Sentences with phrase «at your credit history rather»

What you need if you are looking for mortgages for self employed workers is a lender that will look at your credit history rather than a combination of your business finances and taxes.

Not exact matches

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

Rather than looking at just your credit score or history, they take a comprehensive view.

To back up the assertion that this is looking at total accounts in your credit history rather than just those that are open, my Mint report shows 2 open accounts and 7 closed accounts, for a total of 9.

These models often take a more holistic view of a client's financial situation and look at things like savings, cash flow, employment history, and earning potential — rather than just focusing narrowly on their credit score.

They're choosing to give a second chance at useful and necessary short - term personal loans to people whom they choose as being deserving, rather than remain tied to the strict seven - to - ten year credit bureau history.

Rather than look at your credit history — which may be short depending on your age, or nebulous depending on such things as identity theft — UpStart calculates credit worthiness based on your career (for example, a lawyer is deemed more credit worthy than, say, an actor), your educational status, your job status (obviously, if you're employed, you're more credit worthy than someone who isn't) and standardized test scores to determine if you're worthy of a loan from them.

Rather than look at the borrower's employment history and credit score, a home equity lender concentrates on the equity in a property used as collateral.

At Kiva, we envision a world where someone's creditworthiness is determined by the strength of their character rather than their credit history.

Moreover, the paper gets its history wrong when it notes that «Total cancer mortality rates did not decline until 1990, 25 years after the identification of the effect of smoking on lung and other cancers...» Well, actually, it was more like 50 years, because the earliest studies to connect smoking and lung cancer were conducted not by NIH - funded scientists but by Nazi scientists in the run - up to World War II.4 By the logic of the PNAS paper, then, ought we to be crediting the Nazi health science agenda with whatever progress has been made on reducing lung cancer, rather than the incredibly protracted and difficult public health campaign (that, for the most part, NIH had nothing to do with) aimed at getting people to cut down on smoking?