Sentences with phrase «authorized user»

If you can't get anyone to co-sign or make you an authorized user, consider moving to an off - campus house or apartment.

But I think you may be right in that it may be set up as his account with my being an authorized user or some such setup - much like the difference between both signing a lease or him signing and my being an «authorized resident».

Adding your spouse or child onto your account as an authorized user could add to your total (check the terms and conditions of the card).

One key difference is that if the authorized user racks up a hefty debt load, then it's ultimately the primary cardholder's responsibility to pay it off.

If you are an authorized user on the credit card, then depending on the bank, some will report that account to your credit report.

In addition to this benefit, those who add an additional authorized user to their account are eligible for a $ 25 bonus credit, but this addition needs to be made during the three - month introductory period.

Of course, talk to your child about their spending first, then proceed to take them off your card as an authorized user, if you must.

You agree that you will be fully liable for all transactions made by any Authorized User to the same extent as if you had made such transactions yourself.

One way is to become an «authorized user» on accounts of family members or friends who already have good credit.

You can earn another 5,000 points if you add an authorized user and make a purchase in the first three months.

For example, let's say your mom adds you as an authorized user today, and her statement date is in 3 days.

A homebuyer will find that adding an authorized user can help if they are looking to acquire a mortgage.

The Chase Sapphire Preferred Card offers a bonus 5,000 reward points if you add an authorized user within the first three months on top of their 50,000 bonus reward points offer for spending $ 4,000 in the first three months.

Each authorized user will cost you $ 75.

If you're considering including an authorized user on your credit account, you'll want to know the truth about the following five myths first.

Separate property states maintain that assets owned before the marriage or acquired during the marriage, but housed in an account separate from the joint account, belong only to the authorized user.

Your leverage over enforcing these terms is the power you'll have to remove your child as an authorized user if he or she fails to agree to your terms.

You can have them itemized by user so you can easily review what each authorized user spends on a monthly basis.

You can simply add your teenager as an authorized user of your credit card account.

You might also decide your child is ready to use a credit card and make them an authorized user on yours.

Your request will be that the person should add you as an authorized user of his credit card.

Another good tip to maximize your sign - up bonuses is to put your spouse or significant other on your account as an authorized user.

Sign - up Bonus: $ 150 bonus after spending $ 500 in first three months plus $ 25 bonus for adding an authorized user and making the first purchase with either card.

Credit cards usually let you add an authorized user on your account for free.

If you want to go for this option, you should only be an authorized user to a card whose holder always makes prompt payments on his card.

Adding an authorized user to your account — or becoming an authorized user — when trying to repair your credit can offer a healthy credit boost.

So if your ex received an inheritance while you were still married, but, instead of putting it into a joint account, he or she put it into a separate account with themselves named as the sole authorized user that money belongs wholly to them.

When becoming an authorized user, you'll want to have your name added to a credit account that's old, has a low balance in relation to the credit limit and has consistently been paid off on time.

Also, do not let you friends onto your own account as an «authorized user».

Spouses and relatives could also benefit from being added as an «Authorized User» to an existing good standing credit card account.

However, you'll want to be careful about adding an authorized user to your account.

While teens can not apply for a credit card on their own until the age of 21, they can be an authorized user on a parent's account with permission.

The authorized user will have full access to your credit line, and you'll be responsible for whatever charges occur on their card.

«Authorized User» also known as the «Piggyback Method» is the fastest way for someone with no credit or bad credit to establish good credit fast!

A creditor also may report the credit history in the name of any other authorized user.

If you add an authorized user to your Chase Sapphire Reserve, he or she will be able to use Priority Pass Select membership benefits.

Additional 5,000 points will be transferred to your account as soon as you add a first authorized user to your account and make a first purchase.

There is also an additional $ 19 annual fee for every authorized user on your account.

An authorized user does not need to qualify for a loan or credit card prior to being added as an authorized user.

This card has a $ 450 annual fee, with a $ 75 annual fee for each authorized user.

Once you have your credit report in front of you, start at the top and cross out any credit account that says «authorized user» next to it.

An authorized user is added onto an existing account, usually a parent's account or someone you trust.

Credit card companies can not sue an authorized user.

Plus, get 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.

You have no obligation to respond if a collection agency is harassing you about purchases you made as an authorized user.

If you know someone who has good credit and trusts you to be on your best financial behavior from now on (if you're reading this article, you're on the right path), that person may be willing to take you on as an authorized user.

The card offer had been in my wife's name, so she was actually the authorized user — and she needed to fill out some paperwork (of course) to give me certain access.

However, at the same time, being a co-signer gives you more opportunity to increase your own credit score as it carries more weight on your credit report than being an authorized user.

Unlike an authorized user, both co-signers are jointly liable for repayment and both can charge debt to the card.

In most cases, the primary card holder can add an authorized user by providing the user's name and Social Security number to the credit card company.