Sentences with phrase «at the interest rate then»

In such event, upon maturity, the account will be converted to a variable rate retirement savings account and will receive earnings at the interest rate then paid on variable rate retirement savings accounts.

In such event, upon maturity, the account will be converted to a variable rate savings account and receive earnings at the interest rate then paid on variable rate savings accounts.

Not exact matches

«I can at most venture a personal judgment, based on some examination of the historical evidence, that the initial effects [on employment] of a higher and unanticipated rate of inflation last for something like two to five years; that this initial effect then begins to be reversed; and that a full adjustment to the new rate of inflation takes about as long for employment as for interest rates, say, a couple of decades.»

If the economy slows because of anticipated or real higher interest rates, we won't see unemployment moving under 7 %, and then the Fed is likely to reconsider and not «taper» at all!

The explosion of «free money» gooses demand briefly, but then debt, even at low interest rates, never declines; and as another bust inevitably follows this latest debt - fueled boom, then the debt becomes increasingly burdensome as income and wealth both plummet.

Then again, China's bank cut interest rates on Monday in response to the market drop, so it's a mixed message at best.

«Given the risk that we have identified and the way those risks are expected to play out, we think interest rates are at the right place... If the balance of risks were to shift... then we would need to reconsider that balance of risks and our position on it.»

Or at least, if the Bank does cut interest rates, then this is not why.

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

Miller also wanted to «keep our financing costs at some kind of fixed interest rate, because then I'd be able to factor that into potential acquisitions to see if they made financial sense for us.»

Barring an extraordinary pick up in private - sector job growth then, interest rates will likely stay at rock bottom until employment in the government sector has normalized.

«The Fed has not raised interest rates in such a long time, that it should really do it for good, not give it a try and then have to come back,» International Monetary Fund (IMF) chief Christine Lagarde said at a press conference in Ankara.

He was considering selling the bonds to lock in the gains, but then he would still have to reinvest his proceeds at the now lower interest rates.

Adjustable - rate mortgages are a hybrid type of loan in that the interest rate is usually fixed at first, but then fluctuates based on the rise or fall of an index chosen by mortgage lenders — commonly, an index tied to an investment in U.S. Treasuries.

In attempting to quantify all this, we will follow through the transmission process from interest rates to activity, and then look at the forces operating on prices — via activity, the exchange rate, and price expectations.

«If the blended interest rate of all cumulative debt — car loans, credit cards, mortgages, student loans — is 5.5 %, but you can get a cash - out refi at 4.5 %, then that's financially beneficial,» says Sheldon.

The U.S. 10 - year Treasury yield briefly topped 2.93 % after Wednesday's Federal Reserve decision to hike interest rates, but then retreated aggressively to last trade at 2.83 % as stock markets plunged.

As long as he doesn't see any consumer price inflation that you're not going to have in a world where people are still coming out of the rice patties to take a job at $ 0.70 an hour, then he's going to keep the interest rates artificially low, totally medicated and rigged, and that will encourage speculators to just keep going, and going, and going until the next bubble.

Second, if one wishes to argue that today's low interest rates will «justify» permanently extreme valuations even 10 - 12 years from today, it's useful to remember that if interest rates are low because the growth rate of cash flows is also low, then no valuation premium is «justified» at all.

If it is a new era of faster growth and new investment opportunities, then the equilibrium real interest rate (the rate at which monetary policy neither boosts nor restrains the economy) would rise, so the central bank would be right to move interest rates towards that level.

Today, they reflect the flow of international borrowing where interest rates are low and lending at a markup where credit is tight — and then hedging this arbitrage, and jumping on the bandwagon to speculate on which way currencies will go.

This results in a new loan that you can then repay at potentially a lower interest rate, depending on the new loan terms.

very interesting post and something thats been concerning me with regards to my fixed interest allocation which currently sits in cash in an isa at a soon to end interest rate of 2.1 % It comforted me alittle to read that neil woodford predicts inflation will spike in the short term and then settle down again.

Since rising interest rates means the bond's fixed rate is not competitive against newly issued bonds at higher market rates, then it stands to reason that longer - term bonds (those with longer to pay at the lower rate) are going to see their prices fall further than short - term bonds.

More broadly, the lesson is that it's hard to take an inherently flawed concept like a large regressive tax cut enacted at a time of low unemployment, rising interest rates, and high debt, and then tack on extra provisions that make it workable.

There's been a lot more M&A activity, because interest rates are low and that allows then, these companies to acquire these companies at a relatively low cost and interest wise.

I won't have that so I see a third option as maintaining a permanent - ish portfolio, then diversifying into property at or near retirement by paying off a buy to let mortgage (unless rising interest rates — or poor returns — have already made this cost effective).

Request written quotes from at least one broker and at least one direct lender, then select the mortgage with the best combination of interest rate, cost, and mortgage terms for your situation.

The stimulus comes in the form of a plan to hold interest rates near zero at least through mid-2015 and to buy $ 143 billion in mortgage bonds through the end of the year, and then continue the purchases as long as necessary.

Here's a good rule of thumb: if the current interest rate is at least a half percent lower than the interest rate in your existing mortgage, then refinancing may be a good option for you.

As an investor's investment horizon lengthens, however, a diversified portfolio of U.S. equities becomes progressively less risky than bonds, assuming that the stocks are purchased at a sensible multiple of earnings relative to then - prevailing interest rates.

Here's a letter to the board of Biglari Holdings re: executive compensation [Noise Free Investing] & then more thoughts on Biglari's compensation agreement [My Investing Notebook] Where things stand in the market [Bespoke Investment Group] A list of stocks Nasdaq is canceling trades in from yesterday's madness [Business Insider] The best interest rate chart in the world [Trader's Narrative] A great macro overview from Barry Ritholtz [The Big Picture] A look at John Paulson's possible ownership of Bear Stearns CDOs [Zero Hedge] John Mauldin on the future of public debt [Advisor Perspectives] Top buys & sells from Morningstar's ultimate stock pickers [Morningstar] The truth about «Sell in May & Go Away» [WSJ] An interview with hedge fund manager Hugh Hendry [Investment Week] Bill Ackman: Let's have a public registry for stock opinion [Barron's] Hedge fund Harbinger hires ex-Orange chief for wireless plan [Dealbook] & Deutsche Telekom has been in talks with Harbinger [FT] Hedge funds begin to restructure fee system [FT]

When you are in debt, and especially when it comes at a high rate of interest — say, anything greater than 5 % — then compound interest is your enemy.

Michael Hasenstab: If the Fed moves first and interest rates in the United States start to normalize, then higher US rates combined with stable rates in Japan or Europe should lead to a stronger US dollar, at least temporarily.

Yet in view of its amazing growth in its first 150 years, it is not without interest to note that an LDS mathematician recently made a half - joking but statistically correct projection that «if Mormonism continues to grow in the United States at its present rate, and if the U.S. population continues to grow at its present rate, then in another 150 years when Mormonism celebrates its tricentennial, all the nation's citizens will be Mormons.»

The park district lowered the price to nearly $ 900,000 and then $ 690,000 a few months after that but didn't receive any interest at those rates either, Curran said.

Then, in 1998, Williams, head of the publicly - funded Harlem Interfaith Counseling Service, was shown by state auditors to be using government funds to rent space at twice the market rate from buildings that he himself had an ownership interest in.

«If we genuinely want to stimulate local manufacturing and development of the small and medium enterprises so as to generate employment and help our national economy to recover from recession, then people must be able to borrow money at reasonable interest rates.

He said, «If we genuinely want to stimulate local manufacturing and development of the small and medium enterprises to generate employment and help our national economy to recover from recession, then, people must be able to borrow money at reasonable interest rates.

The lesson then looks at how an increasing or decreasing interest rate can impact various stakeholders.

She even at the end of my paperwork process was able to get a me a lower interest rate then what was originally quoted to me whitch was great.

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Then you can use the Chapter 13 plan to pay what is owed on the car over 3 - 5 years at the court - approved interest rate.

The general rule is that when the interest rate on your mortgage is at least two percentage points higher than the current market rate, then it may be time to refinance.

So, if you can't go to the bank and refinance all your debts at a lower interest rate then doing a proposal isn't going to make it any worse to your credit that as you say is already in the ditch.

This opportunity costs (as it is sometimes called in personal finance), is determined by taking a conservative investment return rate (I'll use 7 % in this example) and figuring out how much $ 20,000 would become if it were invested at 4 years at 7 % interest and then subtracting the initial $ 20,000.

While lowering your interest rate is always good, if you increase your loan term at the same time, then you may increase your finance charge, or the total dollar amount you pay loan over the life of your mortgage.

If you're in a situation now where you can't borrow anyways or the only borrowing you can do is at super high interest rates then it makes sense to say okay let's bring an end to it and get started.

Debt consolidation is an effort to combine debts from several creditors, then take out a single loan to pay them all, hopefully at a reduced interest rate and lower monthly payment.