Sentences with phrase «available credit by»

Factors that can bring down buyers» credit score include using most of their available credit by maxing out their credit cards and applying for credit at many places within a short time period.

Domenick Mirando, who helps run his father's towing and auto repair business in Milldale, Conn., was frustrated to learn there's little he can do about the issuers of his four cards chopping his available credit by about $ 25,000 over the past three months — money he needs for the business.

After all when you go apply for that car or home loan you want your lender to see that you don't have the potential for using all your available credit by making charges to those credit cards after getting your loan.

Reducing your total available credit by canceling a credit card can increase your utilization rate if you currently have other credit card debt.

Fees charged during the first year an account is open — not including penalty fees such as late fees, returned payment fees, etc — are limited to 25 % of the initial available credit by the CARD Act of 2009.

Fees charged during the first year an account is open — not including penalty fees such as late fees, returned payment fees, etc — are limited to 25 % of the initial available credit by the CARD Act of 2009.

Not exact matches

By increasing the amount of credit that's available on your credit cards while working to reduce your debt, you will improve your credit utilization and help to increase your credit scores.

Expedia, the online travel agency controlled by Barry Diller, said it is cutting its plan to buy back its own shares by almost 80 percent, blaming a lack of attractive financing available in credit markets.

At July 22, 2012, the company had more than US$ 500 million in cash and US$ 913 million available under its operating credit facilities, augmented by US$ 305 million of proceeds from its recent equity issue.

You can try to boost your score by reducing the balance on your business credit cards or requesting a credit - line increase to lower the percentage of your available credit in use.

Offering yet another indication that China will continue to rely on credit to support growth, Li also set a goal of increasing total financing available for investments by 13 % in 2016, roughly double the GDP growth rate.

I see no evidence that most Canadians actually pay attention to Carney's sporadic announcements; the available evidence strongly suggests they're influenced more by his setting of the overnight rate, which goes a long way in determining the interest costs on their mortgages and lines of credit.

Historic Preservation Tax Credit — available to residents who «promote community revitalization and restoration, and the rehabilitation of historic properties,» as certified by the Delaware State Historic Preservation Office

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

By visiting the three major credit bureaus (or one of many free sites available online), you can gain visibility into your personal score and won't need to guess.

Monetary policy doesn't work by restricting or «rationing» the reserve funds available to the banks and so limiting the supply of credit via balance sheet constraints: it works by way of changing the price of borrowing, shifting borrowers along their borrowing demand curve.

The measure of any credit card's value can only be obtained by comparing it to other available options.

The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, or other student loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT and some products may have an associated cost.

Like Equifax and D&B, they also collect information available within the public record, information reported by both lenders and suppliers, as well as information from credit card companies, collection agencies, and other databases.

By contrast, in Australia there has been no noticeable widening of risk spreads in the corporate bond market over the past year, and credit has been easily available from intermediaries, with no reports of significant changes in banks» lending attitudes.

Beginning Farmer Credit — available to taxpayers deemed eligible by the Nebraska Department of Agriculture

For every $ 1,000 of income above the threshold, your available child tax credit is reduced by $ 50.

In contrast, Public Banks empower small businesses, students, homeowners, city and state governments, and community banks to prosper and thrive by banking for the common good over the long term, and making low - cost credit available where it is needed in the real economy.

The most recent year with data available by adoption type (2004) indicates that nearly half of adoptions for which the credit was claimed were for domestic children without special needs, with only 18 percent classified as special needs and the remainder reflecting international adoptions.

The IRS is currently revising Form W - 4 to reflect changes made by the Tax Cuts and Jobs Act (the «Act») affecting individual taxpayers — such as changes in available itemized deductions, increases in the child tax credit, the new dependent credit, and the repeal of dependent exemptions.

But for a select group of people with strong credit scores and a lot of spending money, a variety of exclusive credit cards may be available — sometimes by invitation only.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2017 through Aprilcredit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2017 through AprilCredit Karma members who were approved for this product from November 2017 through April 2018.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2017 through Aprilcredit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2017 through AprilCredit Karma members who were approved for this product from November 2017 through April 2018.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through Novembercredit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through NovemberCredit Karma members who were approved for this product from June 2014 through November 2014.

VantageScore boasts that its 3.0 model can score millions more people than other models by incorporating up to 24 months of past credit activity — including utility and rent payments where available — which could open up more credit options to you.

In turn, by having significantly lower credit limits, it becomes easier for low - income individuals to eat up a larger portion of what's available, thus increasing their credit utilization.

Doing so could hurt your credit score by increasing your utilization rate, or the percentage of your available credit that you use.

Because instead of limiting the overall availability of credit like it did in the past, the Fed now limits the credit available to other prospective borrowers by grabbing more for itself, which it then passes on to the U.S. Treasury and to housing agencies whose securities it purchases.

All of the businesses available to bid on have been thoroughly assessed by our Credit Team and have met our stringent credit criCredit Team and have met our stringent credit cricredit criteria.

Your credit line is largely determined by the value of assets available to secure the line (primarily A / R and in some cases inventory).

Currently, Tangerine cashback credit cards are highly favoured by consumers over other Canadian credit cards available on the market such as American Express Simply Cash Card and Rogers Platinum MasterCard.

In 2007, though, officials defended their inaction by citing the want to make mortgage credit available to U.S. home buyers during a crucial stage of the housing market's recovery.

«Liquidity» is defined by economists as money available in all forms to be given out as debt, ranging from credit card debt to mortgage debt to large quantities of institutional debt typically used in complex financial transactions such as highly leveraged corporate acquisitions.

You can make sure you're getting a fair deal by taking advantage of publicly available data on the pricing of bond you're looking to buy, or bonds with similar maturities, credit ratings and interest rates.

Officials defended their decision by saying that making mortgage credit available to U.S. home buyers was crucial to the housing market's recovery.

The importance of these insights for a proper understanding of central banks» devices for monetary control becomes instantly apparent once one realizes that, by regulating the actual quantity of its outstanding notes and deposit balances, together with the terms upon which it is willing to make more of the last available on credit to private sector financial firms, a central bank is able to influence, not just the quantity of circulating paper money, but the quantity of money substitutes created by the private sector.

In this instance, the most prudent action may be a hybrid approach in which cash is supplemented by funds available through a modest line of credit, or, in some instances, a credit card with manageable interest rates.

4.2.20 — The Customer may also use a Bitit Code throughout a Bitit gift available in exclusive point of sales, by cash or credit card.

Your available credit line is often affected by your average annual fee on the billing cycle on which you are charged.

Closing a credit card account that you no longer use can have a negative impact on your credit score by reducing your total available credit.

Smartphone Equality is a new approach by T - Mobile that makes it possible for all customers to avail of deals that have only been previously available to those with great credit scores.

The obvious benefit of this approach will be increased funds available for nongovernmental schools, funds subsidized by a tax credit rather than dispersed in federal grants.

By the time Congress gets to a vote on the debt ceiling, the only option available to rational legislators» no matter how conservative or liberal» is to continue enabling the government shopaholic by increasing Uncle Sam's credit linBy the time Congress gets to a vote on the debt ceiling, the only option available to rational legislators» no matter how conservative or liberal» is to continue enabling the government shopaholic by increasing Uncle Sam's credit linby increasing Uncle Sam's credit line.

There's a stack of evaluation forms to distribute, a grey handheld credit - card machine and a cardboard box containing 8 - by - 10s, posters and DVD copies of his speech, all available to purchase.

None of the funds made available by this Act may be used to implement an interim final or final rule regarding nutrition programs under the Richard B. Russell National School Lunch Act (42 U.S.C. 1751 et seq.) and the Child Nutrition Act of 1966 (42 U.S.C. 1771 et seq.) that --(1) requires crediting of tomato paste and puree based on volume; (2) implements a sodium reduction target beyond Target I, the 2 - year target, specified in Notice of Proposed Rulemaking, «Nutrition Standards in the National School Lunch and School Breakfast Programs» (FNS — 2007 — 0038, RIN 0584 — AD59) until the Secretary certifies that the Department has reviewed and evaluated relevant scientific studies and data relevant to the relationship of sodium reductions to human health; and (3) establishes any whole grain requirement without defining «whole grain.»