Whether we are fighting to protect the mortgage interest deduction, safeguard private property rights, eliminate unnecessary restrictions on your business or guard against attempts to reduce
the availability of credit for mortgage lending, you can REST ASSURED that we are fighting for you and your clients.
Use of credit score facilitates
the availability of credit for borrowers.
It has created considerable uncertainty over the priority status afforded to pension plan wind - up deficits, particularly in insolvency proceedings involving the plan sponsor, and the effects on
availability of credit for all organizations that provide defined benefit pension plans for their employees.
An IVA will affect an individual's credit rating — which could have an impact on the cost and / or
availability of credit for six years.
This creates
the availability of credit for people and businesses.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences
for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price
for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our
credit ratings; 22) our dependence on our suppliers, as well as the cost and
availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate
for our additional capital needs or
for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
This year's Oct. 1 deadline
for the transition to EMV
credit cards is what's driving the widespread
availability of mobile payments.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities
for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future
availability of credit and factors that may affect such
availability, including
credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
According to the Center
for Automotive Research, between 1998 and 2005 North America's auto industry enjoyed sales substantially above long - term trends, made possible partly by the «widespread
availability of sub-prime
credit.»
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations
of the Company or its customers and suppliers; (2) the Company's
credit ratings and its cost
of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance
of new product offerings; (6) the
availability and cost
of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact
of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation
of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K
for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
Benefits — Each family / real estate investor keeps average $ 600 / mo
for 2 yrs, real estate in all major metropolitans will have a traded price, increase buying power
of low income high
credit citizens, stimulate real estate investment by making it easier
for investors to cash flow a rental property, reduce home inventory, the increase home values and liquidity provides incentive to put the $ X trillion in capital currently on the sidelines back to work and mortgage prepayments will increase capital
availability.
For example, the reduced availability of mortgage financing for those with lower credit scores seems likely to contin
For example, the reduced
availability of mortgage financing
for those with lower credit scores seems likely to contin
for those with lower
credit scores seems likely to continue.
Housing prices surged ever higher as greater
credit availability increased the demand
for homes by bringing a greater number
of buyers into the market.
Small - cap firms are more
of a
credit risk, so the
availability and ease
of financing is more critical
for these companies.
We caution you that these statements are not guarantees
of future performance and are subject to numerous risks and uncertainties, including volatility in the economy and the
credit markets, supply and demand changes
for vacation ownership and residential products, competitive conditions; the
availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained in our Annual Report on 10 - K
for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and in subsequent SEC filings, any
of which could cause actual results to differ materially from those expressed in or implied in this presentation.
Credit availability to households with lower - rated credit scores remains limited and households with homes that have fallen sharply in value have lost most or all of their home equity and this makes it very difficult for them to refinance these mort
Credit availability to households with lower - rated
credit scores remains limited and households with homes that have fallen sharply in value have lost most or all of their home equity and this makes it very difficult for them to refinance these mort
credit scores remains limited and households with homes that have fallen sharply in value have lost most or all
of their home equity and this makes it very difficult
for them to refinance these mortgages.
Factors affecting the level
of consumer spending
for such discretionary items include general economic conditions, and other factors, such as consumer confidence in future economic conditions, fears
of recession, the
availability and cost
of consumer
credit, levels
of unemployment, and tax rates.
Factors affecting the level
of spending
for such discretionary items include general economic conditions and other factors such as consumer confidence in future economic conditions, fears
of recession, the
availability of consumer
credit, levels
of unemployment, tax rates and the cost
of consumer
credit.
The growing
availability of credit has also expanded the resources available to new entrepreneurs launching businesses, and has given many families access to the funds they need to «smooth over» periods
of financial challenge.9 / At the same time, competition among lenders
for individuals with solid
credit histories has reduced the price
of credit for those consumers.10 /
Because instead
of limiting the overall
availability of credit like it did in the past, the Fed now limits the
credit available to other prospective borrowers by grabbing more
for itself, which it then passes on to the U.S. Treasury and to housing agencies whose securities it purchases.
Instead
of increasing or reducing the
availability of credit by adding to or subtracting from the supply
of Fed deposit balances, the Fed now loosens or tightens
credit by controlling financial institutions» demand
for such balances using a pair
of new monetary control devices.
During the pre-approval process, your lender will take a complete loan application which includes performing an income and asset verification, and he will account
for specific loan traits which may affect your final approval such as your personal
credit scores, any required child support payments, and the
availability of a co-signer, as examples.
While much
of the loosening has been
for jumbo loan products, the
availability of conforming conventional mortgage
credit has also somewhat increased...»
I further understand that
Credit Karma will determine, in its sole discretion, when, how often, and with which participating providers it checks
for pre-qualified offers based on criteria from each participating provider,
availability of information needed to identify prequalified offers and other relevant factors.
We caution you that these statements are not guarantees
of future performance and are subject to numerous risks and uncertainties, including volatility in the economy and the
credit markets, supply and demand changes
for vacation ownership and residential products, competitive conditions; the
availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained in the Information Statement filed as an exhibit to our Annual Report on Form 10 - K
for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and in subsequent SEC filings, any
of which could cause actual results to differ materially from those expressed in or implied in this presentation.
While the opportunity
for point value is lower, cash back programs are simple and cardholders are guaranteed a predictable rate
of return from their
credit card rewards, without having to decipher loyalty programs or search
for award
availability.
The company cautions you that these statements are not guarantees
of future performance and are subject to numerous risks and uncertainties, including volatility in the economy and the
credit markets, supply and demand changes
for vacation ownership and residential products, competitive conditions; the
availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained in the company's most recent Annual Report on Form 10 - K filed with the U.S Securities and Exchange Commission (the «SEC») and in subsequent SEC filings, any
of which could cause actual results to differ materially from those expressed in or implied in this press release.
«Mortgage
credit availability increased
for the third consecutive month in November, driven by increased
availability of conventional low down payment and streamlined refinance loan programs,» said Lynn Fisher, MBA's vice president
of research and economics.
Examples
of these risks, uncertainties and other factors include, but are not limited to the impact
of: adverse general economic and related factors, such as fluctuating or increasing levels
of unemployment, underemployment and the volatility
of fuel prices, declines in the securities and real estate markets, and perceptions
of these conditions that decrease the level
of disposable income
of consumers or consumer confidence; adverse events impacting the security
of travel, such as terrorist acts, armed conflict and threats thereof, acts
of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread
of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment
of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount
of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion
of our assets pledged as collateral under our existing debt agreements and the ability
of our creditors to accelerate the repayment
of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss
of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price
of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times
of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements
for crew members and other employee relation issues; the continued
availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
A big part
of the allure
of sports betting
for students is the
availability of credit.
-- If the Administrator determines that the provisions
of this section regarding banking, allowance rollover, or destruction offset
credits create a significant potential
for inconsistency with the requirements
of any applicable international agreement to which the United States is a party or otherwise adheres, the Administrator may promulgate regulations restricting the
availability of banking, allowance rollover, or destruction offset
credits to the extent necessary to avoid such inconsistency.
Authentic alliance between MMC, Midlands Technical College, and the Midlands Education and Business Alliance (MEBA) Location on a college campus Dual
credit opportunities at no cost to students Diverse student population representing several counties in the state Small classes Small environment (maximum
of 135 students unless additional space becomes available) Daily tutoring time by students» individual teachers Implementation
of a variety
of instructional methods Class schedule (11:00 AM — 5:00 PM)
Availability of all Midlands Tech facilities, including the media center, science labs, computer labs, auditorium, conference rooms Frequent, consistent, and immediate interventions Daily common planning time
for teachers.
[81] While these contingent commitments are not an obligation and do not guarantee receipt
of RRIF or TIFIA
credit assistance, as applicable, they represent an agreement between the DOT and a project sponsor to provide
credit assistance subject to the satisfaction
of all
of the terms and conditions
for credit assistance set forth under the RRIF or TIFIA statutes, as applicable, including satisfaction
of Federal eligibility requirements (such as the National Environmental Policy Act
of 1969) and the
availability of budgetary authority
for such
credit assistance.
The master
credit agreements will incorporate a list
of eligible projects, the maximum amount
of credit assistance available and the
availability period
for the contingent commitment.
Pursuant to the recently enacted Fixing America's Surface Transportation Act (FAST Act), DOT announced the
availability of $ 1.435 billion in capital over five years
for the TIFIA
credit assistance program (and any funds that may be available from prior fiscal years) to provide TIFIA
credit assistance
for eligible projects.
One reason
for the brisk delivery rates was the increased
availability of relatively low interest loans and a comeback
of credit access
for people with imperfect
credit scores.
On July 31, 2012, DOT published a Notice
of Funding
Availability (NOFA) in the Federal Register that outlines the
credit assistance review process and invites project sponsors to submit a letter
of interest (LOI)
for TIFIA
credit assistance on a rolling basis.
On July 31, 2012, the Department published a Notice
of Funding
Availability (NOFA) in the Federal Register outlining the
credit assistance review process and inviting project sponsors to submit a letter
of interest (LOI)
for TIFIA
credit assistance on a rolling basis.
This is not an offer
of credit and does not assure the
availability of your eligibility
for any specific product.
They wanted to pull my
credit when I called about the
availability of a vehicle and get my
credit card info
for a deposit on a car that I haven't even looked at yet.
26/19 Highway / City MPGOur mission is to provide you with the best vehicle purchase and ownership experience possible, from helping you qualify
for credit online to estimating the value
of your trade - in with a simple questionnaire, we work hard to give you the information and choices you need to have the freedom to guide your vehicle purchase.Please check
availability as our inventory changes daily and listings may take 24 hours or more to update.
Priced below KBB Fair Purchase Price!Our mission is to provide you with the best vehicle purchase and ownership experience possible, from helping you qualify
for credit online to estimating the value
of your trade - in with a simple questionnaire, we work hard to give you the information and choices you need to have the freedom to guide your vehicle purchase.Please check
availability as our inventory changes daily and listings may take 24 hours or more to update.
Marvel deserves
credit for bringing something new to the digital conversation beyond «day and date» (simultaneous
availability of print and digital comics, a recent hot - button
for an industry terrified
of cannibalizing its fragile direct market
for printed products).
Bad
credit Christmas loans are custom designed
for those borrowers who have had a bit
of trouble in the past when it comes to managing their
credit availability, and thousands
of people are approved everyday
for the money they need.
The Company disclosed
availability of over $ 11 million
for borrowing under the terms
of the Wachovia line
of credit («LOC»), as
of October 11, 2009.
An unsecured
credit card
for bad
credit is generally a small
credit line (initially) that is usually less than a thousand dollars, and serves as a way
for the bank or lending institution to judge if you are a good steward
of your
credit availability.
But given the limited
availability of renovation loans and the higher
credit and down - payment requirements
for these transactions, an FHA 203 (k) loan may be worth the extra costs
for many homeowners and buyers who would like to renovate.
Availability: Residents
of some states in the U.S. may not qualify
for a bad
credit loan as a result
of certain lender requirements.
(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a
credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling ser
credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description
of the services to be performed by the
credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling ser
credit services organization
for the buyer and the total cost
of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address
of the surety company that issued the bond or the name and address
of the depository and the trustee and the account number
of the surety account; (d) A complete and accurate statement
of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair
Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling ser
Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available
for review at no charge on request made to the consumer reporting agency within thirty days after the date
of receipt
of notice that
credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling ser
credit has been denied and that the buyer's file is available
for a minimal charge at any other time; (f) A complete and accurate statement
of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy
of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files
of a consumer reporting agency; (h) A complete and accurate statement
of when consumer information becomes obsolete and
of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement
of the
availability of nonprofit
credit counseling ser
credit counseling services.
One such example
of super-attractive access to
credit markets revolves around the
availability of long - term, fixed low - interest rate, non-recourse financing
for many income - producing real estate properties.