Most of the financial products that are
at most risk of disruption (SME and personal loans, deposits...) are also those that are the most affected by regulatory requirements and low interest rates.
Children under five are
at the most risk of death.
Research also shows that the academic gains students achieve with high arts participation are greatest for struggling, low - income students
at the most risk of academic failure.
Your home is
at most risk of being lost to foreclosure one to two years following the death of an income earning loved spouse or partner.
«Partners who do not handle discussions of these problems well are
at the most risk of divorce,» he says.
A professional development component aimed at enhancing school based understanding and management of children
at most risk of developing conduct disorder.
Sadly, women are
at most risk of violence from people they know, and often within intimate relationships.
Not exact matches
So what area
of the country is
most at risk for a levee failure?
With 90 per cent
of Australians
at risk of developing a chronic disease and the workplace being where
most of us spend up to half our waking hours, it's only right employers become drivers
of change.
According to Ed Quattlebaum, founding partner
at Polaris - Crux Group, a strategic advisement firm that focuses on helping early - stage innovation companies with capital raising and commercial scaling, one
of the
most effective strategies to better position you and your startup during negotiation is to acknowledge and address one anxiety that all investors loathe:
risk.
These include rolling out new pricing and packaging that target market segments
most at risk of dropping out
of the cable ecosystem — youth, low income and seniors.
At the
risk of verging into provocative invective,
most people would call that extortion.
While salespeople rely on commissions for about 50 %
of their compensation, the tech folks have much less income
at risk —
at most 25 %
of their yearly pay.
These
risks and uncertainties include, among others: the unfavorable outcome
of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any
of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components
of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence
of efficacy and adequacy
of bridging to buprenorphine; clinical development activities may not be completed on time or
at all; the results
of our clinical development activities may not be positive, or predictive
of real - world results or
of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights
of third parties, or have unintended side effects, adverse reactions or incidents
of misuse; and those
risks and uncertainties described under the heading «
Risk Factors» in the company's
most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website
at www.sec.gov.
So with one group
of shareholders essentially writing a very large check to the government for all shareholders to reap the benefits
of lower corporate income taxes in the future, it begs the question: Are the shareholders who are
most at risk in an inversion scenario even aware
of this disadvantage?
Among them: the development
of a National Patient Safety System, a data - driven, real - time tool to help pharmacists and physicians to identify patients
most at risk of misusing medications.
This is true for all sorts
of businesses, but I don't think it's true for one that aims to meet the underserved and
most at risk where they are — in community centers, libraries, churches.
But
at least there's no
risk of getting blindsided by a sprinting red hartebeest antelope, which is exactly what happens to South African mountain biker Evan van der Spuy in one
of GoPro's
most widely viewed clips.
In July, Finance Minister Jim Flaherty moved to tighten mortgage rules for the fourth time in as many years in order to discourage those
most at risk of becoming over-leveraged.
But according to Andrew Maynard, the director
of the
Risk Innovation Lab
at Arizona State University, what you won't find in the document is any information about some
of the
most likely reasons the awe - inspiring project might fail.
The report comes as the reef, considered one
of the
most vulnerable places in the world to the impacts
of climate change, is
at risk of having its status downgraded by the UN cultural organization UNESCO to «world heritage in danger».
Here are the parts
of the business
most at risk
SocGen argues that it's the major economy with the «
most significant
risks with pockets
of significant excess in housing, high debt levels and a burgeoning NPL problem,» and thus they see the
risk of a hard landing
at 20 %.
«Butter over the last three years has been a big mover, probably one
of the
most volatile commodities on earth,» said Robert Chesler, who follows the dairy sector
at FCStone, a commodity
risk management company.
And the prestigious Cleveland Clinic used the company's tools to identify the patients who were
most at risk of potentially avoidable emergency - room admission, a step that enabled them to reach out to those patients proactively and provide them with care less expensively and more safely.
The lawsuits have raised fears that the entire business model that underpins some
of today's
most richly - valued start - up companies could be
at risk.
At the risk of reducing one of the most influential visionaries of our generation to a caricature, I can imagine that Jobs was all of those things, at least to a degre
At the
risk of reducing one
of the
most influential visionaries
of our generation to a caricature, I can imagine that Jobs was all
of those things,
at least to a degre
at least to a degree.
Yet, the
risk of a resurgence
of inflation now appears to be
at its
most elevated level in nearly three decades.
The target profile matches young millennial customers
most at risk of cutting the cord and switching to one
of the new Internet TV services, sometimes called over-the-top or OTT, from
AT&T, Dish Network (dish) or Google's (googl) YouTube, J.P. Morgan Chase analyst Philip Cusick notes.
UnitedHealth is in the forefront
of deploying data to identify patients
most at risk of becoming seriously ill.
Thousands
of workers are walking off
of job sites, fed up with going to work hungry, putting their lives
at risk at rickety refineries, all for a paycheck that fails to cover even the
most basic expenses.
«If this misguided policy is not reversed,» the authors wrote, «America is
at risk of losing its leadership position in one
of its
most important sectors, one that will shape the world in the twenty - first century.
Indeed, this duration
of couchification is the
most telling aspect
of the study: Those who got up more frequently — presumably, even to stand and fetch the cable remote... or a glass
of water in the kitchen, let us hope — were less
at risk.
If you already have a standing desk and want to make the
most out
of staying healthy
at work, adding a treadmill will put you on the road to increased calorie burning and reduced
risk of disease.
The
most rational looking B2B purchasing decisions, including those employing extensive questionnaires and numerous evaluation matrices, are
at the mercy
of the buyer's emotions (e.g. Am I ready take a
risk or should I play it safe?
Adam Seifer, co-founder and former CEO
of Fotolog.com, one
of the oldest and
most popular photo sharing sites on the net, said: «I frequently find myself trying to convince partners, advisees, etc., that one
of the biggest
risks a start - up has is to not launch anything
at all — to get so caught up in talking about what you're going to launch and so fixated on details that it feels like you're making progress when instead what you're really doing is moving asymptotically closer to something that doesn't ultimately matter as much as you think it does.»
McCaughey spent
most of his tenure reducing
risk at CIBC, starting on his second day as CEO when the bank disclosed a $ 2.4 - billion settlement tied to failed energy trading firm Enron Corp..
In addition, I would point out that equities are purchased and traded by private individuals, who inherently have time value
of money and liquidity preferences that are also priced into equities, given their specific limitations and characteristics (e.g., in the event
of a stock market crash, liquidity may disappear
at the exact moment it is
most desired, and therefore the
risk of that lack
of liquidity is priced into the equity).
At the time, the outcomes that we have seen recently were viewed as a possible «upside
risk», although
most observers thought the likelihood
of this
risk materialising was quite low.
[24:40]
Most entrepreneurs attempt too many businesses in the beginning [24:50] Find your flagship, that you will commit everything to [25:20] Business is also about your own psychology [25:30] Master one thing
at a time [26:30] Massive focus and big
risks [27:00] The 3 beliefs you must have when starting a business [28:00] Learning how to maximize [28:20] The business you're in and the business you're becoming [28:50] The 80 %
of what I do [30:00] The business you are in and the business you are becoming [30:20] Intertwining your personal and professional brands [31:30] The importance
of intent [33:20] Tony's take on social media [34:00] Why Tony prefers audio over text [36:40] The value
of Facebook Live [37:20] Tony's social media director weighs in on Instagram Stories [38:00] Success without fulfillment is the ultimate failure [39:00] Learning how to master the mind [39:40] What's a magnificent life for you?
To compensate convertible note holders for the additional
risk assumed with investing
at an early stage,
most convertible notes feature a conversion price below that
of the subsequent financing round through the use
of a valuation cap or a discount on the purchase price.
With market volatility hitting multi-decade lows, junk bond yields also
at record lows, the median price / revenue ratio
of S&P 500 constituents
at a record high well - beyond 2000 levels, and the
most strenuously overvalued, overbought, overbullish syndromes we define, I'm increasingly concerned about the potential for an abrupt «air pocket» in the prices
of risky assets that could attend even a modest upward shift in
risk premiums.
«If we look historically
at periods when conditions fell into the
most negative return /
risk profile we identify (as they are
at present), we find that top formations often involve extended runs
of severely negative conditions.
The fact that this ratio is now
at the bottom band for
most broadly defined stock indices suggests that the
risk of continued underperformance by the broad market - versus large - cap indices - is substantially less than it was on April 5th, or even June 30th, when the
most recent downdraft started.
We keep
most of our crypto in cold storage anyway so the crypto itself was never
at risk,» he said.
In our view, the
most important
risk would be that the expansionary forces in the economy would increase to an excessive degree, bringing with it the likelihood that inflation would rise from its present position
at the top
of our target range to something in excess
of it.
Those
most at risk in our province are our youth aged 16 to 24 who have fled physical, emotional and / or sexual abuse; those who have been forced from their homes; and those who have aged out
of foster care.
With the S&P 500 within about 8 %
of its highest level in history, with historically reliable valuation measures
at obscene levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period
of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward
risk - aversion among investors; with credit spreads on low - grade debt blowing out to multi-year highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the
most hostile return /
risk profile we identify — a classification that has been observed in only about 9 %
of history.
«In terms
of liquidity, not only do our largest firms now have the right kind and amount
of liquidity calibrated to their funding needs and to their likely run
risk in stressed conditions, but they also are required to know where it is
at all times and to ensure it is positioned or readily accessible where it is
most likely to be needed in resolution.»
As such, State pensions have dramatically ramped up their
risk profile and
most now invest
at least 40 - 50 %
of their assets in stocks.