Tax season could be the opportunity to take a second look
at your spending plan and coverage needs.
Not exact matches
The investment indicator in the Business Outlook Survey weakened significantly from the summer report, as the balance of opinion between firms
planning more
spending on machinery and equipment versus those predicting less dropped to 17 per cent from 29 per cent in the summer and 35 per cent
at the start of the year.
One Belt, One Road represents China's biggest overseas
spending effort ever, a project that, adjusted for inflation, is
at least 12 times the size of the Marshall
Plan, the history - changing U.S. program that helped rebuild Western Europe from rubble after World War II.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension
plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or
at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24)
spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase
plan, among other things.
On September 10th of this year I
spent an entire day in California State Prison
at the California City Correctional Facility with people who had committed felonies and worked with them on business
plans to help them create legal enterprise upon their release as part of Defy Ventures 6 - month training program.
HAVING
spent three days
at the Financial
Planning Association (FPA) confer - ence in Brisbane last week, it is probably appropriate for me to report on the state of the nation, insofar as financial planners are concerned.
After they returned from the adventure, they cut back their total
spending by approximately 25 %; now they're
planning to retire
at 50 and hit the road again, under the new
spending guidelines they've set up.
As Trump
spent the Easter weekend
at his Florida resort and tweeted about his tariffs
plan, Kelly was out of state, though the men did consult by phone.
At a Thanksgiving dinner party in 2012, four Harvard Business School MBA students had a plan: Rather than spend their upcoming summer interning at big corporations or traveling the world, they were going to drive around the United States consulting entrepreneurs with a social purpose on key business issue
At a Thanksgiving dinner party in 2012, four Harvard Business School MBA students had a
plan: Rather than
spend their upcoming summer interning
at big corporations or traveling the world, they were going to drive around the United States consulting entrepreneurs with a social purpose on key business issue
at big corporations or traveling the world, they were going to drive around the United States consulting entrepreneurs with a social purpose on key business issues.
While you should take a break from thinking about work during your lunch hour, it's smart to
spend at least a few minutes coming up with a
plan for tackling your afternoon tasks.
Trump's
plan seeks to revamp how projects are approved and funded by reducing permitting time to two years and allocating $ 200 billion over 10 years — mostly as incentives to spur states, localities and the private sector to
spend at least $ 1.3 trillion.
With three landing pads now
planned (instead of one on land and a drone barge
at sea), the company hopes to be able to recover all of the
spent boosters that will be used for the launch of a Falcon Heavy.
So, high - earning households
spend significantly more of their income on Social Security — which is automatically deducted from all earned income for individuals
at a rate of 6.2 % — and payments into retirement
plans.
WASHINGTON (Reuters)- U.S. President Donald Trump's push for a major military buildup suffered a setback on Thursday when the House of Representatives put
plans on hold to fully fund the federal government through next Sept. 30 and instead resorted to temporary measures freezing
spending at current levels.
We'll get to the Medicaid reductions shortly, but a figure that epitomizes what's
at the heart of the
plan is the fall in
spending on tax credits for purchasing insurance.
When I started
at Clorox, a classic packaged goods brand marketer, we
spent 80 % of our time on
planning.
Since arriving
at the chain in September 2014, Shelagh Stoneham, Shoppers» senior vice-president of marketing, said her team has been engaged in market research and strategic
planning that has led to a bigger marketing
spend, an increased television presence, more online video and new partnerships with Women of Influence and the entertainment show ET Canada.
Financial advisor Carolyn McClanahan, director of financial
planning at Life Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their s
planning at Life
Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their s
Planning Partners in Jacksonville, Florida, said the clients who say they don't want to retire often don't want to rein in their
spending.
After Trump signed the order on a Friday night, executives
at Starbucks
spent the weekend crafting a
plan to address employees working in the US and abroad, as well as provide concrete steps beyond rhetorical support for diversity.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital
spending and research and development
spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended
at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension
plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or
at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
In large corporations with strict
planning routines requiring annual, semiannual and quarterly
plans and
plan updates, managers
spend at least part of their time working on or thinking about a new
plan or
plan update.
Ford announced the car's passing this week as part of major restructuring
plan aimed
at focusing capital
spending on more popular SUVs and technology needed to morph Ford into a mobility company.
Households that
spend $ 50,000
at age 65 tend to see a decline by about 15 percent over the next 15 years and 20 percent by age 85, according to Jonathan Guyton, a certified financial planner and principal
at Cornerstone Wealth Advisors, in an article in the Journal of Financial
Planning.
It left its 2018
spending plan unchanged
at between US$ 1.8 billion and US$ 1.9 billion.
But we're a lot better
at that and
spend a lot more time
planning than reacting.»
BRUSSELS, Oct 31 - France joined a growing list of European Union governments threatening to veto the bloc's next long - term budget, turning up the heat
at the start of divisive bargaining over a 1 trillion euro
spending plan.
President Donald Trump
spent the weekend in Washington, rather than
at his Palm Beach estate, where he had
planned to celebrate the anniversary first year in office with friends and supporters.
They help explain how people may
plan to watch just one YouTube video and glance
at Twitter but somehow end up
spending a half hour on both.
BRUSSELS, Oct 31 (Reuters)- France joined a growing list of European Union governments threatening to veto the bloc's next long - term budget, turning up the heat
at the start of divisive bargaining over a 1 trillion euro ($ 1.30 trillion)
spending plan.
The parliamentary budget office's report says the slippage in
spending is likely to affect the budgetary balance sheet by reducing
planned deficits in one year
at the expense of deeper
spending in future years.
And so product development will fall to Dorsey and new hire Satya Patel, who earlier
spent four years working on AdSense
at Google — but Patel also
plans to keep board seats on the startups he advises.
Chevron said on Friday it
plans to
spend between $ 25 billion to $ 28 billion next year and expects to further slash
spending in 2017 and 2018 as well, an acknowledgment that oil prices are not expected to rise
at all in the near future.
Still, we found even more ways to save last year, like riding our bikes to limit money
spent on gas, switching phone
plans and limiting junk food
at the grocery store.
But Pierre Fortin, an economics professor
at l'Université du Québec à Montréal, warned recently that «carrying out the
planned spending cuts will prove politically and administratively difficult.»
Another way to look
at it is by concentrating on only the percentage of respondents who say they
plan to boost
spending on machinery and equipment.
One of the most powerful aspects of the hyper - active and serendipitous environment
at 1871 are the hundreds of
planned, programmed and accidental interactions, intersections and connections that are constantly taking place between the 1,600 + members, mentors, sponsors, investors, partners, educators, government officials and just plain - old visitors and guests who
spend time here
at the fast - beating heart of Chicago's technology ecosystem.
This is helpful for my team and me, as we, like most companies,
spend time
at the end of the year analyzing performance and looking ahead to changes in social media and content marketing trends to
plan and budget for the new year.
The Trump administration is preparing to release an infrastructure
plan in the coming weeks that reportedly includes
at least $ 200 billion in federal
spending that would jumpstart investment from the private sector, and state and local governments.
Network officials disclosed their rough
spending plans Saturday as donors gathered
at a luxury hotel in the California desert.
Even so, the level of
spending required for the company's expansion
plans is not being accurately reflected in its share price, which were up more than 6 % to $ 816.56 on Friday, said Robert Peck, an analyst
at SunTrust.
The Trump administration
plans to release an infrastructure
plan that reportedly includes
at least $ 200 billion in federal
spending.
There were dark circles under my eyes; I snapped
at the barista
at my local coffee shop; I always broke
plans with friends so I could
spend weekends working.
«For a lot of people, this stage means
spending,» says Stephany Kirkpatrick, CFP, and VP
at LearnVest
Planning Services.
After signing the bills, Trump left Washington, D.C. for Palm Beach, Florida, where the president
plans to
spend Christmas
at his Mar - a-Lago Club.
Husky upped its capital - expenditure
plan to $ 4.6 billion in 2011 (raising it modestly in subsequent years;
at $ 4.8 billion for 2013) and focused 50 % of its upstream
spending on those three segments.
[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in
spending, a constitutional amendment to require more voter approval for state borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial
plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads for
at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.
In the right client situation, BMO SmartFolio allows brokers to
spend less time on administration and reviewing client accounts, and more time on value - added activities like financial
planning and estate
planning, says Silvio Stroescu, head of digital investing
at BMO Financial Group.
He
spent his career of more than 40 years
at International Paper, also serving as the company's Chief Financial Officer and in various other financial,
planning and management positions.
«People
spend more time
planning for their next vacation than for retirement — a huge mistake,» said Scott Bishop, partner and executive vice president of financial
planning at STA Wealth Management in Houston, Texas.
$ 5 Meal
Plan: I recently joined $ 5 Meal
Plan in order to help me eat
at home more and cut my food
spending.