Compulsory
auto insurance laws do nothing to protect drivers involved in accidents with drivers of stolen vehicles or drivers from one of the two states where insurance is not compulsory, drivers of unregistered vehicles, the insurance dodger who cancels a policy immediately after receiving a proof - of - insurance certificate and the hit - and - run driver.
NOTE: MA
auto insurance laws do not require you to purchase collision and comprehensive coverage; however, if you have a car loan or are leasing your car, your finance company will require you to have both collision and comprehensive car insurance.
Not exact matches
Because the
law does not require
auto insurance, many people choose to save a few dollars by forgoing it.
Just because you're required by
law to have
auto insurance, doesn't mean that you have to pay a small fortune to get the coverage that you need.
Dear Cashing In, Instead of
auto - paying most bills from my bank account, as I
do now, my brother - in -
law says I should pay everything (mortgage, utilities,
insurance premiums, car payment, dining out, pharmacy charges, groceries) with a single credit card that offers both cash back and points toward travel and other purchases.
The deal allegedly works like this: The
law firm steers its client to Kompothecras» clinics, which don't accept health
insurance; the clinics get the first chunk of their charges from the personal injury coverage that is a mandatory part of
auto insurance policies; then, the remainder of fees come right out of any settlement or verdict, guaranteed by a «letter of protection» executed by the
law firm.
Most Floridians carry
auto insurance as required by
law, however many
do not carry the type of
insurance which covers injuries caused in accidents.
This is unfortunate because, while the rest of us
do our best to adhere to Florida
law and maintain our
auto insurance, we are left in a difficult position when hit by an uninsured or underinsured driver.
This coverage protects insureds in the event they are involved in a crash with an at - fault driver who either doesn't have
auto insurance (as required by
law) or doesn't have enough
auto insurance liability coverage to cover the full cost of the plaintiff's injuries and damages.
If you are involved in an
auto accident with a motorist who
does not have
insurance, Florida uninsured motorist
law is your ally.
If a bicyclist
does not have
auto insurance (possibly because he
does not own a car), he can still be covered under Michigan
law.
Maryland
law does not require PIP coverage on
auto policies, but
insurance companies are required to offer you the coverage when you buy an
auto insurance policy.
Determining responsibility in an
auto accident Minnesota's no - fault
insurance law does not guarantee coverage for all losses in an
auto accident.
When a driver is at fault for an accident you are involved in and
does not carry
auto insurance, uninsured motorist coverage will pay for any medical expenses you incur, your pain and suffering, and depending on the
laws of your state, the damage to your property.
It's also a legal issue - you are required, by
law, to have some basic form of
auto insurance, and failing to
do so carries some fairly strict punishments.
This type of coverage will ensure that your expenses are paid even if you get into an accident with a driver who
does not carry the required
auto insurance minimums or has only the very minimum coverage amounts required by
law.
So what's causing these huge differences in the price of
auto insurance and why
does location appear to be playing a role when a state
law clearly makes it illegal for
auto insurance companies to use location as an influence on how much they charge you for
auto insurance coverage?
The
laws in each state will vary as all states
do not have uniform
laws and it is the same with Maine
auto insurance laws as well.
However, before choosing a particular
auto insurance coverage, you should also try and understand the minimum coverage requirements of the state, so that your policy limits are compliant with the
law and you don't have to end up paying penalties for not owning the right coverage.
Almost every state requires some form of
auto insurance (and if they don't require
auto insurance, they still require you to prove you can financially cover any accident you get into), and while each state has their own
laws, they usually require either one or both of the following types of car
insurance:
Florida's no fault
laws for
auto insurance do not apply to motorcycles.
But despite the
laws that protect the disabled,
do they actually get fair treatment when it comes to
auto insurance rates?
Only New Hampshire
does not have a compulsory
auto insurance liability
law.
Not only
do traffic
laws vary by state,
auto insurance rules and coverage
do too.
New Hampshire's motor vehicle
laws do not require drivers to carry
auto insurance — as long as they meet one financial requirement.
Insurance not needed for registration: Proof of auto insurance isn't required when registering a vehicle, but Mississippi's compulsory auto liability insurance law does require an insurance card showing required coverages are in place to be in the vehicle at a
Insurance not needed for registration: Proof of
auto insurance isn't required when registering a vehicle, but Mississippi's compulsory auto liability insurance law does require an insurance card showing required coverages are in place to be in the vehicle at a
insurance isn't required when registering a vehicle, but Mississippi's compulsory
auto liability
insurance law does require an insurance card showing required coverages are in place to be in the vehicle at a
insurance law does require an
insurance card showing required coverages are in place to be in the vehicle at a
insurance card showing required coverages are in place to be in the vehicle at all times.
California
auto insurance law requires every driver to prove financial responsibility, and this type of policy is the easiest way to
do so.
Choosing the right
auto insurance coverage is important to ensure you
do not get into the wrong side of
law.
Mississippi
auto insurance does not follow the no - fault
laws since it is a Tort state.
Did you know that
auto insurance is required by
law throughout all of Colorado, and there is simply no better time to review your policy than when it comes up for renewal.
This type of
insurance is meant to protect
law - abiding drivers from those who
do not have
auto insurance.
Always comply with the
law, and you may also want to cover yourself against cars that don't carry
auto insurance.
Since you are required by
law to carry an
auto policy, it makes sense to
do everything you can to maximize your coverage and get the most out of your car
insurance investment.
Definitively stating which states have the cheapest
auto insurance is difficult to
do because of differences in state
laws that make apples - to - apples comparisons problematic.
To
do so, you must meet the mandatory
auto insurance law: $ 25,000 of bodily injury coverage for injuries or death occurring to one person in an accident; $ 50,000 of bodily injury coverage for injuries or deaths occurring to more than one person in an accident; and $ 25,000 of property damage coverage per accident.
Also it should be made clear that this coverage is highly expensive & optional which by
law is not included in the normal
auto insurance policies, the alignment has to be
done separately with the insurer.
You don't just want to pick the Catonsville
auto insurance policy that costs the least amount of money, because it might not be the coverage you're required to have by
law.
So the state of Wyoming passed
laws stating that if an
auto insurance company wanted to
do ANY business in the state, then they had to agree to help cover high risk drivers too.
One of the quickest ways to push affordable Richmond
auto insurance rates into costly territory is by speeding, and over the long Memorial Day weekend, that's just what potentially thousands of motorists may have
done by failing to obey the
law.
Delaware
law does not require uninsured / underinsured motorist coverage, but since these protections normally don't add exorbitant cost to Delaware
auto insurance quotes, you may find them worth your while.
So what exactly
does this
law on
auto insurance protects and what are its purposes?
Uninsured Motorist Protection — because even though the
law says
auto insurance is mandatory, that doesn't mean that everyone will have it.
One has to realize that a good full coverage
auto insurance package can
do a lot more than fill the basic requirement of having your car insured, as required by the
law.
Laws surrounding
auto insurance are dictated by state
law, and most states
do require that you have some form of
auto insurance.
You don't have to be driving to be convicted of violating Connecticut's
auto insurance law.
But
did you know that in some states, if you take an online
insurance reduction course, your
auto insurance company is actually required by
law to give you a discount?
The state of Arizona is considering a change in the current
auto insurance law which allows police personnel to impound and tow automobiles that
do not have liability
auto insurance coverage.
Pennsylvania Proposes Car
Insurance Verification Cameras When you're doing online auto insurance shopping, you always want to keep abreast of new or changing insurance laws rea
Insurance Verification Cameras When you're
doing online
auto insurance shopping, you always want to keep abreast of new or changing insurance laws rea
insurance shopping, you always want to keep abreast of new or changing
insurance laws rea
insurance laws read more...
Maine car
insurance laws do not require
auto owners to carry uninsured motorist coverage, but that coverage will pay to repair a car damaged by another driver who doesn't have adequate coverage.
First, you should know when shopping for Somerville
insurance quotes that you have certain rights under Mass
law for
auto insurance, rights that residents of many other states don't enjoy.