amounts using a check or credit card.

Our Graduate Auto Loan Program gives graduates the opportunity to purchase a vehicle at a reasonable rate, with little or no credit history.

While 720 is not a bad number, the highest credit score is 850, you can raise it up to a higher number like 760 which is the new number that lenders are looking for before giving customers the best rates, according to a report at MSN Money.

Citadel's Interest - Only Home Equity Line of Credit lets you borrow against your home at a lower rate with interest - only payments for 10 years, giving you more flexibility when it comes to repayment.

If you are paying off your mortgage in a biweekly fashion rather than monthly, then you have a great deal of leverage when it comes to negotiating a fixed interest rate that is at the bottom of the range that your banker gives you for your credit score.

If you're hunting for a house and a mortgage, you've probably heard that your credit score will affect your buying power big - time, because lenders use your credit score to determine whether to give you a loan, and at what rate.

Raising your credit score, as we have seen, gives you access to better terms at lower rates.

If you are turned down however, be aware that there are many providers and they may be one who will be willing to give you accept your application; but at the same time also be aware that getting turned down from some providers can have a negative effect on your credit rating, making it more difficult for you to borrow in the future.

Credit unions in particular offer some attractive rates to their clients and most are looking for new customers at any given time.

For that matter, my first credit card (a student card from then - MBNA) had a $ 4k limit, a 9.9 % interest rate, and regularly gave me «convenience checks» at 0.99 % for three months, then 9.9 %.

Since those notations do not reflect my current status with [COMPANY], I am requesting that you give me a second chance at a positive credit rating by revising those tradelines.