Sentences with phrase «auto policy excludes»

A commercial auto policy excludes bodily injury claims filed by any of your employees.

Your auto policy excludes claims against you (the employer) by injured employees.

The Texas Department of Insurance (TDI) posts a warning on its auto insurance page indicating that some personal auto policies exclude commercial use.

Personal property damage claims are often denied because auto policies exclude «personal property.»

Many personal auto policies exclude coverage for business use; however, there are options to add a personal vehicle to a business policy.

Most personal auto policies exclude «drive for hire.»

The Texas Department of Insurance (TDI) posts a warning on its auto insurance page indicating that some personal auto policies exclude commercial use.

The Texas Department of Insurance (TDI) warns consumers that some personal auto policies exclude coverage if an accident occurs while the vehicle is being used for business purposes.

Not exact matches

Your auto policy may exclude liability coverage for vehicles designed for off - road use.

You may also gain coverage for circumstances excluded under normal auto and home policies.

Finally, many carriers will specifically exclude coverage for auto racing, driving a vehicle without permission, business use, being an Uber or taxi driver, or regular use of a vehicle by a driver not underwritten on the policy.

Since your current auto, home, or commercial policy probably excludes earthquake damage, you may be interested in separate Texas earthquake insurance policies.

While most of the auto insurance policies in Ohio did not include this exclusion, House Bill 278 makes it that no insurance policy can exclude coverage for an intra-family death claim.

Basic uninsured coverage is typically included in auto insurance policies and must be explicitly rejected if the driver wishes to exclude it.

This type of coverage is commonly written into auto insurance policies because it is required under California law to be included, unless you agree in writing to have it excluded.

The Ontario Superior Court has held that an «excluded driver» under an auto policy is not a «listed driver» under the policy for the purpose of receiving accident benefits under...

Those living in your household who will never drive your vehicles can generally be excluded from your insurance policy to save on auto insurance premiums.

All auto insurance policies are meant to exclude personal property.

Auto policies are written in a way that will allow insurance providers to exclude repairs by dealerships and to put used parts in your vehicle.

Massachusetts Supreme Judicial Court has recently upheld the long standing exclusion the standard automobile insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....»

Your auto policy may exclude liability coverage for vehicles designed for off - road use.

For example, they exclude pedestrians struck by an insured auto if the accident does not occur in the state where policy was written (the fist page or front page will answer which state the policy is underwritten in).

Excluded from your limits — An umbrella policy can pay for expenses related to claims that aren't covered by your current auto and home policies, like false arrest, libel, and slander.

Once this person is excluded from your policy, he or she will not be covered under your personal auto policy for future accidents.

Although a driver may be excluded from your policy, you or the excluded driver will still be responsible for any damages or injuries that may result from an auto accident in which the excluded driver is at fault.

Such times do fall under the category of occurring only on rare occasions, but there are indeed instances that it makes sense to exclude a family member from your auto policy.

Individuals interested in purchasing an auto insurance policy that allows excluded driver endorsements should consider getting several quotes.

Another problem with personal auto policies is that they exclude business - related risks.

Like the auto policy, the credit card coverage excludes diminution in value.

Coverage for unknown or unexpected exposures that are excluded in typical auto, homeowners, recreational vehicle or boat liability policies.

You may also gain coverage for circumstances excluded under normal auto and home policies.

Whether you have a homeowner's policy, renter's insurance, life insurance or auto insurance, you can most likely find a clause excluding coverage associated with war or violent uprisings.

Some states permit insurers to exclude stacking under their auto policies.

Named driver exclusion: Endorsement on your auto policy that excludes a particular driver who has access to your car from coverage.

An umbrella policy provides liability protection above your standard homeowner, auto or boat insurance and may cover you for claims that are excluded by your other liability policies.

Autos are excluded from being considered personal property, sometimes with an exception made for coverage for an auto used solely to service a personal residence and not registered or driven on the road, though you should refer to your specific policy language for that.

You can also opt for a higher deductible, exclude certain coverage, and buy your home policy from the same company from which you get your auto policy.

If for some reason your teen was specifically excluded from your auto insurance policy, you will not have coverage for the accident.

An auto insurance exclusion is a provision that is written into your car insurance policy that excludes coverage for a particular driver or situation.

Notify your auto insurance agent if you would like to exclude a driver from your policy and to find out if your state allows exclusions.

The Texas Department of Insurance warns state residents that some Texas auto insurers exclude business use on personal policies.

Another indirect limit, of course, is created by the types of coverage you choose to include or exclude on your auto policy.

If you and most of your family members had a comparatively cleaner record but one single member had a bad driving record, it would be wise to exclude that person from the auto insurance policy to obtain a lower premium.

If you live with a bad driver or one with a history of accidents, you might want to exclude them from your auto policy.

«Confused — you do realize the minute someone steals your car the liability protection afforded to you by your auto policy is now excluded?»

Your auto insurance policy likely excludes vehicles that weigh more than 9,000 pounds, such as a moving truck.