Sentences with phrase «auto liability coverage applies»
Hired auto liability coverage applies to you (the named insured) and to anyone else who is driving a hired auto with your permission.
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Hired auto liability coverage applies on an excess basis.
Not exact matches
This does not apply if it involves your auto, as that would be covered under your liability coverage on your car insurance.
Deductibles don't apply to the liability portion of your auto policy, only to the comprehensive and collision coverage, according to the Insurance Information Institute.
If your liability coverage applies only to owned autos, employees are insureds only while driving autos you own.
It extends the additional liability coverage for your homeowners, auto, and other lines of insurance which apply after the policy limits have exhausted themselves.
Used to apply for an exemption from NYS auto liability insurance coverage requirements (NYS Financial Security Law) while a vehicle was at a registered NYS repair shop or junk / salvage facility.
Umbrella Insurance: This is additional liability coverage that applies when you have exceeded the liability portion of your home insurance or auto insurance coverage.
Uninsured Motorist and Underinsured Motorist Auto Insurance Coverage apply when the at - fault driver of a vehicular accident lacks liability or has insufficient coverage to pay for the damages caused to other people.
Perhaps the best way to increase your personal injury liability coverage is to purchase an umbrella liability policy, because this type of liability can be applied to multiple insurance lines, such as your home and auto.
It is important to know about liability coverage, before applying for auto insurance, as you need to be clear about the kind of coverage amount that you wish to use in this auto insurance purchase.
That means that you can exhaust the liability limits of your car insurance, use $ 100,000 of the umbrella policy to settle the outstanding medical and property damage claims, and still have coverage remaining to apply to home or auto liability in other cases.