Sentences with phrase «available credit accounts»

Actually, maxing out your card will likely cause your credit score to drop, since the ratio of debt to available credit accounts for 30 percent of your overall score.

Not exact matches

While closing a card doesn't shorten your account history, it decreases your total amount of credit available, and therefore increases your credit utilization rate, which could negatively impact your credit score.

Purchases of usage subscriptions (including credits, points, and / or virtual currency) or any virtual items made available on the online services are nonrefundable, have no monetary value (i.e., are not a cash account or equivalent), and are purchases of only a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable right to use, even if such came with a durational term (e.g., a monthly subscription).

Depending on your income tax bracket, you should also consider whether it makes sense to use a dependent care flexible spending account — if your employer makes one available — or the child and dependent care tax credit.

This offer is not available if the business already has a Wells Fargo Business Secured Card, Wells Fargo Business Platinum Credit Card, and Wells Fargo Business Elite Card, or opened or closed one of those accounts in the immediately preceding 12 months.

Once you close those unused accounts, you suddenly have less credit available.

Our electric company account actually shows up on our credit report when we do our every four month checkup available through the free reporting site.

Having more accounts opened will increase your total available credit, and should minimize your total utilization.

The credit report identifies recent actions that may be negatively impacting a user's credit health, like a recent hard inquiry, an account with missed payments or credit cards that consistently use a large amount of their available credit limit.

The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, or other student loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT and some products may have an associated cost.

Clients create an account on its website and answer a set of questions to provide basic information to see what possible repayment programs may be available (i.e., veterans discounts, better terms based on higher credit score, etc.).

Outside of that, it also examines how a company has handled credit in the past, looking at things such as average credit utilization (how much of your available credit you use), as well as the frequency of any derogatory marks towards your account (payment delinquency, collections, liens, etc.).

In addition to any other requirements or restrictions set forth in this Agreement, you shall not: (i) utilize the credit available on any Card to provide cash advances to Cardholders, (ii) submit any card transaction for processing that does not arise from your sale of goods or service to a buyer customer, (iii) act as a payment intermediary or aggregator or otherwise resell our services on behalf of any third party, (iv) send what you believe to be potentially fraudulent authorizations or fraudulent card transaction, or (v) use your Merchant Account or the Service in a manner that Visa, MasterCard, American Express, Discover or any other Payment Network reasonably believes to be an abuse of the Payment Network or a violation of Payment Network rules.

Retirement credits available for state income tax should be taken into account when making any calculations.

Beginning this week, the IRS expects to make refunds available in bank accounts or on debit cards for early filers who claimed the Earned Income Tax Credit and the Additional Child Tax Credit.

Just as creditors want to see that you can make on - time payments, and that you can keep from utilizing too much of your available credit, they also want to observe your ability to handle different types of credit accounts.

As of March 22, 2013, the company had $ 194 million in available capacity under its revolving credit facility after taking into account outstanding letters of credit and had $ 89 million of vacation ownership notes receivable eligible for securitization.

Customers also benefit from flexible and convenient online banking that allows them to view e-statements and their account summary, check available credit and existing balance, and more.

For example, if you have five credit cards, each with a $ 2,000 limit, you have a total $ 10,000 available credit over all five accounts.

Fees charged during the first year an account is open — not including penalty fees such as late fees, returned payment fees, etc — are limited to 25 % of the initial available credit by the CARD Act of 2009.

Even though you can not use the loan to make additional purchases, your credit accounts will remain open and available for use after you have paid their balances off with the loan proceeds.

A credit card balance transfer essentially means that you are transferring your account balance from one or more credit cards to another credit card with an available credit limit.

If you do have a credit card available, you may have wanted to use it a couple of times instead of drawing from your bank account.

As of June 20, 2014, the company had $ 197 million in available capacity under its revolving credit facility after taking into account outstanding letters of credit and had approximately $ 170 million of gross vacation ownership notes receivable eligible for securitization.

The company had $ 195 million in available capacity under its revolving credit facility after taking into account letters of credit.

Whilst there are many excellent credit card accounts available, with rates extremely competitive, it can sometimes be too tempting to fill in a form and receive your immediate approval without spending time checking out the many different offers available.

Closing a credit card account that you no longer use can have a negative impact on your credit score by reducing your total available credit.

For the purposes of maximizing your FICO score for travel hacking, keep your account credit utilization low: ideally, you want your balances at less than 30 % of your available credit all the time.

Due to the unemployment, your savings account has been emptied and you don't have any other available means of credit.

That remains true; however, opening and responsibly utilizing business credit accounts can help you extend your available credit and increase your credit score.

Closing an old account will immediately shrink this available credit.

you can enter to WIN a $ 15 GC to TinyTush.com for sharing the awesome Zulily sale (and yes, you should totally use your referral link, available when you create an account on Zulily, to earn those $ 15 Zulily credits!)

If linking a credit card to the account, $ 25 is available for use at tolls.

It is a mobile app available to download on Google Playstore and Apple Appstore which would allow customers to conduct a wide range of transactions at their convenience such as; account balance enquiry, purchase of phone credit, payment of utility bills, inter-bank transfer just to name a few.

«We're offering this account credit as an incentive for people considering purchasing an E-ZPass so they can join the millions of drivers already enjoying the discounts and flexible payment options available to customers.»

If you purchase a license that uses License Triggers, your order will represent an offer to us to purchase a license for the relevant feature (s) which will be accepted by us when we make the License Triggers available in your Account or debit your credit card, whichever comes first, and you can then use the feature (s) immediately.

help prevent fraudulent activity, including on your account (for example, if we collect your card details we will check these details with credit agencies and reserve the right to refuse to make available the Website and / or our Services if, for example, the card details provided are reported to be fraudulent or credit agencies report the activities as being fraudulent);

The following payment options are available on Free Cougar Dating: Credit Card, Debit Card, PayPal, and send money directly from bank account.

The $ 500 BMW Certified Pre-Owned Loyalty Credit is available for current or former BMW Financial Services NA, LLC customers who have had one previous Certified Pre-Owned (CPO) or Pre-Owned account with BMW Financial Services and are financing a Model Year 2016 or older BMW Certified Pre-Owned vehicle with BMW Financial Services NA, LLC.

Amazon has always offered gift cards that allow users to inject a specific monetary amount into their accounts and the credit can be used to purchase anything available on their website.

The timing, declaration, amount and payment of any future dividends to stockholders will fall within the discretion of the Board, taking into account such considerations as the Board may deem relevant at the time, including, without limitation, the Company's financial condition, financial performance, available liquidity, any applicable restrictions under the Company's credit facilities and applicable legal requirements.

They just offer a service that makes BlackBerry apps available to users who don't have a PayPal account or debit / credit card.

The Nations largest bookseller has said that credits will be available in customers accounts within the next few days.

The offer will only be available for a limited time and requires maintaining the new account in good standing for 90 days to receive the credit, with the credit being applied within 3 billing cycles.

Please be aware that if your credit is unused 90 calendar days from the day of accrual, Store Credits issued will be debited from your account and no longer be available for use.

If you already own a Kindle Fire, Amazon's already applied that credit to your account, but it's nice to see that they're also making the same offer available to new Kindle Fire owners.

If your book's popularity exhausts your marketing budget to the point your credit card is maxed out or the available cash in your bank account is consumed, no problem.

Public record information Any publicly available reports on delinquent accounts, liens, bankruptcies, and lawsuits (a public record can remain on your credit report for a number of years, depending on the type of account).

The available revolving credit limit can also be defined as the gross maximum minus the outstanding account balance.

Overdraft Protection available via savings account or overdraft line of credit (Qualification Required)