Sentences with phrase «available as a death benefit»

The Withdrawal Base is not available as a death benefit or for cash surrender value.

The Withdrawal Base is not available as a death benefit, or for surrender.

The insured can choose from two options available as a death benefit in order to secure their loved ones.

Death Benefit: Lump sum, monthly income, double sum assured are variations available as death benefit in this plan.

Not exact matches

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

No other death benefits are available for survivors of participants under the optional retirement program except for such benefits, or coverage for such benefits, as are separately afforded by the employer at the employer's discretion.

Though available to all contract owners, the Global Atlantic Portfolios are also ten of eleven managed risk investment options qualifying as choices for optional living and death benefits, when applicable.

Since they're better able to assess your risk through the health questions, this policy's death benefit can be as high as $ 50,000 in value, though this is still significantly lower than what is available through alternate insurers.

Jackson AscenderPlus Select offers traditional fixed annuity benefits, such as guaranteed minimum interest, death benefits, and flexible retirement income options including LifePay ®, an optional income rider available for an additional charge.

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

Policy loans are also available using your cash value as collateral, but keep in mind that loans affect the amount of your death benefit.

A pro rata deduction is available when only part of the death benefit is paid to an eligible dependant or only part is paid as a lump sum.

Consumption of plasma protease inhibitors and saturation of available α2 - macroglobulin by activated proteases is rapidly followed by acute disseminated intravascular coagulation, shock and death.34, 35 Although a clinical trial in humans has failed to show the beneficial effects of fresh - frozen plasma directed at replenishing α2 - macroglobulin stores, there is anecdotal evidence of its benefit in dogs with pancreatitis.36 Transfusion of fresh frozen plasma (10 - 20 ml / kg) to replace natural protease inhibitors such as α2 - macroglobulin is frequently associated with amelioration of the deleterious effects associated with inflammatory mediators and activated proteases.

This benefit is available to your spouse or children (or whoever you have named as the beneficiary) in case of your death in a motor vehicle accident.

In the usual situation the amount of a funeral and death benefits immediately available to family members under these provisions are not overly complicated to work out as it is a simple arithmetic calculation based upon some minor variable factors.

The Accelerated Death Benefit rider is free of charge for all applicants where it can be applied, and additional riders are made available for those looking to protect their Children, as well, and for those who want to protect their policy from non-payment during disability.

Other riders are available as well for spouses and children, events of disability or critical illness, and additional methods of death benefit payout.

Provides coverage for long - term care expenses if necessary, as well as a death benefit or a return of your initial premium if you not Lincoln Financial's Funding Life Long - Term Care products are available online and are searchable by state.

If you die prematurely and don't have the full death benefit available for your loved ones it can have devastating effects, as your family may not have enough money to replace your income, pay down debt or meet other financial needs.

These options include a disability waiver (available on the CPA Plan, but not on the Spouse Life plan), as well as an Accidental Death and Dismemberment (AD&D) coverage, and an accelerated death benefit option feature for terminal illDeath and Dismemberment (AD&D) coverage, and an accelerated death benefit option feature for terminal illdeath benefit option feature for terminal illness.

Several riders are available, as with most level term products, including an accelerated death benefit rider, safety and transportation benefits, and optional riders like the waiver of premium or children's riders.

The minimum death benefit is $ 50,000 and they'll write anyone between the aged of 0 - 90 which is the widest range available anywhere as far as age is concerned.

To do this, add all available savings, stocks, bonds, mutual funds, the death benefit payable under existing life insurance (such as group life through your employer), and Social Security.

Tax benefits are available on the premium paid and Death Benefit as per sections 80 (C) and 10 (10D) of the Income Tax Act.

Tax benefits are available on the premium paid and Death and Maturity Benefits as per sections 80 (C) and 10 (10D) of the Income benefits are available on the premium paid and Death and Maturity Benefits as per sections 80 (C) and 10 (10D) of the Income Benefits as per sections 80 (C) and 10 (10D) of the Income Tax Act.

In an AD&D policy, benefits are available not only for accidental death but also for the loss of limbs or body functions such as sight and hearing.

For this reason and this reason alone, it is usually best to try to first find a simplified or fully underwritten life insurance policy first, and then if none are available, move on to a guaranteed issue policy as a last resort (preferably one that has a short graded death benefit period).

This policy would, essentially never acquire additional cash value, and the cash value you brought into the policy would likely soon evaporate (over 5 - 10 years) or be used to «buy - down» the premium, but as long as you paid the premium, there would be a $ 75,000 death benefit available.

Living Needs Benefit Rider is available at no cost, which means that if you become terminally ill, this rider will accelerate your death benefit to help pay for expenses such as long - term care facilities or nursinBenefit Rider is available at no cost, which means that if you become terminally ill, this rider will accelerate your death benefit to help pay for expenses such as long - term care facilities or nursinbenefit to help pay for expenses such as long - term care facilities or nursing home.

Also available at no charge is an accelerated death benefit which allows the policyholder to receive a portion of the death benefit if they are diagnosed as terminally ill.

Sometimes, as much as 80 % of the death benefit, may be made available, at any time within the last year or two of the insured person's projected life.

Personal Injury Protection (PIP) Also referred to as no - fault insurance, is available in certain states and pays medical expenses, and in some cases, loss of income, essential services, accidental death, funeral expenses, and survivor benefits, regardless of who is at fault in an accident.

Because the life insurance policies are not counted as part of a person's estate, allocating a portion of your wealth to a whole life insurance plan can be an effective way to reduce your estate's size by reducing available cash on hand while increasing your heirs» inheritance through legally avoided estate taxes, probate fees, and the payment of a large death benefit.

This is not to be confused with the «Accelerated Death Benefit» as it is a completely different rider available at an additional cost.

Six states — Kentucky, Maine, New Hampshire, Oregon, Washington and Wisconsin — have already passed various versions of a life insurance disclosure requirement, legally mandating that insurance carriers notify seniors in certain circumstances of the alternatives to lapse or surrender of their policy (e.g., accelerated death benefit or available riders, assignment of policy as a gift, life settlement, policy replacement, etc.).

This feature is sometimes called «accelerated death benefits» and is available on most permanent life insurance policies such as whole life insurance.

Additional Benefits: In addition to a larger than industry average maximum amount, Assurity's product boasts several available riders, such as the Accelerated Death Benefit Rider, but also a Children's Insurance rider.

Most life insurance policies pay out the death benefit as a lump sum — although there are other options typically available for receipt of the policy proceeds.

The death benefit remains in force for as long as there is cash value available.

There are other riders available as well for spouses and children, events of disability or critical illness, and additional methods of death benefit payout.

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

Suicide Exclusion: If the Life Assured commits suicide within one year from the risk commencement date or revival date, if revived, whether sane or insane at that time, the Company will limit the Death Benefits to the Fund Value as available on the death date and no insurance benefit will be payDeath Benefits to the Fund Value as available on the death date and no insurance benefit will be paydeath date and no insurance benefit will be payable.

To claim death benefit for lic policy, there are 2 types of forms available as per LIC of India website.

After your long - term needs are deducted from all your available resources, the remaining amount is used as the death benefit for your insurance policy.

Although the main reason you buy life insurance is to provide a death benefit for loved ones there are policies that provide cash that is available to you as long as you maintain them in force.

The death benefit is not available until two years after your policy issued, unless an accident (as defined in your contract) is the cause of death.

The riders available of money back policy are as follows: • Critical Illness rider: This rider offers a guaranteed sum if the Insured is diagnosed with some critical illness including major organ failure, coronary diseases, different types of cancer etc. • Accident rider: In case the policy holder's unexpected death due to accident the nominee receives a sum assured • Disability benefit rider: This type is rider helps in case the policy holder is left paralyzed due to some major accident in his life.

There are two types of death benefits available — one in which the highest of the fund value or the sum assured or 105 % of total premiums paid is offered as the death benefit.

Riders such as accidental death benefit, hospital cash benefit, permanent and total disability rider, etc. may only available until a certain age.

Suicide Exclusion: If the Life Assured commits suicide within one year from the Policy Commencement Date, whether sane or insane at the time, the Company will limit the Death Benefit to the Fund Value as available on the date of death and no insurance benefit will be payDeath Benefit to the Fund Value as available on the date of death and no insurance benefit will be pBenefit to the Fund Value as available on the date of death and no insurance benefit will be paydeath and no insurance benefit will be pbenefit will be payable.