The insurance charges will vary depending on the amount of life insurance cover,
the attained age of life assured, the occupation of the life assured & the health of the life assured.
This charge is levied on
the attained age of the Life Insured for the Sum at Risk and is unisex.
Under premier mode, for single pay, it is lower of Rs 6000 or 850 increasing @ 3 % p.a and for other pay options, it is lower of Rs 6000 or 2.20 % of premium increasing @ 3 % p.a.. Under online mode, for single pay, it is lower of Rs 6000 or 850 increasing @ 3 % p.a and for other pay options, it is lower of Rs 6000 or 5.50 % of premium increasing @ 3 % p.a. Mortality Charges: Mortality charge is based on the option applicable,
attained age of the life insured, rate and applicable Sum at Risk.
The charge per Rs 1000 of Sum at Risk will depend on the gender and
attained age of the life insured.
Mortality Charges: Mortality charge is equal to Sum at Risk (SAR) * applicable Mortality Rate for the month, based on
the attained age of the Life Assured.
The Mortality Charges will vary on the amount of life insurance cover,
the attained age of Life Insured, the occupation of the Life Insured, the health of the Life Assured and the Fund Value.
Mortality Charges: Mortality charge is equal to Sum at Risk (SAR) * Mortality Rate for the month, as per
the attained age of the Life Assured.
Not exact matches
He possesses miraculous powers, by means
of which he converts untold multitudes; he
lives for hundreds
of kalpas [
ages] and displays hundreds
of Buddha - bodies,
attains unheard -
of knowledge and accomplishes unheard -
of wonders.
Jesus» picture
of the consummation
of mankind's
life is thus freed from popular trappings
of materialism and nationalism, and the Messianic
age itself becomes so spiritual that those who
attain to it are conceived «as angels in heaven.»
The researchers concluded, «A pattern
of rapid weight gain during the first 4 months
of life was associated with an increased risk
of overweight status at
age 7 years, independent
of birth weight and weight
attained at
age 1 year.»
Even conditional upon
attaining age 20, the
life expectancy for white men was under 50 years
of age, throughout the 1800s.
There comes a point in a man's
life where he has finally
attained the lifestyle maturity levels
of women his
age.
Senior women who have
attained the
age of sixty generally earn enough money to
live comfortably.
Earlier, people used to think that their
life become boring once they
attained the
age of 40; but this is a concept which is fast changing.
Now new research published in Education Next shows that by the
age of 24, individuals who
lived in single - parent families as adolescents have received fewer years
of schooling and are less likely to
attain a bachelor's degree than those from two - parent families.
Typically, any person or entity can be named a beneficiary
of a trust, will or
life insurance policy, and the one distributing the funds, or the benefactor, can put various stipulations on the disbursement
of funds, such as the beneficiary
attaining a certain
age or being married.
National
Life allows policyholders to convert to issue
age for the first five years
of the term policy, otherwise the policy converts at your
attained age.
Re-Entry: A policy provision that allows an insured to renew their term
life insurance policy at the end
of the term based on their
attained age and health status.
(a) Whoever knowingly persuades, induces, entices, or coerces any individual to travel in interstate or foreign commerce, or in any Territory or Possession
of the United States, to engage in prostitution, or in any sexual activity for which any person can be charged with a criminal offense, or attempts to do so, shall be fined under this title or imprisoned not more than 20 years, or both»; (b) Whoever, using the mail or any facility or means
of interstate or foreign commerce, or within the special maritime and territorial jurisdiction
of the United States knowingly persuades, induces, entices, or coerces any individual who has not
attained the
age of 18 years, to engage in prostitution or any sexual activity for which any person can be charged with a criminal offense, or attempts to do so, shall be fined under this title and imprisoned not less than 10 years or for
life.
For many the length
of life insurance to buy is based on their youngest child
attaining college
age.
Re-Entry: A policy provision that allows an insured to renew their term
life insurance policy at the end
of the term based on their
attained age and health status.
Renewable Term Insurance Term
life insurance under which the policyowner has the right, at the end
of the term, to continue the coverage for another term at the premium for his or her
attained age, without the need to submit evidence
of continued insurability.
Here, a policy holder can convert their existing level term
life insurance policy for a permanent policy at his or her
attained age — regardless
of their health condition.
When parents
attain the
age of 70 or above without a
life insurance policy cover, some
of them may think...
Under this HDFC
life term plan, additional coverage can be decreased by the policyholder after
attaining 45 years
of age, which subsequently lowers future premiums
* Before
attaining 60 years
of age, only 20 %
of the contribution can be withdrawn while the rest 80 % has to be necessarily used for buying annuity from a
life insurer.
Survival benefits are paid after the
life assured
attains 61 years
of age and for 15 years thereafter
Under this LIC child plan, the money back benefits will start to be paid only from the policy anniversary which coincides or follows the completion
of 20 years
of age of the
life insured and are payable for 5 years till the insured
attains the
age of 25 years
Depending on the policy type purchased, premiums can be: level (stay the same for the
life of the policy);
attained -
age (rate changes after each birthday); community - rated (the same for everyone in a particular area);
age - banded (the same for everyone within the same
age group or range), or various other methods.
Furthermore, under the third part, the
life cover runs post maturity till the policyholder
attains 80 years
of age and at that time another 100 %
of the Sum Assured is paid to the policyholder.
If the permanent policy is a whole
life insurance plan, the premium amount will be guaranteed never to go up — regardless
of the insured's increasing
age, as well as if the insured
attains an adverse health condition in the future.
The amount
of the premium will not go up, regardless
of your increasing
age, or even if you
attain an adverse health issue later on in
life.
Guaranteed Insurability Rider DEFINITION: an optional rider attached to permanent
life insurance policies that allows the owner to elect to purchase additional
life insurance death benefit coverage periodically at certain
attained ages, or alternatively, upon certain special occasions such as marriage and the birth
of a child.
Rohan, i.e.
Life Assured, survives till maturity
of the policy and his son, Rahul,
attains an
age of 18 years.
It's important that you have this option when you buy term
life insurance because it allows you to convert the term policy without proof
of insurability, but at the
attained age of conversion.
Extended Benefit if the
life assured survives till the end
of the policy term, the policy will continue till the
life assured
attains the
age of 100 years.
Most endowment plans will offer insurance coverage and the promise
of benefits even after the maturity date, in some cases up to a time when the
life insured
attains the
age of 100
In case
of an eventuality (death
of the
life insured) the nominee will get fixed Rs. 50,000 monthly till the time the
life insured would had
attained the
age of 60 years or for 120 months whichever is higher.
Max
Life Partner Care rider can be availed under the plan wherein the aggregate
of all future premiums payable till the end
of the term or till the insured
attains 60 years
of age is payable immediately if the insured dies during the tenure
of then plan.
If death
of the
life assured occurs before
attaining age 60 years, then, the sum assured shall be reduced to the extent
of any partial withdrawals made from the single premium fund during the two year period immediately preceding the death
of the
life assured.
Under HDFC
Life Progrowth Plus plan, on or after
attaining 60 years, higher
of SA net
of Partial Withdrawals made after
age 58 years or Fund Value or 105 %
of premiums paid is payable
If death
of the
life assured occurs before
attaining age 60 years, then, the sum assured shall be reduced to the extent
of the partial withdrawals made from the regular premium fund during the two year period immediately preceding the death
of the
life assured.
The nominee will be paid the
life insurance benefit, in the case
of unforeseen demise
of the
life insured before you
attain an
age of 85 years, subject to the policy being in operation and all the due premiums are paid.
Provided that the death benefit is at least 105 %
of the total premiums paid till death If the
life insured dies before reaching 60 years
of age, the Sum Assured would be deducted for any partial withdrawals made during two years prior to death If the
life insured dies after
attaining 60 years, any partial withdrawals made after crossing 58 years
of age would be deducted from the Sum Assured.
National
Life allows policyholders to convert to issue
age for the first five years
of the term policy, otherwise the policy converts at your
attained age.
Make unlimited partial withdrawals from your fund for supporting emergency situations, at any time after the completion
of 5 policy years or when
life insured
attains the
age of 18, whichever is later, subject to a minimum partial withdrawal amount
of Rs. 5,000
If the
life insured dies after
attaining 60 years, any partial withdrawals made after crossing 58 years
of age would be deducted from the Sum Assured.
Fund your emergency requirements by making unlimited partial withdrawals from your fund at any time after the completion
of 5 policy years or when
life insured
attains the
age of 18, whichever is later, subject to a minimum partial withdrawal amount
of Rs. 5,000
For all those emergency situations, avail the facility
of making unlimited partial withdrawals from your fund, any time after the completion
of 5 policy years or when
life insured
attains the
age of 18, whichever is later, subject to a minimum partial withdrawal amount
of Rs. 5,000
Make unlimited partial withdrawals from your fund, any time after completion
of 5 policy years or when
life insured
attains the
age of 18, whichever is later, subject to a minimum partial withdrawal amount
of Rs. 5,000