The emotional stress is one of the first things people will focus on, but the real problems occur
at a financial level.
Your argument doesn't make sense
at the financial level.
Putting aside the human need to connect with other people, to have structure and routine and to keep the little grey cells stimulated, purely
at a financial level, it's a lot to expect portfolios designed to last 20 years to support 30 or 40 years of «retirement.»
Fundamental analysis is a method of looking into the basics or fundamentals of a company
at its financial level.
Like YNAB, the HomeBudget app lets you connect various devices together to keep everyone abreast of spending habits and revolving expenses — family sharing
at all financial levels.
The ranges of tuition fees at the differing schools offer the ability for any aspirant to enroll
at their financial level of comfort.
Not exact matches
While funds with small positions can fly under the radar, data from Britain's
Financial Conduct Authority showed 10 investment managers had a position of more than 0.5 percent of Sainsbury's stock, the
level at which it demands disclosure.
The updated forecast assumes current aluminum prices will hold
at these elevated
levels, Chief
Financial Officer Kenneth Giacobbe said on a post-earnings call with analysts.
On a macro
level, I left right
at the beginning of the cataclysmic
financial crisis, and Starbucks had a very difficult time navigating through that.
The company's Chief
Financial Officer Colette Kress said on a conference call on Thursday that inventory
levels for gaming GPUs were
at historically low
levels due to cryptocurrency miners.
The low - interest - rate environment has allowed it to borrow to fund operations
at levels that are about half the 10 percent interest rate the company paid for its financing more than a decade ago, says Clark Balderson, the company's chairman and chief
financial officer.
Entrepreneurs have begun to step into this space by creating entities that allow individual CPAs and
financial advisors to augment their services and recreate the family office experience
at lower
levels.
Jean - Claude Trichet said: «We are now
at a
level which is higher than immediately before the
financial crisis.»
Historically
financial products are regulated
at the provincial, not the federal,
level.
«Moreover, holding the federal funds rate
at its current
level for too long could also encourage excessive risk - taking and ultimately undermine
financial stability.»
Most
financial breaches don't actually happen
at the company
level, said Levin.
Debt is
at extreme
levels and represents a danger to the
financial system, and there is no clarity on how Ottawa intends to deal with it.
«He's a guy who thinks
at the highest
levels — about government, about macroeconomic issues, about geopolitical issues and about what's happening in our industry,» says Colleen Johnston, TD's chief
financial officer, adding, «Despite all he's achieved, he's also a guy who can put himself in other people's shoes and think like a normal person.»
Mr Dawson said the fund was relying on bank balance improvements in the 2012 - 13
financial year to enable it to continue funding subsidies
at the current
level.
But over a career
at the highest
levels in corporate finance, Porat has been equally unflappable, navigating physical obstacles and fighting great metaphorical discomfort — the race - the - clock stress of the
financial crisis, the tension of negotiations among big - ego executives, and now the culture clash of imposing
financial discipline
at tech's biggest idea factory.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates,
levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry,
levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and
levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended
at any time due to various factors, including market conditions and the
level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or
at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Citigroup's Economic Surprise Index, a measure of how much recent economic stats have been above or below expectations, is now
at the third - highest
level since the
financial recovery.
During the 2008 - 09 slide, it was the other way around; then, as soon as the global
financial crisis was contained and energy traders could see the
level at which global demand would bottom out, the price trend reversed itself.
The tepid confidence
level is somewhat
at odds with how business owners view their current
financial situations — 67 percent gave their situation a rating of good, the same as the prior quarter and an increase of two percentage points compared with the second quarter of 2015.
Small businesses have always been key to the country's economic success, but they still aren't being created
at the
levels seen before the
financial crisis.
Japan this year became the first country to regulate exchanges
at the national
level, part of a government effort to exploit
financial technology as a means of stimulating the economy.
Staley told CNBC that given the high
level of debt across the world, in particular among emerging markets where dollar - denominated debt has grown dramatically, many economies could be
at risk if there were sudden changes in
financial conditions.
This year's appropriation puts funding for the CFDI fund, which also supports affordable housing and
financial services in poor communities, back
at Clinton Administration
levels.
This is not something I anticipated when I went into business, but over the years, I've found that many employees, especially
at the hourly
level, have
financial emergencies that come up from time to time.
«This growing gap will pose increasing competitive challenges for institutions that do not have the resources to invest in facilities,
financial aid and other strategic initiatives
at the same
level as their wealthier counterparts,» wrote Pranav Sharma, the report's lead analyst.
The findings chime with data from the Office of National Statistics released last month that showed that UK household spending remained
level at an average of # 528.90 a week in the
financial year ending 2016, unable to rise above pre-crisis
levels.
«Thanks to his generous personal
financial investment in the program, together we will move the needle forward
at the local and state
level, tearing down misperceptions and providing concrete protections for those who need it most,» Griffin wrote in a blog post.
They also fear that
at such elevated
levels, many Canadian households would be unable to withstand a
financial shock such as a loss of income, or a sudden spike in interest rates that raised debt services charges.
«Based upon that discovery, our Chief Executive Officer and Chief
Financial Officer have concluded that our disclosure controls and procedures are not effective
at a
level that provides reasonable assurance,» Walmart reported in its latest quarterly filing.
Greek Prime Minister Alexis Tsipras is either the most reckless politician on the planet or he is engaging in gamesmanship
at a
level few in
financial markets can comprehend.
A 2016 study by LeanIn.org and consulting giant McKinsey found that women outnumber men
at lower
levels in banking and
financial services, but are sparse among senior managers.
In the beginning, it was mostly the high -
level financial data for the company, but since then it has grown to include forecasts, profit and loss statements, presentations
at board meetings dealing with strategic concerns, and feedback on the company's performance from the board members themselves.
While Carney's move to drastically cut interest rates in Canada
at the beginning of the
financial crisis was prophetic, Philip Aldrick of the Telegraph likens the situation to Canada being an innocent bystander to a horrendous car crash with the U.K. economy
at the wheel: the enormity and complexity of the economic problems Carney will face are on a whole different
level.
At a very high
level, I'm investing in ventures where I believe we stand a chance of getting our money back within a timeframe we're willing to wait, getting a return on capital (including
financial and impact returns), and investing in someone we trust.
Rob Pulford, head of
financial sponsors for Europe, the Middle East and Africa
at Goldman Sachs, said he expects activity
levels to surpass those of 2017.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018
financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the
levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or
at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
But cross-country differences in equity returns declined to pre-crisis
levels while the range of yields on debt securities issued by banks and by non-
financial corporations also narrowed, suggesting that there is some integration
at least in prices of
financial instruments.
Policymakers
at both the national and global
level will have to strengthen the
financial and macroeconomic policy mix.
«
Leveling up your finances — and adding commas — will likely be a result of consistent, positive habits sustained over a long period of time,» says Jason Kirsch, Certified
Financial Planner
at Marcum
Financial Services LLP in Chicago.
I am focusing
at the corporate finance
level, and I am guessing GMO is looking
at the global
financial industry.
The overnight rate is the interest rate
at which major
financial institutions borrow and lend one - day (or «overnight») funds among themselves; the Bank sets a target
level for that rate.
«
Leveling up your finances — and adding commas — will likely be a result of consistent, positive habits sustained over a long period of time,» says Jason Kirsch, Certified
Financial Planner
at
Unlike
at other
financial firms, its capital ratios fell below acceptable
levels.
Yet
at the
level that Mr. Musk is now aiming for,
financial incentives can lose meaning.
With over 20 years» experience
at exec
level in
Financial Services roles in the UK and abroad, including positions within Retail, Private and Wealth management, Will has driven financial innovation into profitable live propositions through agile team delivery at Egg (the UK's first digital bank), RBS, M&S and S
Financial Services roles in the UK and abroad, including positions within Retail, Private and Wealth management, Will has driven
financial innovation into profitable live propositions through agile team delivery at Egg (the UK's first digital bank), RBS, M&S and S
financial innovation into profitable live propositions through agile team delivery
at Egg (the UK's first digital bank), RBS, M&S and Santander.