Esurance offers umbrella insurance, which acts as a secondary liability policy if you should exceed your home and
auto insurance liability limits after you're sued for an at - fault accident.
In all of these situations, costs and fees have a tendency to go above basic home and
auto insurance liability limits.
It covers damage claims that you, your dependents or your pets cause to others, and it kicks in once claims exceed your home insurance and
auto insurance liability limits.
Dear Bedo, When people think of umbrella insurance, they think of policies that will cover them against large lawsuits that exceed
their auto insurance liability limits for car accidents or their home insurance liability limits for home injuries.
Auto insurance liability limits are how much money an insurance company will pay after an accident or other financial loss, based on the amount of liability coverage you buy.
Auto Insurance Liability Limits:
A personal umbrella policy is an extra layer of protection that goes above the normal homeowners and
auto insurance liability limits.
It's also worth remembering that
your auto insurance liability limits potentially protect you in the event that something happens while you are transporting another person's child in your recalled minivan.
For instance, you could reach
your auto insurance liability limit of $ 250,000 quickly as a result of an accident or collision.
Concord Group Insurance offers personal umbrella coverage starting at $ 1 million, in addition to your homeowners and
auto insurance liability limits.