Sentences with phrase «at your credit history as»

The military is the most well known employer now looking at credit history as part of the hiring process.

Prospective employers sometimes look at your credit history as well.

Not exact matches

As of March 26, 2018, vehicle loan rates start at 6.75 % based on term length, credit history, and vehicle being financed.

At the time, King had no business credit profile or history, which can be as bad as having bad business credit.

As a general rule, your chances of approval are lower unless your credit score is at least 660 and you have a history of making regular, on - time payments on your student loans.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

They will look at your credit score, but they also consider your application based on criteria such as your education and employment history.

Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.

As for the other players, length of credit history comes in at a respectable 15 percent.

Additionally, Upstart will look at your debt - to - income ratio as well as any negative marks on your credit history, such as bankruptcy.

Unfortunately, as part of the credit history portion of certifying you for a loan, certain lenders won't accept your income numbers unless you have at least two years of employment history.

FICO will look at personal and business credit scores and history across other major credit bureaus, such as Dun & Bradstreet, Experian and Equifax.

The reason FICO looks at both personal and business credit history is that small business owners are frequently viewed as inseparable from their small businesses.

In order to determine the APR for your particular loan, Raise will look at your credit history (and that of any cosigners), chosen loan term, and the amount you're asking for, as well as any income and other application information.

While anybody can be added as an authorized user without a credit check, an issuer will look at the credit history of both co-signers before approving their application.

Obviously this set of scenarios — in which GDP grows on average at rates between 3 % and 6 % for ten years while credit efficiency is improved so dramatically that in 5 - 6 years China begins to deleverage and by the end of the period these growth rates can be maintained with no growth in credit — is theoretically possible, but just as obviously it is highly implausible, and I can not think of any country in history that has achieved such a turnaround in its financial sector without having first experienced a brutal financial crisis.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Name: Chris Fowler, MA Title: President and Chief Executive Officer Areas of responsibility: Executive management, strategy Years with CWB Financial Group: 27 Career history: Has served at CWB in roles with increasing responsibility since 1991, including, commercial account management (1991 - 1995), credit risk (1995 - 2008), and joined the executive team in 2008 as Executive Vice President, Banking, and then President and Chief Operating Officer Education: Master of Arts Degree in Economics from the University of British Columbia Community involvement: Trustee for the University Hospital Foundation (University of Alberta), Member of the Canadian Bankers Association's Executive Council, director with the Art Gallery of Alberta's board of directors, and campaign cabinet member with the United Way of Alberta Capital Region

SoFi is often identified as a company aimed at millennials, and its alternative method of assessing borrowers does make it easier for applicants with shorter credit histories and higher debts to qualify.

Turning to look at the small sub-prime market in Australia, non-conforming housing loans are the closest equivalent to sub-prime loans in the US, being provided to borrowers who do not satisfy the standard lending criteria of mainstream lenders such as those with impaired or incomplete credit histories.

Most traditional lenders will offer conventional loans to candidates with good credit and a steady job history (defined as two years with the same employer), as long as you can offer a down payment of at least ten percent.

Upstart will also look at factors besides your credit score when approving you — factors such as your educational and work history and the length of your credit history.

I've often wondered if God ever intended that «man» should rule the world entirely on his own — or at least, as history shows us — taking all the credit anyway.

Speaking at the Institute of Economic Affairs» (IEA) showing of a documentary of the political history of Ghana between 1844 and the Fourth Republican Constitution, Prof Mike Oquaye condemned the current history curriculum which credited Dr. Kwame Nkrumah as a founder of independent Ghana and said it was misleading.

You probably know that credit is a way to evaluate your trustworthiness as a borrower, using a credit report (documentation of your past borrowing and accounts) and a credit score (a three - digit number that represents your history at a glance).

The extras are only slightly better: a look at some deleted scenes, a brief featurette on the voice cast (which conspicuously makes no mention of Moseley, almost so as to fool people into thinking that Murphy indeed reprised his role), a kid - friendly look at Chinese history hosted by Mushu, and a music video (actually, a mere movie clip assembly) for Atomic Kitten's end credits rendition of the forgettable original tune» (I Wan na Be) Like Other Girls.»

They do not get the concept or try to get the concept of your living expenses and financial availability they will lie straight to your face and tell you that they are going to try to get you the deal when in fact as soon as they go behind that glass box they are all buddies running your credit and saying none of it counts they do not take in credit history or kelly blue book into consideration they even told me that kelly blue book changes and when i asked when was the last time it changed the guy told me yesterday, the young woman who was trying to at least get me a pretty decent deal was looking like what the hells was going on, like hello don't you know where his financial availability is at why are you pushing him to pay more?

Although it may not be the vehicle that I would have peeferred, Meski worked hard at getting me into a vehile that I can afford which will allow me to continue to remain in good standing, payment wise, with Chrysler Capital Bank as well as continue to improve my credit history.

Visit with our finance team, learn more about saving as we explore your credit history and get your trade - in value properly assessed, all at Spitzer Chrysler Dodge Jeep Ram Homestead.

, Air Conditioning, Bluetooth, Climate Control, Comms Pack, Half Leather, Powered Folding Mirrors, Rain - Sensing Wipers, Xenon Headlamps, Anti-Theft System, Central Locking, Immobiliser, Keyless Entry, Locking Wheel Nuts, Remote Central Locking, Tracker Fitted, Full Leather, Colour Coded Interior, Front Centre Armrest, Electric Seats, Head Restraints, Lumbar Adjustment, Sports Seats, Adjustable Steering Column, Cruise Control, Multi-function Steering Wheel, Power Steering, Stability Control, Traction Control, Trip Computer, ABS, Air Bag, Brake Assist, Curtain Airbags, Multiple Airbags, Side Air Bags, Twin Air Bags, Auto Lighting, Colour Coded Body, Metallic Paintwork, Rear Spoiler, Automatic Electric Windows, Electric Front Windows, Electric Mirrors, Electric Windows, Self - levelling Suspension, Push Button Start, Bose, CD Player, Radio, UK Supplied, Heated Seats, --------- FINANCE OPTIONS AVAILABLE AT 4.4 %, Part Exchange welcome, Credit and D Number plate not included.Full and complete service history, I initially had it serviced at Nissan Tunbridge Wells Motor line (once) but quickly learnt they were inadequate so now it goes regularly to Litchfield Engineering in Tewkesbury who are the recognised without doubt as the number Nissan GT - R service point in the UAT 4.4 %, Part Exchange welcome, Credit and D Number plate not included.Full and complete service history, I initially had it serviced at Nissan Tunbridge Wells Motor line (once) but quickly learnt they were inadequate so now it goes regularly to Litchfield Engineering in Tewkesbury who are the recognised without doubt as the number Nissan GT - R service point in the Uat Nissan Tunbridge Wells Motor line (once) but quickly learnt they were inadequate so now it goes regularly to Litchfield Engineering in Tewkesbury who are the recognised without doubt as the number Nissan GT - R service point in the UK.

However, Chase looks at more than just your credit score — such as your debt to income ratio, credit utilization ratio, total credit limits across all banks, the total number of credit cards that you currently have, payment history on other credit cards and other proprietary factors that Chase may have in their algorithm.

Today at the Disrupt Startup Battlefield, Self Lender launched its consumer finance service to help people with limited credit history build credit, as well as assist people with weaker credit profiles boost their scores.

The reason FICO looks at both personal and business credit history is that small business owners are frequently viewed as inseparable from their small businesses.

The basis and standard for this variable APR will be the Prime Rate as published in The Wall Street Journal dated the 25th of the month plus the addition of a margin as disclosed on the then - current Rates and Fees Table (which will be set at the time your Account is opened based on several factors, including your credit history and information you provide on your application).

Credit card companies look at a few main factors, such as credit score, credit history, income, debt - to - income ratio, anCredit card companies look at a few main factors, such as credit score, credit history, income, debt - to - income ratio, ancredit score, credit history, income, debt - to - income ratio, ancredit history, income, debt - to - income ratio, and age.

The bank can at its sole discretion change the interest rate depending on factors such as, but not limited to, credit history, purchase patterns, payment behavior, loyalty and vintage of the customer.

If, as we said, you are at least 18 and a US citizen then you can certainly qualify for a payday loan, regardless of your credit history.

The lender will look at your credit history closely to make certain that you have been a good steward of your available credit in the past, although there are also bad credit options available as well.

A cosigner should have a strong credit history that puts lenders at ease, as well as the willingness and means to put their own finances on the line if the student can't pay back their loan.

If you start taking out loans as an undergraduate, you'll have at least 7 - 8 years of credit history by the time you finish residency.

Look at developing credit as a holistic process; it should play a part in every part of your financial life, whether it's a personal loan you're seeking, or anything where you credit score and history matters.

As we mentioned before, an FHA loan is a great option for a house loan, not only for those with poor credit history but also for those without one at all.

When a lender considers you for a preapproval, it looks at much of the same financial information that it would when considering a loan application, such as your credit history and capacity to pay a loan.

Here is what you can expect to see on your credit report; as you can see it offers a more detailed look at your credit history.

At this stage of your credit history, there will be larger fluctuations because you're still seen as a bit higher of a risk as a «newbie».

Now, different credit card companies may behave differently as far as reporting (since reporting is at their discretion), but it's certainly possible for cards with no utilization to appear identically to cards with utilization from a payment history point of view.

In a hard inquiry, the lender looks at your credit score as well as all relevant details of your credit history to determine your credit worthiness.

Bad Credit loans are obviously aimed for those who have a poor credit history, but those who have no credit at all can also seize the benefits of bad credit loans as they can get approved without haCredit loans are obviously aimed for those who have a poor credit history, but those who have no credit at all can also seize the benefits of bad credit loans as they can get approved without hacredit history, but those who have no credit at all can also seize the benefits of bad credit loans as they can get approved without hacredit at all can also seize the benefits of bad credit loans as they can get approved without hacredit loans as they can get approved without hassles.

Borrowers who have a poor credit history such as those that include a bankruptcy or previous mortgage default may not be eligible for a mortgage loan at all until their credit standing and score improves.

SoFi is often identified as a company aimed at millennials, and its alternative method of assessing borrowers does make it easier for applicants with shorter credit histories and higher debts to qualify.