Cardmembers and
authorized users get Priority Pass Select membership which allows entry for them and a maximum of up to two guests and / or immediate family members (spouse, domestic partner and / or children under 18 years of age).
An authorized user gets their own physical card with their name on it.
Authorized users get their own membership, and can travel without you, while at the same time bringing in their travelling companions.
Authorized users get the same lounge access rights as primary users, which means they can get into Priority Pass lounges, Amex Centurion lounges, and Delta Sky Clubs.
This is great because not only can
the authorized user get access to Admiral Clubs when the primary cardholder is not around but the authorized user is even allowed to bring in up to two guests.
Verdict: Possibly worthwhile if
the authorized user gets the travel protection; also cheapest Priority Pass Select.
Not exact matches
When you become an
authorized user on someone else's card, you increase the odds of
getting your own card in the future.
The easiest way to do that is to
get added as an
authorized credit card
user on someone else's account.
Plus, you have the option to
get an additional 5,000 ($ 50) points by adding an
authorized user (which won't affect
authorized users from
getting their own card, btw), and you have more options when it comes time to use your Ultimate Rewards points.
The only way to
get an «aged» revolving history would be to have someone add you to one of their accounts as an
authorized user.
The sign - up bonus is larger (even more if you add an
authorized user), points have a better cash value, you
get a 20 % discount through redeeming through the Ultimate Rewards portal, and you can
get INSANE value by transferring your Ultimate Rewards points out to travel partners.
Authorized user: If you're not able to get a co-signer, another option is to ask if you can become an authorized user on a family member's cr
Authorized user: If you're not able to
get a co-signer, another option is to ask if you can become an
authorized user on a family member's cr
authorized user on a family member's credit card.
In addition,
authorized -
user cards generally don't require a credit inquiry, so your credit score won't
get hurt at all.
If
getting a credit card or being an
authorized user aren't viable options, two other kinds of cards are available to young adults.
Plus,
get 10,000 bonus points after you add the first
authorized user and make a purchase in the first 3 months from account opening.
Plus,
get 5,000 bonus points after you add your first
authorized user and make your first purchase in the first three months from account opening.
To
get the bonus, all you need to do is log into your account and add an
authorized user to your existing cards.
The one hiccup in his aggressive push for a higher credit score is
getting added as an
authorized user.
You also
get 10,000 points for the first
user you
authorize to your card.
Plus,
get 7,500 bonus points when you add the first
authorized user and make a purchase in the first 3 months from account opening.
You'll need to create a unique login to
get started (if you don't already have a Chase login), and then you can use the online system to check your account balance, add
authorized users, set up account alerts and make payments.
The bonus will be that your
authorized users will also
get access to things like Priority Pass and some of the other card benefits!
Much of the exclusivity of the Sapphire Reserve Card comes from the price - point necessary to
get in — it has an annual fee of $ 450, plus an extra $ 75 for each additional
authorized card
user.
By
getting added to the credit card of a family member who has top - notch credit, as a JOINT
USER (not
authorized, but joint), this will boost your credit score quickly.
Authorized users also
get complimentary lounge access.
If you can't
get anyone to co-sign or make you an
authorized user, consider moving to an off - campus house or apartment.
Being an
authorized credit card
user is the best position possible in the credit world: you
get all the benefits and none of the responsibility.
Authorized user: Another way for you to get a credit card after bankruptcy is to become an authorized user on a card account belonging to someone else, such as a partner, parent or close fami
Authorized user: Another way for you to
get a credit card after bankruptcy is to become an
authorized user on a card account belonging to someone else, such as a partner, parent or close fami
authorized user on a card account belonging to someone else, such as a partner, parent or close family member.
Do not
get removed as an
authorized user until you've
got your own card, or else your score will drop and you might not be able to
get one;
To
get the most credit - building power, become an
authorized user on a card that has a high limit, low balance, and long, positive payment history.
If your goal is to help
authorized users build credit, you'll need to make sure you
get the right card.
1)
Get a 100 % clear answer on whether or not you are listed as «joint» or «
authorized user / signer» for an account.
Once you have some answers to the above questions, you should have a good feel for whether to keep or
get rid of those
authorized user cards.
If you add an
authorized user to your account, within the first 3 months, you can
get an additional 5,000 miles.
Typically, teens must ask parents to co-sign, or else they must
get a secured card or become
authorized users on a parent's card.
Hi Barry, I recently
got added to my girl friend's card as an
authorized user.
There are lots of ways to
get your kids started with their first card, whether it's a secured card on their own or as an
authorized user on your card.
Dear Cheryllyn, First, let's
get an understanding of exactly what it means to be an
authorized user on a credit card account.
On top of that, cardholders
get 5,000 miles to their account for simply adding an
authorized additional
user.
Eventually, you'll want to
get your own card, though, so that you can withdraw from being an
authorized user without losing credit ground.
You
get a free night each year (at certain categories of hotels), bonus points for adding an
authorized user, instant Discoverist status with Hyatt, and bonus points for purchases with airlines and car rental agencies.
The only way to
get an «aged» revolving history would be to have someone add you to one of their accounts as an
authorized user.
And you'll
get another 2,500 points when you add an
authorized user and they make a purchase in the 1st 3 months of account opening.
If you are young and just starting out with credit and have a job,
get a secured credit card or ask a family member with good credit to add you to the account as an
authorized user to help you build your credit.
Add an additional cardholder as an
authorized user (with no extra annual fee) and you'll
get an additional 5,000 bonus points if they also make a purchase within the first 3 months from account opening.
Being an
authorized user basically means
getting your name put on someone else's card.
In the example of the Chase Sapphire Preferred ® Card, you can
get 5,000 bonus Ultimate Reward points after you add the first
authorized user and make your first purchase within the first 3 months from account opening.
Get a parent to add you as an
authorized user at age 16.
If you just
get added as an «
authorized user» it won't raise your credit score as much.
These steps are
getting a credit builder loan,
getting a student loan, becoming an
authorized user on another person's credit card,
getting your rental payments reported, and ensuring mistakes are removed from your credit report.