Sentences with phrase «automobile liability policy»

Our students are covered by a basic $ 1,000,000 automobile liability policy (state law requires only a minimum of $ 100,000) and we also carry a $ 2,000,000 umbrella policy.

Example: an automobile liability policy of 100 / 300/50 provides a maximum of $ 100,000 bodily injury coverage per person, $ 300,000 bodily injury coverage per accident, and a property damage limit of $ 50,000 per accident.

The state was one of the first to enforce such a law which requires that all registered motor vehicles be covered by an automobile liability policy continuously until...

Med - pay is one of the types of insurance your can purchase when you get your automobile liability policy.

Not exact matches

A typical auto insurance policy provides liability coverage for any automobile you own or use.

Personal policies include homeowners insurance, renters insurance, and automobile insurance, whereas commercial polices are written specifically for businesses and other organizations and may include commercial general liability, workers» compensation, and commercial property insurance.

If you are bringing a vehicle, the policy must include Automobile Liability coverage of at least $ 1,000,000.

Typically, you can obtain $ 1 million in coverage for a couple hundred dollars annually; higher coverage amounts can be even more cost - effective.2 Before adding umbrella insurance, however, you generally must purchase the maximum liability coverage on your homeowners and automobile policies, which serve as a deductible for the umbrella policy.

Under the Insurance Act, an automobile insurance policy provides liability coverage to a named insured and every other person, who, with the named insured's consent, drives or is an occupant of an automobile owned by the named insured or named in the policy when the use or operation of the automobile results in loss or damage to others.

The Ontario Insurance Act defines «automobile» as either (a) a motor vehicle required under any Act to be insured under a motor vehicle liability policy, or (b) a vehicle prescribed by regulation to be an automobile.

Accordingly, when snowmobiles are operated on property not occupied by the owner at the time of an accident, they are considered «automobiles» for which insurance coverage resulting from an accident may be available under the individual's own automobile insurance policy, including statutory accident benefits, third - party liability and underinsured coverage.

Standard practice for insurance companies and insurance brokers in Alberta is to recommend $ 1 million in third - party liability coverage in an automobile insurance policy.

(2) Clause (1)(c) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.

John continues to provide insurance coverage opinions on general liability, automobile, trucking, cargo, and professional liability policies.

«insured automobile» means, in respect of a particular motor vehicle liability policy, an automobile covered by the policy;

In any action in Ontario against the licensed insurer or its insured arising out of an automobile accident in Ontario, the insurer shall appear and shall not set up any defence to a claim under a contract made outside Ontario, including any defence as to the limit or limits of liability under the contract, that might not be set up if the contract were evidenced by a motor vehicle liability policy issued in Ontario and such contract made outside Ontario shall be deemed to include the statutory accident benefits referred to in subsection 268 (1).

226.1 An insurer that issues motor vehicle liability policies in another province or territory of Canada, the United States of America or a jurisdiction designated in the Statutory Accident Benefits Schedule may file an undertaking with the Superintendent, in the form provided by the Superintendent, providing that the insurer's motor vehicle liability policies will provide at least the coverage described in sections 251, 265 and 268 when the insured automobiles are operated in Ontario.

Indeed, Section 5.6.3 of the (Ontario Automobile Policy) O.A.P. 1 and Section 9 of the OPCF - 44R endorsement explicitly state that findings of liability by courts outside of Ontario are not binding on the insurer with respect to claims for said coverage.

al., [1] the applicant, Aquatech Logistics, held three insurance policies: Aviva provided an automobile policy, Lombard Insurance provided a comprehensive general liability policy, and ACE INA provided a pollution incident liability policy.

(3) Clause (2)(b) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.

$ 1,485,000 — Automobile Liability — policy limits settlement for college student in Arizona who who sustained closed head traumatic brain injury (TBI) and other physical impairments after being ejected from a vehicle that veered off of the roadway.

The driver asked the Court to order the insurance company to defend her against the motorcyclist's lawsuit under the liability coverage of her automobile insurance policy.

«insured automobile» means, in respect of a particular motor vehicle liability policy, an automobile covered by the policy; («automobile assurée»)

If an Uber driver hasn't accepted a ride during the time of the auto collision, the personal automobile policy is going to offer liability coverage for collisions caused by an Uber driver.

Under Chicago's public vehicle industry ordinances, every taxis cab licensee must carry automobile liability insurance policy with minimum limit of $ 350,000 combined single limit coverage per occurrence.

The liability portion of an insurance policy is specifically for defending and settling any claims or paying any judgments rendered against the insured in an automobile negligence claim.

However, ARS § 20 - 259.01 requires that every insurer writing an automobile liability or motor vehicle liability policy offer, in writing, uninsured and underinsured coverage to their insureds in an amount equal to the insured's liability coverage.

The Insurance Act states that every motor vehicle liability policy issued in Ontario shall provide that the insured appoints the insurer as its attorney to defend any action against the insured arising out of the ownership, use or operation of the automobile: Insurance Act, R.S.O. 1990, c. I. 8, s. 252 (1)(c).

This website goes well beyond issues concerning your standard automobile insurance liability policy and includes homeowner's insurance, Social Security Disability (SSI & SSDI), condominium insurance, renters insurance, workers compensation, wrongful death (fatal accident), uninsured motorist and under insured motorist claims, bad faith issues, title insurance, boat insurance as well as commercial insurance and MORE!

Umbrella insurance is designed to give added liability protection beyond the limits on homeowners, automobile, and personal insurance policies.

Bodily injury liability of an automobile liability insurance policy covers an at - fault driver, so they don't have out - of - pocket expenses for others» emergency and ongoing medical expenses, loss of income and funeral costs.

While your automobile liability insurance policy provides coverage for every passenger in your vehicle injured in an accident caused by the driver's negligence, it will most likely not provide any liability coverage when the injured passenger is your spouse.

For many, it's possible to purchase personal liability insurance through a homeowners, an automobile, or a personal umbrella policy.

In addition to the compulsory coverages (third - party liability, accident benefits, and uninsured / unidentified automobile), there are optional coverages that you can include in your Nova Scotia auto insurance policy.

The Commercial General Liability (CGL) policy excludes some types of liability coverage, worker's compensation, professional liability, liability related to operating an automobile or truck, and corporate directors and officer's lLiability (CGL) policy excludes some types of liability coverage, worker's compensation, professional liability, liability related to operating an automobile or truck, and corporate directors and officer's lliability coverage, worker's compensation, professional liability, liability related to operating an automobile or truck, and corporate directors and officer's lliability, liability related to operating an automobile or truck, and corporate directors and officer's lliability related to operating an automobile or truck, and corporate directors and officer's liabilityliability.

In addition to liability coverage, a typical automobile insurance policy will provide the following benefits:

In order to comply with these requirements, you must purchase an automobile limited liability insurance policy, put a cash deposit down with the DMV, have a certificate of insurance by the DMV for fleet insurace of 25 vehicles or more, or you must have a surety bond for at least $ 35,000 from an insurance company.

In addition to liability insurance, a complete automobile insurance policy will provide this protection:

Comprehensive Personal Liability (CPL), Homeowners Insurance Policy, Personal Automobile Policy (Pap), Personal Umbrella Liability, and the Uninsured Motorist Endorsement comprise the list of Personal Liability policies.

The personal liability coverage available through a standard homeowners or automobile policy simply may not be enough, so you may want to consider purchasing a personal excess liability policy.

Apart from the minimum liability plan, the state of California also gives a chance for those who want to save more on their policies by offering a lowered required coverage for California Automobile Assigned Risk Plan members.

For example, a homeowner's insurance policy will normally include liability coverage which protects the insured in the event of a claim brought by someone who slips and falls on the property; automobile insurance also includes an aspect of liability insurance that indemnifies against the harm that a crashing car can cause to others» lives, health, or property.

Automobile insurance policies usually divide liability coverage into two categories: bodily injury and property damage.

Some of Business Liability policies include: Commercial General Liability Insurance (CGPL); Business Automobile Policy (BAP); Employers Liability and Workers Compensation; Manufacturers and Contractors Liability (M&C); Owners, Landlords and Tenants Liability Insurance Policy (Ol & t); and Physicians, Surgeons and Dentists Professional Liability.

Umbrella policies typically offer more liability coverage at lower premiums than individual policies such as Automobile, Homeowner's, and Renter's.

The liability benefits on your automobile policy help to protect you from this financial devastation.

If you currently have an automobile insurance policy or have had a policy in the past, you will need to provide the name of the company, the dates you were insured, and the liability coverage limits you carried.

Automobile Liability Insurance — An insurance policy that covers the buyers liabilities in the event of a car accident.

Uninsured Motorist Coverage - Endorsement to a personal automobile policy that covers an insured collision with a driver who does not have liability insurance.

2 Based on countrywide rates for a married couple who owns a home, two automobiles without youthful operators on the policy, and auto and home insurance liability limits of $ 250,000 / $ 500,000.