Sentences with phrase «at the given rate for»

This calculation is essentially solving for the series of cash flows that will yield a zero balance after the specified term, at the given rate for a loan amount.

Not exact matches

How I started thinking about this social marketplace idea was actually in looking at one of Yotpo's primary offerings, giving businesses and brands the ability to automatically ask customers for reviews following their purchases, with an email interface where customers can submit ratings, reviews and photos.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

And given what's going on in Washington, we may be at these tax rates and under current law for a while.

This discount (cash adjusted) becomes even more compelling given our confidence that Apple will grow earnings per share at a rate well in excess of the S&P 500 for the foreseeable future.

In our tests, the Gene Knockout Kit gave us greater than 80 percent knock - out rates for seven targets,» shares Shondra Miller, Ph.D., Director, Center for Advanced Genome Engineering at St. Jude Children's Research Hospital, on Synthego's web site.

According to Whoriskey, ``... executive compensation at the nation's largest firms has roughly quadrupled in real terms since the 1970s, even as pay for 90 percent of America has stalled...» Setting aside imprecision of language, that suggests a significant disparity — not disparity of outcomes (which are a given, here) but disparity of rate of improvement.

Given persistently high rates of youth unemployment — at 13.6 percent, more than double the national average — selecting an entrepreneurial path represents not only an acceptable choice for youth, but a strategic decision.

While at the beginning of 2011 trading in euro - dollar futures was still foreseeing a return to typical interest rates over the next few years, that view has given way to expectations that rates will remain low for a decade to come.

Actually, a wealth of foreign - born founders in a publication devoted to entrepreneurs shouldn't be all that surprising, given the well - known tendency for immigrants to start companies at a much higher rate than native - born Americans.

At least one financial services analyst questions whether Lending Club's latest move is a sound one, given the negative press that online lenders have gotten for charging high rates and lending to unworthy borrowers.

It's like blaming the media for incessantly covering Donald Trump and then watching the ratings when Donald Trump is at a debate and being surprised that the media gives him so much coverage.

But given the rise of news organizations aimed at younger adults, and the relatively high news consumption rates of young adults on social media and elsewhere, the reality may be more challenging for news organizations than that.

«The Fed has not raised interest rates in such a long time, that it should really do it for good, not give it a try and then have to come back,» International Monetary Fund (IMF) chief Christine Lagarde said at a press conference in Ankara.

Given all of this, we judged that the current stance of monetary policy is still appropriate and maintained the target for the overnight rate at 1/2 per cent.

Given that U.S. short - term interest rates are stuck at zero, and are likely to remain unusually low for some time even if the Federal Reserve starts to raise rates later this year, return for cash this year is almost certain to be negative.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

Certain states have special home loan programs that give homeowners a shot at qualifying for 30 - year fixed mortgages with low rates.

At longer horizons, the 6.3 % growth rate that we've assumed for nominal GDP over the coming years will begin to bail investors out given enough time, and as a result, our projection for 10 - year S&P 500 nominal total returns peeks its head up above zero, at about 2.4 % annually from current levelAt longer horizons, the 6.3 % growth rate that we've assumed for nominal GDP over the coming years will begin to bail investors out given enough time, and as a result, our projection for 10 - year S&P 500 nominal total returns peeks its head up above zero, at about 2.4 % annually from current levelat about 2.4 % annually from current levels.

To give you an idea of the differences between last year's travel budget and what you may be paying this year, we looked at what a seven day vacation for a family of four would cost you, excluding airfare (based on data from Budget Your Trip and currency exchange rate data from Bloomberg).

This makes it important to weigh the value of access verses a lower interest rate in some circumstances — this is true even for very creditworthy borrowers who would otherwise qualify for a traditional commercial loan at the bank but their loan purpose doesn't give them the luxury of time required to wait for a traditional bank loan.

Recently, there has been some discussion, prompted by senior staff at the International Monetary Fund (IMF), that central banks might aim for high inflation — say 4 per cent — as a way of giving them more scope to reduce official interest rates in future downturns.

«Absent material equity valuation improvements for Ares and KKR, we expect further conversions of Fitch - rated alternative investment managers to be decreasingly likely, given that the remaining managers generally have more incentive income which would not benefit from the lower tax rate,» said Meghan Neenan, head of North American Non-Bank Financial Institutions at Fitch.

Finally, we inverted our model to calculate the sustainable withdrawal rate (the maximum rate at which a given portfolio may be drawn down without depleting the portfolio before the end of the 35 - year retirement horizon) for each of the 100 scenarios.

Given all of this, we judged that the current stance of monetary policy remains appropriate and maintained the target for the overnight rate at one half per cent.

Given the current status of the EI Account, the annual increases in the premium rates will be restricted to increases of 10 % for at least another 5 years, if not longer.

You could invest to grow your retirement fund, build up a sizable nest egg, and possibly live off the principal.Here, I'll talk about the various options you have at your disposal for investing a million dollars, and give you an idea of the rates of return you can expect.

Additional uncertainty in these calculations arises from the assumption that a 10 per cent GST has the same effect on the retail price as a 10 per cent WST, even though the WST is levied at an earlier stage of production and therefore represents a smaller amount of tax for a given tax rate.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

At any rate, though, Atwood trades for just a 5.6 P / E right now, and earnings are at least expected to be stable, so given the ultra-low payout ratio, I think we'll see dividend growth above 10 % / year for several years to comAt any rate, though, Atwood trades for just a 5.6 P / E right now, and earnings are at least expected to be stable, so given the ultra-low payout ratio, I think we'll see dividend growth above 10 % / year for several years to comat least expected to be stable, so given the ultra-low payout ratio, I think we'll see dividend growth above 10 % / year for several years to come.

Given the ECB's paltry 1 % reserve requirement, banks can theoretically extend credit from thin air at a rate of 100 euros for every euro they have on deposit.

While we expect one more interest rate hike this year given Fed Chairwoman Janet Yellen's most recent comments at Jackson Hole, financials may benefit from widening net interest margins (the spread between what banks make on loans and what they pay for deposits.)

Finally, since October 2008, the Fed has been paying interest on bank reserves, at rates generally exceeding the yield on Treasury securities, thereby giving them reason to favor cash reserves over government securities for all their liquidity needs.

Given this, the rate your broker offers you at the beginning of an order is dependent on the current given market rate for that cryptocurrGiven this, the rate your broker offers you at the beginning of an order is dependent on the current given market rate for that cryptocurrgiven market rate for that cryptocurrency.

For instance, according to ValuePenguin's analysis of savings rates, some online banks offer interest rates that are 100 times better than ones at brick - and - mortar ones — although, given today's low - interest environment, you still won't get rich on even those higher rates.

At the time of this writing (many of the loans continue to be outstanding), the default rate for Prosper loans given from July 2010 through June 2011 is just more than 5.5 %.

Investors» warm reception for this week's $ 3.5 bln issue looks strange given the island's junk rating and rocky finances, not to mention that existing bonds trade at a big discount.

Given that US interest rates have been rising for more than 6 years at the short end and more than 18 months at the long end, why has the trend suddenly begun to draw a lot of attention in the mainstream press?

Given these considerations, and the current assessment of the economic outlook, the case for an easing was judged to have weakened since June, and thus the cash rate was again kept unchanged at both the July and August meetings.

On the other hand, for resource producers, production will be highly profitable at current exchange rates, given developments in resource prices.

For starters, the ECB's $ 489 billion in three - year loans at 1 % interest gives banks a free lunch arbitrage opportunity (the «carry trade») to buy Greek and Spanish bonds yielding a higher rate.

Given that short - term interest rates would be hard - pegged at zero even with a monetary base / nominal GDP ratio a fraction of the current size, it remains important for the FOMC to consider reducing or terminating the reinvestment of proceeds from maturing holdings sooner rather than later.

«This just gives them more ammunition for another rate hike,» said Sharon Stark, managing director of fixed income strategies at Incapital, referring to the jobs report.

Furthermore, Celgene is generating free cash flow at a rate of over $ 1 billion per quarter, giving it plenty of options to acquire new drugs, such as with the deal it announced earlier this month to buy Impact Biomedicines and its potential blockbuster drug for a rare form of blood cancer, and its latest announced buyout of CAR - T developer Juno Therapeutics.

This will let you earn a better interest rate on money you don't need to handle regularly, while at the same time giving you access to branch locations and the convenience of a full - service checking account for your daily needs.

However, in order to both keep the model as simple as possible and give predictions that are in reality a best - case scenario, our model simply assumes that each household's income grows at a steady, fixed rate each year, that retirement savings grow and accumulate returns at a steady pace, etc. (For more detail on the values used in the model for growth in home values, retirement assets, etc., see the Methodology Appendix beloFor more detail on the values used in the model for growth in home values, retirement assets, etc., see the Methodology Appendix belofor growth in home values, retirement assets, etc., see the Methodology Appendix below).

Look at the 2013 list of top - rated charities (the ones that give the most money to their ministries vs. those who take a huge chunk of the donations for «administrative fees»)- It's a mixed bag, but the ones that tend to do the best are the Catholic Charities (Jesuit Refugee Services gives ~ 97 % of its donations directly to the poor) while the bottom 20 are filled with religious, non-Catholic charities like «Victorious Christian Living International» and the «Gospel to the Unreached Millions» Which give 57.2 % and 56.9 % of their donations to the poor, keeping the rest for administrative costs.

An MRI is not given at rates the poor can afford anywhere, unless someone else is paying for it.

Given that children grow and develop physically and emotionally at different rates, we should be careful how we deal with such personal and intimate issues, recognising that for some children it may well be embarrassing to talk about these things in a mixed class.

Furthermore, they say these developed countries must give them, at bargain rates or for free, new technology for emissions control and a transfer of intellectual property rights to any new clean technology so they can copy the processes and not have to pay to import them from the West.