Sentences with phrase «at the policy owner»

The accelerated benefits can be used at the policy owner's discretion.

The death benefit can be increased (subject to insurability), or decreased at the policy owner's request.

Chronic illness benefits can be used at the policy owner's discretion, even for non-medical personal expenses.

Like other permanent policies, a burial insurance policy can accumulate tax - deferred cash value over time, which can be either withdrawn or borrowed against at the policy owner's discretion.

Not exact matches

Their argument — if you can call it that — is that at the time Darash submitted his paperwork, he was simply the owner of the business with no board, and according to U.S. Immigration policy, that disqualifies his request for an H1 - B visa.

Absent these bigger - picture policy changes for now, however, business owners like Fisher of TripShock expect the economy to motor on, at least in the short term.

Corporations agree: «It makes so much sense that you would expect decisions like these to be made with your senior management, starting with your CEO,» says Tod MacKenzie, Aramark's head of public affairs, who also worked on animal welfare policies with Balk and HSUS at DineEquity, owner of the IHOP and Applebee's brands.

With business owners like Davis in mind, Inc. looked at the major policy issues affecting small - business owners in 2014 — and whether real change has any chance of happening:

You have to, then, blame policy, and the fundamental policy approach over the past five years has been to spend more on social programs and government assistance, all at the cost of America's businesses, the small business owners and our most successful earners.

«I don't think small - business owners have to worry much about paid family leave,» says Harry Holzer, a professor of public policy at Georgetown University.

A report from the nonpartisan Fiscal Policy Institute's Immigration Research Center, for instance, looked at data from the Survey of Business Owners and the American Community Survey and determined that though immigrants make up 13 percent of the U.S. population in general, they make up 18 percent of small business owners, and that immigrant - owned businesses account for 14 percent of private sector emploOwners and the American Community Survey and determined that though immigrants make up 13 percent of the U.S. population in general, they make up 18 percent of small business owners, and that immigrant - owned businesses account for 14 percent of private sector emploowners, and that immigrant - owned businesses account for 14 percent of private sector employment.

The National Center for Public Policy Research, 501 Capitol Court, N.E., Suite 200, Washington, D.C. 20002, beneficial owner of at least 23 shares of Common Stock, is the proponent of the following shareholder proposal.

One of the big announcements made at Summit & Salute is our new partnership with Women Impacting Public Policy (WIPP), a leading public policy organization which advocates on behalf of women business oPolicy (WIPP), a leading public policy organization which advocates on behalf of women business opolicy organization which advocates on behalf of women business owners.

Adding to this new information is some research conducted by Womenable way back in 2007, Mapping the Missing Middle: Determining the Desire and Dimensions of Second - Stage Women Business Owners, which not only raised the point that not enough policy and programmatic attention was being paid to established women - owned firms that had not yet cracked the million - dollar revenue barrier, but sized this population at between 16 % (if defined to include firms with employees or between $ 100,000 and $ 1 million in revenues) and fully 91 % (if having employees and revenues over $ 100,000 was not a criterion) of the entire women - owned business population.

This widening in the gap between fixed and variable housing rates is likely to have contributed to the pick - up in the proportion of borrowers choosing to take out fixed - rate housing loans: in November 2004, the latest available data, 11 per cent of new owner - occupier housing loan approvals were at fixed rates, up from 7 per cent three months earlier and the highest share since the beginning of 2004, which followed a period of monetary policy tightening (Graph 45).

Like most types of businesses, tech companies and startups need to, at the very lease, put in place a general liability insurance policy or a business owner's policy (BOP).

Right, if the owner of a company is a member of a religion that doesn't believe in using medicine at all do they have the right then to provide only an insurance policy that covers prayer?

Contact Us Privacy Policy Follow Joyofbaking On Twitter Stephanie Jaworski + Use of materials on all pages on the domains Joyofbaking.com, joyofbaking.mobi, the Joyofbaking.com Facebook Page, @joyofbaking on Twitter, the Joyofbaking.com RSS Feed, the Joyofbaking.com email list the Joyofbaking1 YouTube Channel and any emails sent from @joyofbaking.com are entirely at the risk of the user and their owner, iFood Media LLC will not be responsible for any damages directly or indirectly resulting from the use.

Wolf and Reid take a hands - on approach with owners, operators and store staff, personally training staff at every new store opening and instituting an open - door policy.

At the owners meetings in Dallas, the league announced a new personal conduct policy.

@ Mohawk no you are not wrong, WENGER slightly changed his subs policy, when he was feeling the heat of angry fans, critics from the owners (Uzmanov), losing incredible games or letting ANDERLECHT ran us over at the Emirates, it was only then when he realized that he needed to bring SUBS and not just sit there petrified playing with his zipper or mumbling fruitless complaints against he 4th official.

Overall financial policy at arsenal is decided by the owner, not the manager.

man u, man c, chelsea, liverfool, bottlerham, its the owner and not the manager who determined the club spending policy... it would be deluded to think it's any different at AFC.

Roger Goodell announced a new personal conduct policy at the NFL owners meetings Wednesday.

The manager still has many critics — and I admit I've been prominent among them at times — but the «no sacking policy» followed by the two Davids since their arrival in the game as owners has served us well.

The owners of The Right Start Early Learning Center are at the center everyday and have an open door policy to assist students, parents and staff.

I spoke with Danielle Downs Spradlin, a certified lactation counselor accredited by the Academy of Lactation Policy and Practice and owner of Oasis Lactation Services, and Pamela Howard and Justine Anderson, lactation consultants at a pediatrician's office to answer all of your breastfeeding questions.

The activist wing of the WFP had raised concerns over Cuomo's fiscal policies, including his support for tax cuts aimed at businesses and property owners, as well as his embrace of charter schools.

Since the Scaffold Law holds contractors and property owners 100 percent responsible even if they were only 1 percent at fault, most insurers will not write policies in New York — the only state where this law exists.

Doheny added that he and Giuliani share exasperation at the Democrats» policies that have «squandered trillions in tax dollars, rung up the largest deficit in history, and created a bleak landscape for small business owners.»

De Blasio's all - over-the-place communications strategy was complicated by some pre-existing, and unflattering, facts about his transactional relationship with Uber - imperiled yellow - taxi owners: They gave him a lot of money, and he (at least initially) adopted their policy positions.

,» researcher Richard B. McKenzie, Gerken Professor of Economics and Management Emeritus at the UC Irvine Paul Merage School of Business and a senior fellow with the National Center for Policy Analysis, found the practice of tipping restaurant servers and bartenders has economic advantages for everyone concerned: restaurant owners, their customers, servers and other workers.

A large majority of Americans — including gun owners — continue to support stronger policies to prevent gun violence than are present in current federal and most state law, according to a new national public opinion survey conducted by researchers with the Johns Hopkins Center for Gun Policy and Research at the Bloomberg School of Public Health.

At Physical Geography, for example, Davies notes that journal owner Taylor & Francis now has a policy that calls for disclosing «financial, commercial, legal or professional» relationships «that could influence an author's research.

Leather, 4 - Wheel ABS, Steering Wheel Controls, Bluetooth, Cruise Control, Fog Lamps, Leather Wrapped Steering Wheel, MP3 Player, Aluminum Wheels, Heated Seats, Back - Up Camera, Premium Sound System.CARFAX 1 - Owner 7 - year / 100, 000 - Mile Limited Warranty, 167 - Point Inspection and Reconditioning, 24 - Hour Roadside Assistance and Towing Assistance, Rental Car, Trip - Interruption Services, Vehicle Title Insurance Policy, CARFAX Vehicle History Report, $ 50 Deductible, SiriusXM Satellite Radio with 3 - month trial subscriptionEXCELLENT VALUEFEATURED EQUIPMENT: Aluminum Wheels, Leather Seats, MP3 Player, Satellite Radio, Premium Sound System, Back - Up Camera, Bluetooth, Steering Wheel Controls, 4 - Wheel ABS, Leather Wrapped Steering Wheel, Fog Lamps, Cruise Control Nissan 2.5 SL with BRILLIANT SILVE exterior and Charcoal interior features a 4 Cylinder Engine with 179 HP at 6000 RPM *.

An Owner's Title Insurance policy is purchased at the time a property is purchased and protects you, the buyer.

Much like the Canadian Deposit Insurance Corporation protects investors» deposits held at banks, Assuris protects policy owners from the failures of insurance companies.

In this first example illustration provided from an A + rated carrier, we will be looking at how much $ 6,000 total premiums would generate over the first 30 years on a 10 pay whole life policy that the owner can continue to make base premium payments on after the initial 10 years.

The owner has the option to keep the policy at higher premiums, or in some cases, at a lower face amount.

This type of insurance helps protect against injury claims and property - damage suits (up to policy limits) brought by other drivers, pedestrians, or property owners if you are at fault in an accident.

For the term insurance premiums, we assumed that at renewal (at the end of the term) that the owner would cancel the existing insurance and be accepted for a new policy at the older ages.

If you buy an owner's policy, it is usually much less expensive if you buy it at the same time and with the same insurer as the lender's policy.

If the ACB is zero, then the entire dividend is taxed at the marginal tax rate of the policy owner.

«Almost across the board, credit unions are going to be much more consumer friendly because our depositors and borrowers are our owners,» Mike Schenk, Vice President of Research and Policy Analysis at Credit Union National Association, said.

In addition to allaying the concerns regarding the disadvantages of term insurance, an ROP policy can also provide the advantage of supplementing retirement benefits to the policy owner / insured at the end of the term period.

In addition, an optional enhanced death benefit is also available if the annuity owner selects the life income option with a protected period at the time of policy issue.

Secondary Beneficiary: A person (s) designated by the policy owner to receive policy proceeds if the Primary Beneficiary is deceased at the time benefits become payable.

Contingent Beneficiary: A person (s) designated by the policy owner to receive policy proceeds if the Primary Beneficiary is deceased at the time benefits become payable.

As you grow older your insurance gets more expensive and it gets harder to keep up with the expense, then the policy owner may have to take a look at their current financial situation and see where they stand and accordingly take the decision to sell their policy.

For example, the veteran will need a full year's home owner's insurance policy paid for at settlement in addition to setting up impound or escrow accounts.