Even a simple dent to the car can cost a considerable amount to repair and paying premiums are much better than paying
huge auto repair bills.
States require minimum coverage to protect drivers from having to deal with the expensive of paying for medical bills and
auto repair bills on their own after an accident.
When your deductibles are high, the chance of you filing a claim decreases because
your auto repair bill has to cost more than your deductible before you can ask your insurance company to cover the costs.
What have you been doing with all the bank statements, insurance statements,
auto repair bills, and more?
Keep copies of bills and repair estimates: Start a file where you can collect medical bills,
auto repair bills, payment receipts, rental car receipts, insurance policies, letters from insurance companies, or any other document that shows what happened to you.
When your deductibles are high, the chance of you filing a claim decreases because
your auto repair bill has to cost more than your deductible before you can ask your insurance company to cover the costs.
You never know what
the auto repair bill is going to be, you never know if injuries will appear later, and you never know if the other person is going to give you a fake number and disappear.
Your company may require a «proof of loss» form, as well as documents relating to your claim, such as medical and
auto repair bills and a copy of the police report.
This means that if person A takes your car and hits person B, person B's uninsured motorist coverage will pay for person B's medical and
auto repair bills.
UM will cover
your auto repair bills up to your coverage limit.
To start, collision coverage will cover
your auto repair bills after an at - fault accident.