Sentences with phrase «availability of credit cards»

And because the federal Credit CARD Act of 2009 limited the availability of credit cards to college - age students, issuers are rolling out debit reward cards aimed at that audience.

With the easy availability of credit cards and the hefty costs of tuition, now millions of people have debt problems.

Once they are in college, many students quickly rack up a bad credit score due to the easy availability of credit cards.

Our jobs as consumers is to find our own best way to manage credit, to be fully informed about the cost of using a credit card and the cost of carrying debt on it, and to understand our unique reaction to the availability of credit cards.

Not exact matches

This year's Oct. 1 deadline for the transition to EMV credit cards is what's driving the widespread availability of mobile payments.

Previous Bankrate surveys have shown similar results, explaining that several factors including the availability of debit cards and concerns about possible debt play into millennials» credit card avoidance.

SEATTLE, February 1, 2018 — Today, Starbucks (NASDAQ: SBUX) and Chase (NYSE: JPM) announce the availability of the Starbucks Rewards ™ Visa ® Card, a co-brand credit card integrated directly into the Starbucks Rewards ™ loyalty progCard, a co-brand credit card integrated directly into the Starbucks Rewards ™ loyalty progcard integrated directly into the Starbucks Rewards ™ loyalty program.

While the opportunity for point value is lower, cash back programs are simple and cardholders are guaranteed a predictable rate of return from their credit card rewards, without having to decipher loyalty programs or search for award availability.

They wanted to pull my credit when I called about the availability of a vehicle and get my credit card info for a deposit on a car that I haven't even looked at yet.

The successful high bidder must call to confirm the availability of the vehicle within 2 business days and provide a $ 1000 non refundable deposit via credit card to secure the vehicle.

In view of the current challenges in terms of cash availability, Nissan and Datsun dealers are extending the facility of cashless payment options such as Cheques, Debit / Credit cards and eWallets to purchase parts or services.

I had ordered on the first day of availability (though not as quickly as Nathan), and my credit card was charged within a couple of days.

Airline credit cards may offer an equivalent cash value of from 1 to 5 cents per mile you earn, but it's difficult to consistently quantify the value because award flights and availability are dynamic - always changing based on demand, flight prices, routes and other factors.

An unsecured credit card for bad credit is generally a small credit line (initially) that is usually less than a thousand dollars, and serves as a way for the bank or lending institution to judge if you are a good steward of your credit availability.

One of the nice features of the Capital One ® secured card for people trying to improve their credit standing is the availability of Capital One's online account management and its Credit Tracker, which provides free credit - monitoring and a credit simulatorcredit standing is the availability of Capital One's online account management and its Credit Tracker, which provides free credit - monitoring and a credit simulatorCredit Tracker, which provides free credit - monitoring and a credit simulatorcredit - monitoring and a credit simulatorcredit simulator tool.

YOU MUST HAVE FUNDS AVAILABLE (IN THE CASE OF EFT PAYMENTS) OR CREDIT AVAILABILITY (IN THE CASE OF CREDIT CARD PAYMENTS) ON THE DATE THAT THE PAYMENT WILL BE WITHDRAWN OR PROCESSED AS PROVIDED ON THE PAYMENT CONFIRMATION PAGE THAT YOU RECEIVE UPON SCHEDULING A PAYMENT.

Credit card utilization — the second most important factor in credit scoring after making on - time payments — isn't just a single calculation made up of your total card debt and total credit card availabCredit card utilization — the second most important factor in credit scoring after making on - time payments — isn't just a single calculation made up of your total card debt and total credit card availabcredit scoring after making on - time payments — isn't just a single calculation made up of your total card debt and total credit card availabcredit card availability.

The availability of easy credit and credit cards for everyone had reduced the demand for layaway services and most retailers had closed their layaway departments, but with the economic situation facing the country today, many consumers are putting away their credit cards and opting for a low cost layaway program instead.

These Terms and Conditions are supplemental to, and do not supersede or replace, any agreement with us pertaining to (a) the Account (including, but not limited to, Your Deposit Terms and Conditions, Account Information Statement, Funds Availability Disclosure and Electronic Funds Transfer Services, all as may be amended or restated from time to time); (b) any BancorpSouth checking or savings account which is a Source (including, but not limited to, Your Deposit Terms and Conditions, Account Information Statement, Funds Availability Disclosure and Electronic Funds Transfer Services, all as may be amended or restated from time to time); (c) any BancorpSouth line of credit which is a Source (including, but not limited to, the promissory note or other credit agreement which is applicable to the line of credit and the security agreements, if any, which secure payment of the line of credit); and (d) any BancorpSouth credit card which is a Source (including, but not limited to, the cardholder agreement which is applicable to the credit card as may be amended or restated from time to time).

Source availability is determined by the separate agreements governing your Source product (in the case of a checking or savings account, the account terms and conditions; in the case of a line of credit, the promissory note or credit agreement, or in the case of a credit card, the cardholder agreement).

If the Source has insufficient availability (for example, if a Source checking or savings account does not have a sufficient available balance to cover the Overdraft, or if a Source line of credit does not have a sufficient available credit limit to cover an Overdraft, or if a Source credit card account does not have a sufficient available cash advance limit to cover an Overdraft), then the Overdraft will be covered only to the extent that the Source has availability.

Paying off your first credit card puts your credit utilization at 25 %, because you have $ 3,000 available out of a total credit availability of $ 4,000.

The availability of your FICO ® Score is meant for the primary account holder of consumer credit card accounts.

If I were you, I'd be more focused on paying off credit card and auto loan debt — these types of debt impact your credit score and availability much more than student loan debt does.

Update: Please be aware of Chase's new terms for the availability of Sapphire - family credit cards.

USAA credit cards also include access to USAA MemberShop, a free shopping portal where you can earn extra rewards and the availability of qualified experts when you have questions or need assistance preparing for, during, or after deployment.

$ 100 Hotel Credit: Hotel credit available at participating Ritz - Carlton hotels for qualifying paid stays using The Ritz - Carlton Rewards Credit Card, when booking this offer and requires a two - night minimum length of stay, subject to availabCredit: Hotel credit available at participating Ritz - Carlton hotels for qualifying paid stays using The Ritz - Carlton Rewards Credit Card, when booking this offer and requires a two - night minimum length of stay, subject to availabcredit available at participating Ritz - Carlton hotels for qualifying paid stays using The Ritz - Carlton Rewards Credit Card, when booking this offer and requires a two - night minimum length of stay, subject to availabCredit Card, when booking this offer and requires a two - night minimum length of stay, subject to availability.

Keeping track of what credit card is best to use at which location, finding award availability across a variety of carriers and finding the best deals when paying based on the cash rate are all made easier with some of the great tools out -LSB-...]

Often, people sign up for a credit card and its accompanying airline rewards program, but when they go to redeem the miles, they become disappointed in the availability of award seats.

For example, the United credit card allows access to additional saver award availability and the AAdvantage card gives you 10 percent of your redeemed miles back annually, up to 10,000 miles.

Upon confirmation of availability by our reservations team you can pay for your holiday using your favorite credit card, debit card, or Paypal account.

Per the terms of the credit card, the «[w] eekend night certificate is valid for one (1) weekend night standard accommodation, double occupancy, subject to availability, at properties in the Hilton Portfolio.»

Until we know what the award charts — and the new award availability — look like, we won't know the value of our Skymiles, and we won't know the final effect of the devaluation on earning using co-branded Delta credit and debit cards and on miles earned through flying.

Among other consumer protections it put in place, the CARD Act sought to reduce the risk of young people falling into credit card debt by limiting its availabilCARD Act sought to reduce the risk of young people falling into credit card debt by limiting its availabilcard debt by limiting its availability.

Evidence includes a printout of the screen or a screenshot that proves availability and rate (i.e. the credit card information page that shows the rate, room type, dates, etc.) You do not, however, have to book the rate.

Book a room on Best Available rate and get priority for early check - in or late check - out (upon availability) Offer excludes Taxes, includes buffet breakfast and WiFi and 2 free laundry or ironing pieces per day All reservations must be guaranteed with a credit card which is valid on the day of arrival.

So before you pull out the credit card to pay the AAnytime rate for a coach or business class award, we strongly suggest checking the MileSAAver availability for the next highest class of service (business or first class).

I think the problem of reduced seat availability is as much a symptom of shrinking flights and shrinking jets as it is the expansion of credit card rewards.

With the massive sign - up bonuses and the ability to earn miles on some credit cards just by swiping, the effective value of my miles is being diluted, and the availability of seats is only going to get worse.

-- Third - tier members (aka the status given to credit card holders) are really getting screwed: ** no longer receive upgrades to a higher room type than they booked ** no guaranteed availability ** no late checkout ** 10 % points bonus instead of 15 % ** No premium internet access — Second - tier members are now specifically excluded from being upgraded to club - level floors.

While the opportunity for point value is lower, cash back programs are simple and cardholders are guaranteed a predictable rate of return from their credit card rewards, without having to decipher loyalty programs or search for award availability.

The most obvious, of course, is with an airline credit card: Those miles go directly to your frequent flyer account, and you cash them in for flights if there is availability.

If you use United MileagePlus as your primary airline rewards program, it can even be worth signing up for one of their co-branded credit cards just for access to last - seat «Standard» - level award availability, even if you never spend a dollar on the card, since access to those Standard awards can increase the value of Ultimate Rewards points transferred in from Chase.

They did this to avoid paying too many of the credit card transaction fees and give more availability to the different services for those that don't own a credit card in the first place.

• Welcome customers as they enter the shoe store and engage them in conversation to determine their shoe buying needs • Provide customers with information on available styles, sizes and colors • Walk customers through the display shelves and answer their questions regarding prices and availability • Look for shoe sizes, styles and colors in storage areas and inform customers if something is not available • Assist customers in trying shoes on and provide honest feedback • Provide customers with information on discount or other promotional offers • Make - certain that the shoe display area is kept clean and organized at all times • Order out of stock shoes from the warehouse before the retail stock runs out • Maintain knowledge of new trends in the shoe making industry and ensure that displayed stock is kept current • Encourage customers to buy accessories such as socks, insoles and shoe polishes • Run customers through the payment procedure by processing credit card and cash transactions • Provide customers with information on return and exchange policies

• Welcome customers as they approach the box office counter and inquire into their movie preferences • Provide information on running movies and show timings along with seat availability • Take customers» information (such as name and age) and punch it into the system for verification purposes • Provide customers with information on age - appropriateness of their desired movie and ensure that identification is properly conducted for rated films • Issue tickets to customers and ask them to verify seat, movie and date information on them • Accept credit card and cash payments for sold tickets and tender change and receipts • Handle reservations for shows over the telephone and in person and ensure that any cancellations are managed according to cinema protocols • Balance cash registers against tickets sold and ensure that any discrepancies or problems are immediately handled • Create and maintain reports of sold tickets and cinema income and provide feedback to managers regarding movies» success or failure • Assist in booking entire cinema halls for special screenings and issue tickets / passes to authorized guests and support staff • Ascertain that leaflet racks are fully stocked and that the counter is properly cleaned and maintained • Issue auxiliaries such as 3D glasses and ensure that returned glasses are counted and stored properly

• Save annual cost of $ 30K by negotiating a productive contract with a third party transportation service provider • Reduce the front desk operational costs by 12 % through implementation of cost effective methods • Run and check daily reports, contingency lists and credit card authorization reports • Coordinate with housekeeping department to track room status and availability • Answer, record and process all guest calls and concerns • Arrange transportation services for guests and visitors • Cash guests» checks and process all types of payments received • Secure guest payments, activate, issue and re-issue room keys • Process check - in, check - out and room change requests in a timely manner

Operated a cash register to process cash, check and credit card transactions.Administered all point of sale opening and closing procedures.Replenished floor stock and processed shipments to ensure product availability for customers.

Computed sales prices, total purchases and processed payments.Described merchandise and explain operation of merchandise to customers.Maintained knowledge of current promotions, policies regarding payment and exchanges, and security practices.Placed special orders and called other stores to find desired items.Recommended merchandise based on customer needs.Operated a cash register to process cash, check and credit card transactions.Guided customers in choosing items that reflected personal style and shape.Replenished floor stock and processed shipments to ensure product availability for customers.

• Advise staff of any changes in policy and procedures, allocate resources, plan work schedule and assign work • Train current and new staff members, conduct performance reviews and make recommendations regarding corrective actions and dismissals • Proactively assist departmental manager with scheduling for entire department for various training courses to ensure service level is met • Create and distribute various reports to staff and peers Collector III (September 2007 to present) • Assisted non prime borrowers in bringing their loan current using one of the variety of programs offered customized for individual financial needs • Assisted team manager with maintaining and distributing month end numbers to peers needed for individuals to achieve individual as well as team monthly goal • Proactively created and facilitated various training classes to assist peers with negotiation skills, creating a sense of urgency as well as curing past due mortgage loans • Peer coached Prime and HAD agents on negotiation skills, overcoming objections and handle time Financial Service Advisor / Relief Team Manager (March 2006 to September 2007) • Proactively contacted Card members that were deemed likely to attrite, educated them on their current terms and offered competitive balance transfer rates based on their individual credit history • Assisted with new hire training and development • Created reports assisting peers with agent availability which increased team results by 20 % • Provided feedback to marginally performing associates to improve both individual and department performance in percentage of contacts to attempts, phone availability and sales rate