Sentences with phrase «available cash value as»

Should you encounter any financial difficulties while your child is growing up, it's good to know that you can borrow against the policy's available cash value as long as all premiums are paid (policy loan interest rate is 8 %).

Not exact matches

Most agree that banks need to have more cash, or capital, available to ensure they do not default on their obligations when the value of their other assets plunge, as happened during the recent mortgage crisis.
As Warren Buffet has stated many times, the value of any stock equals the discounted value of the future cash flows available to equity holders.
The potential tax benefits from investing in MLPs depend on their being treated as partnerships for federal income tax purposes and, if the MLP is deemed to be a corporation, then its income would be subject to federal taxation at the entity level, reducing the amount of cash available for distribution to the fund which could result in a reduction of the fund's value.
If the minority chain has significant value we will make that value available for customers to hold or exchange for a period of time, as we did with Bitcoin Cash.
* 1 OWNER * ABSOLUTELY IMMACULATE CONDITION * LIKE NEW IN AND OUT * FANTASTIC SPORT LOOK * A MUST SEE CARFAX - 8 CONSISTENT MAINTENANCE RECORDS AVAILABLE * BELOW MARKET VALUE * NON SMOKER * GAS SAVER * PERFECT FOR EVERYDAY DRIVE AS WELL FAMILY ACTIVITIES * WE ARE CARFAX CERTIFIED ADVANTAGE DEALER * All Prices are cash only.
It's simple to borrow against the cash value of a permanent life insurance policy as there are no loan requirements or qualifications aside from the amount of cash value you have available.
In addition, you have less cash value available for other purposes, such as a policy loan.
The Withdrawal Base is not available as a death benefit or for cash surrender value.
A 100:1 ratio means that the trader is required to have at least 1/100 = 1 % of the total value of trade available as cash in the trading account, and so on.
And rather than having to move certain segments from an indexed fund to the fixed account, variable net cost loans are available which allow crediting from index strategies to be applied to the portion of the cash value being used as collateral.
Moreover the flexibility of cash value life insurance allows you to access the funds for other investments when opportunities are made available, such as during market crashes and bubbles popping.
Tax free life insurance loans are available from the company using your cash value as collateral.
If you calculate the intrinsic value of a business as Rs. 100 (just counting the book value of its land, plant & machinery and the cash in the bank) and it is available to buy in the stock market for Rs. 90, it can be a worthy investment.
Tax free life insurance loans are available from the carrier by using your cash value as collateral.
Tax free life insurance loans are available, using your cash value as collateral.
Poor investment choice as the interest you earn on the cash value may be lesser than other available investment alternatives.
Policy loans are also available using your cash value as collateral, but keep in mind that loans affect the amount of your death benefit.
So, using paid up additions and based upon your target cash value accumulation, as well as your budget, you can come up with a predictable plan to have a minimum cash value available for private financing within a specific targeted time frame.
Whole life, for example, offers benefits not available on term policies, such as a tax - advantaged cash value account that builds up inside the policy and the potential to receive dividends.
Fortunately, there are other options available such as term insurance which provides more flexibility at lower cost but for a shorter duration with no cash value.
Incorporated («Morgan Stanley») as its advisor to assist the Company in exploring strategic alternatives available to the Company for enhancing shareholder value, including but not limited to, continued execution of the Company's business plan, the payment of a cash dividend to the Company's shareholders, a repurchase by the Company of shares of its capital stock, the sale or spin off of Company assets, partnering or other collaboration agreements, a merger, sale or liquidation of, or acquisition by, the Company or other strategic transaction.
As of Oct. 31, 2011 (the latest quarter for which detailed information is available) Aberdeen had an investment portfolio of about CAD $ 80 million, $ 8 million in cash, $ 8 million in loans and $ 6 million in receivables plus royalties valued on the books of $ 27 million.
Variable universal life offers flexible life insurance protection and cash value growth potential to use as retirement income or for other expenses.1 The optional riders (available for an additional change) let you customize a policy to fit your needs.
For instance, the analysis below shows an updated estimate of the economic value of the policy, where $ 4,500 of cash value is available to cover all of the first year premium and part of the second year's as well.
No cash or other substitutions may be made, except by Capcom, who reserves the right to substitute a prize in whole or in part with another prize of comparable or greater value if the intended prize is not available for any reason as determined by Capcom in its sole discretion.
Long - term care (LTC) coverage is often available as a rider to a cash value insurance product such as universal, whole, or variable life insurance.
Cash value insurance is available in many forms, such as a universal life insurance policy, a whole life insurance policy, and a variable universal policy.
Permanent insurance coverage available to all members and their families that can grow as cash value accumulates.
The policy can build cash value that can be available as policy loans or cash surrenders, subject to policy terms and conditions.
Life insurance loans are available using your cash value as collateral.
Let's take a quick tour through Dave Ramsey's thoughts on whole life insurance, such as when he calls cash value life insurance, like whole life insurance, «one of the worst financial products available
It's simple to borrow against the cash value of a permanent life insurance policy as there are no loan requirements or qualifications aside from the amount of cash value you have available.
This policy would, essentially never acquire additional cash value, and the cash value you brought into the policy would likely soon evaporate (over 5 - 10 years) or be used to «buy - down» the premium, but as long as you paid the premium, there would be a $ 75,000 death benefit available.
A NOTE ON MEC (Modified Endowment Contract) A single premium life insurance policy is always a MEC, which simply means that your life insurance policy will be treated as a qualified plan such as, IRA, 401K, SEP or 403 (b); and will incur the same penalties if you withdraw any available cash value.
These types of policies are mostly available as term life insurance policies, although there are some available as a whole life policy which has a cash value accumulation feature.
As an adult, your child will have the option to turn in the policy and receive the available cash value.
Or, your child as an adult could turn in the policy for the available cash value.
As long as the premiums are paid, you can borrow * against the available cash value of the policAs long as the premiums are paid, you can borrow * against the available cash value of the policas the premiums are paid, you can borrow * against the available cash value of the policy.
These paid up additions are available via a rider sold alongside a cash value life insurance policy - such as Whole Life Insurance.
Paid up additions are only available on cash value life insurance policies such as Whole Life Insurance.
The death benefit remains in force for as long as there is cash value available.
As with other permanent life contracts, the cash value within a variable universal life policy grows tax - deferred and is available through a policy loan while the policyholder is alive.
At first, these riders were only offered in cash value policies such as whole life insurance or universal life insurance, but they are now available in term life insurance products as well.
Cash value balances still grow tax - deferred and are available as a policy loan while the insured is still living.
In addition, part of the premiums paid accumulates as cash value, which is available if the policy is cashed in or terminated.
Tax free life insurance loans are available, using your cash value as collateral.
Of the taxable income, the portion that is the policy's internal «profit» (the excess of the available cash surrender value over premiums paid) is taxed as ordinary income.
Moreover the flexibility of cash value life insurance allows you to access the funds for other investments when opportunities are made available, such as during market crashes and bubbles popping.
By law, when these «overpayments» reach a certain amount, they must be available to the policyholder as a cash value if he or she decides not to continue with the original plan.
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