Sentences with phrase «at the fixed rate option»

If the loan term exceeds five years, only the first five years can be set at the fixed rate option.

Not exact matches

Another option: Ask your boss to «hold paper,» lending you the balance over a fixed number of years at a set interest rate.

While that's not a big change, those worried about the escalation of rates can often convert the balance into a fixed - rate option at any time, Kinane said.

Adjustable - rate mortgage: Also known as an ARM, this mortgage option from Quicken Loans generally has a lower interest rate when compared to fixed - rate mortgages with the same term - at least at first.

APRs at Citizens Bank typically range from 6 % to 16.25 %, and borrowers have the option of getting a fixed or variable interest rate.

Prices ranged from $ 30 for the ring to $ 128 for the dress, and I had the option of purchasing the entire Fix at a discounted rate.

Options Engine Engine Immobilizer Seats Front Center Arm rest, Split Folding Rear Seat, Fold - Up Cushion Rear Seats Doors Driver Door Bin, Passenger Door Bin, Power Door Mirrors, Door Reinforcement: Side - Impact Door Beam, Door Pockets: Driver, Left Rear Passenger Door Type: Conventional, Rear Door Type: Tailgate, Right Rear Passenger Door Type: Conventional, 4 Door Wheels 4 - Wheel Disc Brakes, 4 - Wheel Anti lock brakes Brakes, Wheel Width: 7.5, Steel Spare Wheel Rim, Spare Tire Mount Location: Underbody WCrankdown, Tires: Speed Rating: S, Type Of Tires: At, Tires: Prefix: P Mirrors Driver Vanity Mirror, Passenger Vanity Mirror, Power Remote Driver Mirror Adjustment, Power Remote Passenger Mirror Adjustment Air A / c Trim PlasticRubber Shift Knob Trim Steering Tilting steering wheel, Cruise Controls On Steering Wheel, Tilt - Adjustable Steering Wheel, Powered steering Entertainment AmFm StereoClockSingle Cd, four Speakers, AmFm Radio, Compact disc player, In - Dash Single Cd system, Am / fm radio, Speed Sensitive Audio Volume Control, Total Number Of Speakers: 4, Clock: In - Radio Display Fuel Fuel Consumption: City: fourteen Miles - per - gallon, Fuel Consumption: Highway: eighteen Miles - per - gallon, Fuel Type: Regular Unleaded, Fuel Capacity: 30.0 Gal., Instrumentation: Low Fuel Level Dimensions Max Cargo Capacity: 48 Cu.Ft., Overall Length: 223.8, Overall Width: 78.9, Overall Height: 74.7, Wheelbase: 139.0, Front Headroom: 40.1, Rear Headroom: 39.6, Front Leg Room: 41.3, Rear Leg Room: 39.0, Front Shoulder Room: 65.8, Rear Shoulder Room: 65.8, Front Hip Room: 63.8, Rear Hip Room: 63.1 Lamps Delay - Off Headlamps, Front Reading lights, Fully Auto - on headlamps, Rear Reading lights, Front And Rear Reading lights, Headlamps Off Auto Delay, Dusk Sensing Headlamps Air bags Dual Front Impact Air bags, Occupant Sensing Air bag, Airbag for passenger, Driver Air bag Suspension Front Wheel Independent Suspension, Suspension Class: Regular, Independent Front Suspension Classification, Double Wishbone Front Suspension, Front Independent Suspension, Rigid Axle Rear Suspension, Leaf Rear Suspension, Front Suspension Stabilizer Bar Features Voltmeter, Antilocking brakes Brakes, Front Anti-Roll Bar, Lighted Entry, Outside Temperature Display, Panic Security, Rear Step Bumper, Remote Remote - control entry, Speed Control, Variably Variable windshield wipers, Powered windows, Cruise Control, Front Ventilated Disc Brakes, Privacy Glass: Deep, External Temperature Display, Tachometer, Compass, Front Split - Bench, Split Rear Bench, Coil Front Spring, Regular Front Stabilizer Bar, Leaf Rear Spring, Variable Intermittent Front Wipers, Automatic Locking Hubs, Three 12 VOLT Dc Power Outlets, Seatbelt Pretensioners: Front, Rear Center Seatbelt: 3 - Point Belt, Cupholders: Front And Rear, Passenger And Rear, Fixed Antenna, Child protection system

While we're here to discuss your options in greater detail whenever you're ready, here's a quick look at the most common loan types, which primarily involve a fixed interest rate over a long period of time, or a rate that can change over time.

A variable mortgage would give me the option to lock in a fixed rate at any time without penalty.

If you're looking at refinancing from an adjustable rate loan into a fixed FHA, this is also an option.

APRs at Citizens Bank typically range from 6 % to 16.25 %, and borrowers have the option of getting a fixed or variable interest rate.

As the Citi ThankYou program gives you the option to both transfer points to airlines as well as use your points at a fixed rate to buy cash fares, the best use of points would be to redeem them for miles.

You (the annuity owner) make a lump - sum payment or a series of premium payments to an annuity issuer (the insurance company), which will accumulate earnings at a fixed interest rate (a fixed annuity) or a variable rate determined by the growth (or losses) in investment options known as subaccounts (a variable annuity).

The fixed rate reverse mortgage option has only one way you can take your funds and that is all in a lump sum at the very beginning.

If you compare the fixed rate mortgages at this time, you will find that there are many options available at LESS THAN 4.5 % at NO ORIGINATION FEE, and rates going down to as low as 3.99 % (5.89 % APR) with an origination fee.

So now that we understand the basics of variable and fixed interest rates, we can now look at the best options.

If you are looking at Citizens Bank student loan refinance options, the company offers both variable and fixed interest rates.

Borrowers who choose a fixed rate reverse mortgage must take their funds as a lump sum, as opposed to other disbursement options offered at a variable rate.

Traditional «fixed - period» option ARMs: at the beginning, the rate is fixed for a limited period (that can be the same as the fixed payment period).

The second no money down home loan option is the USDA program for properties located outside urban areas of Kentucky areas where you can secure a no money down loan at a current low fixed rate of 3.75 % on 30 years.

At first glance, then, a fixed rate seems like a better option — and many borrowers do decide that it is.

Matt Scott's Key Mortgage Options to keep in mind that I offer that will help almost all home buyers: Incredibly low JUMBO loan rates: 30 Year fixed at 4.375 % & 15 Year at 3.375 — ARM rates in the 3 ′ s One Time Free Interest Rate Float - Down: if rates drop, you get new lower rate Lender -LSB-Rate Float - Down: if rates drop, you get new lower rate Lender -LSB-rate Lender -LSB-...]

I recommend setting your payments at the level of a 5 year fixed rate and if there is space in your prepayment option (lender specific) you can further increase the payment OR set up a lump sum payment each year to maximize your pay down.

The fixed rate option requires borrowers to take a lump sum draw, meaning borrowers must take the full draw of all the money available to them at the close of the loan.

Sure, today's 5 year fixed rates are at historical lows, so there is very little attention being given... but when rates go up, and they will in a few years, we will start to ask for more competitive products and better options other than a 5 year fixed rate....

The Fixed Account Minimum Value is equal to 87.5 % of premiums allocated to the Fixed Account Options reduced by withdrawals and transfers from the Fixed Account Options, any applicable optional benefit charges, taxes and a $ 50 annual deduction, accumulated at the Fixed Account Minimum Interest Rate.

However, the only option available on the fixed rate is the one time distribution at the initial funding.

When this is taken into account, borrowing at a very low fixed interest rate and investing the funds (if you have a suitable risk appetite) can be a very profitable option.

Annuities Auction Rate Securities Business Development Companies Callable Security Lotteries at Baird Certificate of Deposit Disclosure Closed End Funds and UITs Exchange Traded Products Fixed - Income Securities Featuring a Survivor's Option (or «Death Put») Foreign Transaction Taxes Fund of Hedge Funds Hedge Funds Investing in Bonds Investment Managers» Placement of Client Trade Orders and Their «Trade Away» Practices IPOs Leveraged and Inverse Funds Managed Futures MLPs MLPs - The Taxation of Master Limited Partnerships FAQs Municipal Bonds Mutual Funds Disclosure Non-Exchange Traded Equity Securities Non-Rated, Split - Rated, and Below Investment Grade Securities Private Equity Funds REITs Rollover IRAs Securities in the Lowest Investment Grade Category Structured Products Variable Rate Demand Notes

Use the Fixed Rate Advantage Option at any time to lock in all or a portion (subject to $ 2000 minimums) of your credits balance at a fixed interest rate with fixed paymFixed Rate Advantage Option at any time to lock in all or a portion (subject to $ 2000 minimums) of your credits balance at a fixed interest rate with fixed paymeRate Advantage Option at any time to lock in all or a portion (subject to $ 2000 minimums) of your credits balance at a fixed interest rate with fixed paymfixed interest rate with fixed paymerate with fixed paymfixed payments.

Choose a payment option that works for you, whether you pay at your own pace with interest only payments on the variable rate portion, or establish regular fixed payments through our Fixed Rate Advantage Ooption that works for you, whether you pay at your own pace with interest only payments on the variable rate portion, or establish regular fixed payments through our Fixed Rate Advantage Optrate portion, or establish regular fixed payments through our Fixed Rate Advantage Opfixed payments through our Fixed Rate Advantage OpFixed Rate Advantage OptRate Advantage OptionOption.

SoFi mortgage products aren't nearly as varied as those at major brick - and - mortar banks, with just three different options: 30 - year fixed, 15 - year fixed and 7/1 ARM adjustable rate mortgages.

You can lock in all or any part of your outstanding balance into a fixed interest rate at any time with our fixed rate option.

We've got two properties, so we'll likely renegotiate one at a fixed rate and the other at the variable rate to offer some reduced interest rate risk, but even if you only have one property, its doable, and in my eyes, one of the better options over either going «all in'to a fixed or variable rate.

The option of converting into a fixed rate closed mortgage that we offer at the time of conversion with a term of 3 years or more at any time

If the mortgage interest rates are low at the time you are considering your loan, then going for a fixed mortgage rate Canada is the best option you have.

With the CIBC Variable Flex mortgage ® you have the option to convert to a 3 year or greater fixed rate closed mortgage at any time, without a prepayment charge, should your needs change.

Some ARMs come with option to convert them to a fixed - rate mortgage at designated times (usually during the first five years on the adjustment date), if you see interest rates starting to rise.

Balloon loans with refinancing option allow borrowers to convert the mortgage at the end of the balloon period to a fixed rate loan — based upon the outstanding principal balance — if certain conditions are met.

On a 30 - year fixed rate mortgage with a reduction option, the homebuyer pays an extra one - fourth to three - eighths of a percentage point in the interest rate on the mortgage plus a quarter to three - eighths of 1 percent of the loan amount (points) at the time of closing.

If you are eligible, the 504 is an excellent financing option, since it requires only a 10 percent down payment and provides long - term financing at low, fixed rates.

Also, a benefit of this option is that your risk is limited because your rate adjustment is capped at 5 % which is about 1.5 % higher than fixed rate loans today.

Other borrowers pause at the 5 - year fixed term because they know a lower variable rate might be a better option.

At times of high interest rates, your best option may be to refinance your current variable home loan, home mortgage, or ARM, with a fixed rate loan to add the security of fixed payment amounts.

We have a 30 year loan, no fixed rate, but we have the option to do so at any point.

With rising first mortgage rates, smart homeowners are looking at second mortgage options if they need cash, because they don't want to refinance their entire mortgage because the interest rate they have is low and fixed for 30 years.

Lump sum payments are generally made at a fixed interest rate, while the other options typically come with variable rates.

Some lenders give borrowers the option of converting a HELOC balance to a fixed interest rate loan at this point.

A provision in a fixed - rate mortgage that gives the borrower the option to reduce the interest rate at a later date without having to refinance.

Your interest rate options will be presented to you during the application process, at which point you can choose between a specific variable interest rate and specific fixed interest rate.