Once you've checked the list above, look up several
auto title lenders in your area to see which offers the best rates.
In terms of providing borrowers with poor credit an alternative to the gouging APRs offered
by auto title lenders, Finova is cheaper, but only by a certain amount.
It promotes an attractive current ARP range of 17 to 30 percent, which is far lower than the 300 percent charged by
auto title lenders; but, by the time you add in all of the additional fees and credit insurance, the APR can be upwards of 200 percent.